LELO BRANDS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2k and a net result of €58k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 8013 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 8013 sector peers (2025).
NBB · sector comparisonPosition among 8013 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
11 d early
2023
28 d early
2022
25 d early
2021
9 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 96.9%
2024 · €73k
2020: €59k
2021: €103k
2022: €153k
2023: €200k
2024: €73k
2020 → 2025
Net result
€58k▲ 11.1%
2024 · €52k
2020: €47k
2021: €45k
2022: €50k
2023: €43k
2024: €52k
2020 → 2025
Total assets
€54k▼ 54.5%
2024 · €118k
2020: €84k
2021: €115k
2022: €165k
2023: €211k
2024: €118k
2020 → 2025
Solvency
4.1%▼ 57.3pp
2024 · 61.4%
2020: 70.7%
2021: 90.0%
2022: 92.3%
2023: 94.8%
2024: 61.4%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€175k
Equity€103k-€153k▲ 47.7%€200k▲ 30.9%€73k▼ 63.7%€2k▼ 96.9%
Operating result€58k-€65k▲ 11.6%€55k▼ 14.9%€74k▲ 34.8%€82k▲ 9.5%
Net result€45k-€50k▲ 11.3%€43k▼ 15.0%€52k▲ 22.4%€58k▲ 11.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€19k▼ 16.6%
Current assets
€34k▼ 63.8%
Equity and liabilities €54k
Equity
€2k▼ 96.9%
Debt
€52k▲ 13.0%
The debt ratio rises from 38.6% to 95.9%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
4.1%▼
2024 · 61.4%
ROA
107.6%▲
2024 · 44.1%
Debt
€52k▲
2024 · €46k
Debt ≤ 1 year
€52k▲
2024 · €46k
Income taxes
€22k▲
2024 · €21k
A ratio outside any meaningful range has been withheld (balance sheet total €54k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€54k▼
Fixed assets21/28€23k€19k▼
Tangible fixed assets22/27€23k€19k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€20k€17k▼
Current assets29/58€95k€34k▼
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Other amounts receivable41€0-
Current investments50/53€0€28k▲
Cash at bank and in hand54/58€94k€6k▼
Deferred charges and accrued income490/1€870€916▲
Equity and liabilities
Total equity and liabilities10/49€118k€54k▼
Equity10/15€73k€2k▼
Contributions10/11€19k€2k▼
Reserves13€588€364▼
Distributable reserves133€588€364▼
Profit (loss) carried forward14€53k€0▼
Amounts payable17/49€46k€52k▲
Amounts payable within one year42/48€46k€52k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€11k€10k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€33k€40k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Turnover70€175k-
Non-recurring operating income76A€0-
Goods, raw materials, services and sundry goods60/61€99k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€23€50▲
Gross operating margin9900€80k€87k▲
Operating profit (loss)9901€74k€82k▲
Financial income75/76B€585€497▼
Recurring financial income75€585€497▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€73k€80k▲
Income taxes67/77€21k€22k▲
Profit (loss) for the period9904€52k€58k▲
Profit (loss) for the period to be appropriated9905€52k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€111k▲
Profit (loss) brought forward from the previous period14P€1k€53k▲
Transfer from equity791/2€179k€224▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€179k€112k▼
Return on contributions (dividend)694€179k€112k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €58k ▲11.1%
Operating result €82k, net result €58k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €43k ▼15%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €150kEq €153k ▲47.7%
3 profitable years in a row build equity to €153k.
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity triplescurrent ratio 8.83
Current ratio from 2.86 to 8.83; short-term debt falls from €22k to €12k.
30-09
Financial
Equity above €100kEq €103k ▲74.9%
2 profitable years in a row build equity to €103k.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poekelaan 118540 DeerlijkGround area
1,475 m²
Building footprint
230 m²
Volume, LiDAR
943 m³
2 parcels, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LELO BRANDS
since 20182.281.962.018
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34392C0449/00E003 | Flanders | 1,169 m² | 1 · 126 m² | 2.7 m |
| 34042B0183/00Y002 | Flanders | 306 m² | 1 · 104 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,140 EUR awarded · 1,140 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,140 EUR | 1,140 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
THE OXEN GROUP
BE 0727.922.642
Ukkel · Eq €2k
CUSTOMS CONSULTANCY
BE 0685.734.273
Menen · Eq €2k
MICAMA
BE 1011.871.534
Maaseik · Eq €2k
A LA MER
BE 0788.245.952
De Haan · Eq €2k
FUKUJUROJIN
BE 1012.019.410
Nijlen · Eq €2k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 1,872 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.