Private limited company · founded 2005 · 20 yrs activeMerehoekstraat 88, 9550 Herzele, BelgiumKBO/BCE: BE 0877.060.538
Summary
LELEU - VDB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of €742,824. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 78% of 1821 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
#5 company by equity in Herzele, Finance and insurance sector1 site
Size
€1.6mtotal assets 2025
Staff
0.4 FTE
Equity
€1.2m
Profit
€742,824
Turnover not published (abridged schema)Net result +679%: 18-month year
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
Accounts filed 3 d late0 of 4 deeds read
SignalsFiled after the deadlineShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
1 signal. The signal on the left, the evidence on the right.
○neutral
○
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
○
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
Annual accounts filedfiscal year 2025 · abbreviated…
Highest result since 2019net €742,824 ▲679%
Liquidity doublescurrent ratio 7.67
Key points
Positive: Equity rose in 2025from €441,736 to €1.2m▲ 168%View
Positive: Among the best 6% on net resultsector median €72,365 · 1,820 companies€742,824View
Positive: 7 profitable years in a rowprofit 2025: €742,8247 yearsView