LEJA
ActiveLEJA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281k and a net result of €210k. Equity is growing by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 25% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-7
Solvency47▼-31
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.78 against 2.82 in 2024; short-term debt: 45.7% and cash: 31.3% of total assets), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.1%
Return on assets
16.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 31584 sector peers (2025).
NBB · sector comparisonPosition among 31584 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
122 d early
2024
31 d early
2023
33 d early
2022
7 d early
2021
68 d early
2020
100 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€281k▼ 58.4%
2024 · €676k
2019: €20k
2020: €121k
2021: €170k
2022: €255k
2023: €446k
2024: €676k
2019 → 2025
Total assets
€1.27M▲ 0.5%
2024 · €1.27M
2019: €374k
2020: €492k
2021: €638k
2022: €830k
2023: €1.01M
2024: €1.27M
2019 → 2025
Net result
€210k▼ 24.6%
2024 · €278k
2019: €15k
2020: €101k
2021: €49k
2022: €86k
2023: €192k
2024: €278k
2019 → 2025
Working capital
€-131k
2024 · €285k
2019: €45k
2020: €129k
2021: €134k
2022: €172k
2023: €348k
2024: €285k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€255k▲ 50.3%€446k▲ 74.7%€676k▲ 51.5%€281k▼ 58.4%
Operating result€68k-€130k▲ 91.2%€279k▲ 114%€369k▲ 32.1%€280k▼ 24.1%
Net result€49k-€86k▲ 76.9%€192k▲ 122%€278k▲ 45.3%€210k▼ 24.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€822k▼ 0.5%
Current assets
€452k▲ 2.3%
Equity and liabilities €1.27M
Equity
€281k▼ 58.4%
Debt
€992k▲ 67.7%
The debt ratio rises from 46.7% to 77.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€321k▼
2024 · €420k
Cash flow
€251k▼
2024 · €329k
Solvency
22.1%▼
2024 · 53.3%
Current ratio
0.78▼
2024 · 2.82
Quick ratio
0.78▼
2024 · 2.82
Debt / equity
3.53▲
2024 · 0.88
ROE
74.6%▲
2024 · 41.2%
ROA
16.5%▼
2024 · 22.0%
Interest coverage
50.48▼
2024 · 62.39
Debt
€992k▲
2024 · €592k
Debt ≤ 1 year
€582k▲
2024 · €157k
Debt > 1 year
€398k▼
2024 · €426k
Income taxes
€64k▼
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.27M€1.27M▲
Fixed assets21/28€826k€822k▼
Tangible fixed assets22/27€826k€822k▼
Land and buildings22€791k€798k▲
Furniture and vehicles24€35k€24k▼
Current assets29/58€442k€452k▲
Amounts receivable within one year40/41€256k€52k▼
Trade receivables40€150k€47k▼
Other amounts receivable41€106k€5k▼
Current investments50/53€0-
Cash at bank and in hand54/58€184k€399k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.27M€1.27M▲
Equity10/15€676k€281k▼
Contributions10/11€5k€5k=
Reserves13€671k€276k▼
Distributable reserves133€671k€276k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€592k€992k▲
Amounts payable after more than one year17€426k€398k▼
Financial debts170/4€306k€278k▼
Other amounts payable178/9€120k€120k=
Amounts payable within one year42/48€157k€582k▲
Current portion of amounts payable after more than one year42€32k€28k▼
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€71k€54k▼
Taxes450/3€71k€54k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€48k€494k▲
Accrued charges and deferred income492/3€9k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€41k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€423k€323k▼
Operating profit (loss)9901€369k€280k▼
Financial income75/76B€3k€1▼
Recurring financial income75€3k€1▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€365k€274k▼
Income taxes67/77€87k€64k▼
Profit (loss) for the period9904€278k€210k▼
Profit (loss) for the period to be appropriated9905€278k€210k▼
Appropriation of the result
Profit (loss) to be appropriated9906€278k€210k▼
Transfer from equity791/2-€395k
Transfer to equity691/2€230k€79▼
To other reserves6921€230k€79▼
Profit to be distributed694/7€48k€605k▲
Return on contributions (dividend)694€48k€605k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €278k ▲45.3%
Operating result €369k, net result €278k, both a record.
31-12
Financial
Equity above €500kEq €676k ▲51.5%
6 profitable years in a row build equity to €676k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €255k ▲50.3%
4 profitable years in a row build equity to €255k.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €170k ▲40.2%
3 profitable years in a row build equity to €170k.
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €121k ▲508%
2 profitable years in a row build equity to €121k.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2019
Ground area
1,345 m²
Building footprint
148 m²
Volume, LiDAR
523 m³
Parcel 46015B0190/00A000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LEJA
since 20192.291.594.910
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46015B0190/00A000 | Flanders | 1,345 m² | 1 · 148 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 38,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.