LEI 25
ActiveLEI 25 has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €324k and a net result of €-27k. Equity is growing by ~31.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-77
Solvency58▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.27 in 2024; short-term debt: 15.1% and cash: 2.1% of total assets), and 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
5 d late
2023
27 d late
2022
67 d early
2021
23 d early
2020
30 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€324k▼ 7.6%
2024 · €351k
2018: €48k
2019: €58k
2020: €93k
2021: €106k
2022: €138k
2023: €67k
2024: €351k
2018 → 2025
Total assets
€975k▼ 4.3%
2024 · €1.02M
2018: €1.23M
2019: €1.18M
2020: €1.12M
2021: €1.10M
2022: €972k
2023: €1.66M
2024: €1.02M
2018 → 2025
Net result
€-27k
2024 · €284k
2018: €3k
2019: €11k
2020: €34k
2021: €13k
2022: €32k
2023: €-71k
2024: €284k
2018 → 2025
Working capital
€-126k▼ 20.7%
2024 · €-105k
2018: €-8k
2019: €-14k
2020: €28k
2021: €41k
2022: €57k
2023: €-891k
2024: €-105k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€138k▲ 30.6%€67k▼ 51.5%€351k▲ 422%€324k▼ 7.6%
Operating result€26k-€55k▲ 112%€-25k€441k€-2k
Net result€13k-€32k▲ 146%€-71k€284k€-27k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €441k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €975k
Fixed assets
€954k▼ 2.6%
Current assets
€21k▼ 47.1%
Equity and liabilities €975k
Equity
€324k▼ 7.6%
Debt
€651k▼ 2.6%
The debt ratio rises from 65.6% to 66.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €467k
Cash flow
€-513▼
2024 · €310k
Solvency
33.2%▼
2024 · 34.4%
Current ratio
0.14▼
2024 · 0.27
Quick ratio
0.14▼
2024 · 0.27
Debt / equity
2.01▲
2024 · 1.91
ROE
-8.3%▼
2024 · 80.8%
ROA
-2.7%▼
2024 · 27.8%
Interest coverage
0.98▼
2024 · 9.58
Debt
€651k▼
2024 · €668k
Debt ≤ 1 year
€147k▲
2024 · €144k
Debt > 1 year
€504k▼
2024 · €524k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€975k▼
Fixed assets21/28€980k€954k▼
Tangible fixed assets22/27€980k€954k▼
Land and buildings22€971k€954k▼
Furniture and vehicles24€9k-
Current assets29/58€39k€21k▼
Amounts receivable within one year40/41€15k€27▼
Other amounts receivable41€15k€27▼
Cash at bank and in hand54/58€24k€21k▼
Deferred charges and accrued income490/1€258€260▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€975k▼
Equity10/15€351k€324k▼
Contributions10/11€24k€24k=
Reserves13€332k€332k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€329k€329k=
Profit (loss) carried forward14€-5k€-32k▼
Amounts payable17/49€668k€651k▼
Amounts payable after more than one year17€524k€504k▼
Financial debts170/4€524k€504k▼
Amounts payable within one year42/48€144k€147k▲
Current portion of amounts payable after more than one year42€19k€20k▲
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€24k€24k=
Taxes450/3€24k€24k=
Other amounts payable47/48€97k€99k▲
Income statement
Code20242025
Non-recurring operating income76A€506k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k▲
Other operating charges640/8€5k€9k▲
Non-recurring operating charges66A-€9k
Gross operating margin9900€472k€42k▼
Operating profit (loss)9901€441k€-2k▼
Financial income75/76B€19-
Recurring financial income75€19-
Financial charges65/66B€49k€24k▼
Recurring financial charges65€49k€24k▼
Profit (loss) for the period before taxes9903€392k€-27k▼
Income taxes67/77€109k-
Profit (loss) for the period9904€284k€-27k▼
Profit (loss) for the period to be appropriated9905€284k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€279k€-32k▼
Profit (loss) brought forward from the previous period14P€-5k€-5k=
Transfer to equity691/2€284k-
To other reserves6921€284k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial
Back to profitnet €284k
Net result €284k after one loss-making year.
31-12
Financial
Equity above €200kEq €351k ▲422%
Equity rises from €67k to €351k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-71k ▼320%
Net result drops to €-71k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €106k ▲14.2%
4 profitable years in a row build equity to €106k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsesteenweg 2842500 LierGround area
8,085 m²
Building footprint
336 m²
Volume, LiDAR
1,789 m³
Parcel 12019A0367/00F000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Aarschotsesteenweg 284, 2500 Lier
since 20102.202.507.635
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12019A0367/00F000 | Flanders | 8,085 m² | 1 · 336 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-10-2010
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.