Losses
-€8,310 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
LEGAL EXPRESS
Lifetime
17 annual accounts with figures on one time axispeak €26,107 (2011)
-€3,615▼ €3,288
lowest -€7,953 (2022)
-€6,088▼ €3,866
peak €48,665 (2013)
€19,476▼ 23.8%
€328▲ 73.4%
Board3 names since 2019
1 directorAnouk De Graef
Documentsfilings and deeds
13-08-202613 days late
2025micro format
Gross margin from -€327 to -€3,615Loss of €6,088Equity from €25,564 to €19,476Debts from €189 to €328
Key points
from the 2025 annual accountsFilings
17 annual accounts since 2009
Eight of the last ten came late. The 2016 accounts came latest: 60 days after the end of the period.
Position in the sector
98.3%
Higher solvency than 95% of companies in postal and courier. Sector median 31.9% · 630 companies.
Turnover not published (abbreviated or micro format)
Checked score
83
Excellent
Financially stronger than 56% of micro companies in postal and courier (NACE 53)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 2.6% across 917 companies (NACE 53, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024lowest value
02-2025: 0.4%● unchanged vs 01-2025lowest value
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -0.4 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Postal and courier activities (NACE 53)
Loss of €6,088, the second in a row (financial year 2025)
No registered site in the KBO
lowers risk
Liquidity: current ratio 59.60, cash €18,402
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro). It does better than 93% of them on solvency, 99% on liquidity, 9% on profitability and 22% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as LEGAL EXPRESS has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LEGAL EXPRESS itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for LEGAL EXPRESS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 59.6, above the usual 1.5. Short-term debt is 1.7% and cash 92.9% of total assets. 1.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€6,088
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
13 days late
2024
1 day early
2023
29 days late
2022
31 days late
2021
5 days late
2020
25 days late
2019
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 53), the median for financial year 2024 was 13 days after the deadline, and 56% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0807392168
Resignation: Egzon SHERIFI (director)
Appointment: Anouk De Graef (director) · General meeting of 01-07-2021 · Gazette deed
Registered office moved from Saint-Josse-ten-Noode to Diest
New registered office: Molenbergstraat 46, 3290 Diest · Previous registered office: Gillonstraat 79, 1210 Sint-Joost-ten-Node · Board meeting of 15-12-2019 · Gazette deed
Registered office moved from Kraainem to Saint-Josse-ten-Noode
New registered office: Gillonstraat 79, 1210 Sint-Joost-ten-Node · Previous registered office: Hortensiaslaan 41, 1950 Kraainem · Resignation: Denis WATTIEZ (manager) · General meeting of 01-10-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LEGAL EXPRESS Diest | €19,804 | -€3,615 | 98.3% | - |
| BETO Wijnegem | €18,676 | -€356 | 80.5% | - |
| DARIYERI Antwerp | €23,491 | -€4,136 | 46.1% | - |
| PRINCE FILIP Vilvoorde | €12,652 | -€5,891 | -96.5% | - |
| DEDROOG Zonhoven | €26,170 | -€16,925 | 21.1% | - |
| S.L.R. EXPRESS Ixelles | €20,324 | -€2,181 | 82.4% | - |
| ABATRANS Molenbeek-Saint-Jean | €29,712 | €349 | -8.1% | - |
These companies have the same main activity as LEGAL EXPRESS: other postal and courier activities (NACE 53200). They are comparable in size and age: total assets between €12,700 and €29,700, founded between 2005 and 2014.
Official details
Source: KBO- Status
- Active since 27-10-2008Normal situation
- Activity
- Other postal and courier activitiesNACE 53200and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Insights on LEGAL EXPRESS
LEGAL EXPRESS files the micro format. That format states no turnover. The gross margin fell from €14,830 in 2009 to -€3,615 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LEGAL EXPRESS
- What is the company number of LEGAL EXPRESS?
- The company number of LEGAL EXPRESS is 0807.392.168. The VAT number is the same number with BE in front: BE 0807.392.168.
- Where is LEGAL EXPRESS based?
- The registered office is at Molenbergstraat 46, 3290 Diest.Company details
- What does LEGAL EXPRESS do?
- According to the KBO register, the main activity is other postal and courier activities (NACE 53200).
- What is the legal form of LEGAL EXPRESS?
- LEGAL EXPRESS is a private limited company (pre-2019) (BVBA).
- When was LEGAL EXPRESS founded?
- LEGAL EXPRESS was founded on 27-10-2008.
- Is LEGAL EXPRESS still active?
- Yes, LEGAL EXPRESS is an active enterprise in the KBO register.
- What is the turnover of LEGAL EXPRESS?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is LEGAL EXPRESS profitable?
- In financial year 2025, LEGAL EXPRESS made a loss of €6,088.
- Where can I find the annual accounts of LEGAL EXPRESS?
- LEGAL EXPRESS filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LEGAL EXPRESS due?
- LEGAL EXPRESS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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