LEGAL EXPRESS
ActiveThe computed 12-month bankruptcy probability of LEGAL EXPRESS is 2.0% (moderate). The 2025 annual accounts show equity of €19k and a net result of €-6k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 476 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 59.6; short-term debt: 1.7% and cash: 92.9% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
-30.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
1 d early
2023
29 d late
2022
31 d late
2021
5 d late
2020
25 d late
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 23.8%
2024 · €26k
2018: €11k
2019: €4k
2020: €21k
2021: €28k
2022: €20k
2023: €28k
2024: €26k
2018 → 2025
Total assets
€20k▼ 23.1%
2024 · €26k
2018: €12k
2019: €15k
2020: €37k
2021: €30k
2022: €20k
2023: €28k
2024: €26k
2018 → 2025
Net result
€-6k▼ 174%
2024 · €-2k
2018: €-2k
2019: €502
2020: €17k
2021: €7k
2022: €-8k
2023: €8k
2024: €-2k
2018 → 2025
Working capital
€19k▼ 18.1%
2024 · €23k
2018: €11k
2019: €4k
2020: €21k
2021: €26k
2022: €14k
2023: €24k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€20k▼ 28.4%€28k▲ 38.2%€26k▼ 8.0%€19k▼ 23.8%
Operating result€9k-€-8k€8k€-2k€-6k▼ 195%
Net result€7k-€-8k€8k€-2k€-6k▼ 174%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets
€246▼ 88.2%
Current assets
€20k▼ 17.4%
Equity and liabilities €20k
Equity
€19k▼ 23.8%
Debt
€328▲ 73.4%
The debt ratio rises from 0.7% to 1.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-4k▼
2024 · €-714
Cash flow
€-4k▼
2024 · €-954
Solvency
98.3%▼
2024 · 99.3%
Current ratio
59.60
Quick ratio
59.60
Debt / equity
0.02▲
2024 · 0.01
ROE
-31.3%▼
2024 · -8.7%
ROA
-30.7%▼
2024 · -8.6%
Interest coverage
-16.76▼
2024 · -2.98
Debt
€328▲
2024 · €189
Debt ≤ 1 year
€328▲
2024 · €189
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€20k▼
Fixed assets21/28€2k€246▼
Tangible fixed assets22/27€2k€246▼
Plant, machinery and equipment23€2k€246▼
Current assets29/58€24k€20k▼
Amounts receivable within one year40/41€147€1k▲
Trade receivables40-€330
Other amounts receivable41€147€826▲
Cash at bank and in hand54/58€24k€18k▼
Equity and liabilities
Total equity and liabilities10/49€26k€20k▼
Equity10/15€26k€19k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€18k€11k▼
Amounts payable17/49€189€328▲
Amounts payable within one year42/48€189€328▲
Trade debts44€64€273▲
Suppliers440/4€64€273▲
Other amounts payable47/48€125€55▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€-327€-4k▼
Operating profit (loss)9901€-2k€-6k▼
Financial charges65/66B€240€239▼
Recurring financial charges65€240€239▼
Profit (loss) for the period before taxes9903€-2k€-6k▼
Profit (loss) for the period9904€-2k€-6k▼
Profit (loss) for the period to be appropriated9905€-2k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€11k▼
Profit (loss) brought forward from the previous period14P€20k€18k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 195.88
Current ratio from 49.52 to 195.88; short-term debt falls from €293 to €125.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-8k ▼219%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 49.52
Current ratio from 13.13 to 49.52; short-term debt falls from €2k to €293.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Liquidity times 6current ratio 13.13
Current ratio from 2.37 to 13.13; short-term debt falls from €16k to €2k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Highest result since 2018net €17k ▲3270%
Operating result €20k, net result €17k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €502
Net result €502 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 21 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenbergstraat 463290 DiestGround area
1,511 m²
Building footprint
212 m²
Volume, LiDAR
1,152 m³
Parcel 24120B0013/00E005, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24120B0013/00E005 | Flanders | 1,511 m² | 1 · 212 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SEVES GROUP
BE 0790.985.609
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SAFARI FASTER
BE 0775.268.441
Ternat · Eq €20k
MEDITAC
BE 1003.204.187
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Of 4,917 companies in sector 53200 we hold annual accounts for 1,330. 1,052 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-10-2008
Fiscal year end31-12
Activities, NACEBEL
53200Other postal and courier activities
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.