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Legacy Group

Active
Private limited companyfounded 20223 years activeCongresstraat 37, 1000 Brussel, BelgiumKBO/BCE: BE 0793.269.463
Summary

Legacy Group has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,417 and a net result of €9,579. Its solvency ranks better than 24% of 22,158 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Activity
Retail sale of watches and jewellery
NACE 47770
1 site
Size
€1.1mtotal assets 2025
Equity
€37,417
Profit
€9,579
Turnover not published (abridged schema)
Financial health
63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
Accounts filed 35 days late0 of 7 deeds read
Why 63- Latest accounts 35 days late; 1 of the last 3 late- Sector Retail trade (NACE 47)- Founded in 2022+ Size: total assets €1.1mShow the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 33% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 28=
equity 3.4% of total assets
Liquidity 2+1
short-term debt 96.6% · cash 1.7%
Profitability 33-22
return on assets 0.9%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 5.7%highest value 12-2024: 5.7%● unchanged vs 11-2024highest value 01-2025: 3.3%▼ -2.4 percentage points vs 12-2024 02-2025: 3.3%● unchanged vs 01-2025 03-2025: 3.3%● unchanged vs 02-2025 04-2025: 1.2%▼ -2.1 percentage points vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.1%▼ -0.1 percentage points vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.0%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: 1.0%● unchanged vs 08-2025lowest value 10-2025: 1.0%● unchanged vs 09-2025lowest value 11-2025: 1.1%▲ +0.1 percentage points vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.3%▲ +0.2 percentage points vs 01-2026 03-2026: 1.4%▲ +0.1 percentage points vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 2.0%▲ +0.5 percentage points vs 04-2026 06-2026: 2.1%▲ +0.1 percentage points vs 05-2026 07-2026: 1.5%▼ -0.6 percentage points vs 06-2026 08-2026: 1.5%● unchanged vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.99 in 2024; short-term debt: 96.6% and cash: 1.7% of total assets), and 96.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 21% on solvency, 4% on liquidity, 26% on profitability and 81% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.1m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 35 days late; 1 of the last 3 late
NBB · filings
raises risk · Sector Retail trade (NACE 47)
KBO
raises risk · Founded in 2022
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 22158 sector peers (2025).
NBB · sector comparison
Position among 22158 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-06-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
35 days late
2024
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 3 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 close08-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20252 fiscal years filed €1.1m View
  • Active since 2022founded 04-11-2022 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Profit
€9,579
Solvency
3.4%
Total assets▲ 3.4%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of watches and jewelleryNACE 47770
Founded
04-11-2022
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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