The 2020 accounts came latest: 1,375 days after the end of the period.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
XXVisible after signing in
HiddenVisible after signing in
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
XXVisible after signing in
Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
XXVisible after signing in
XXVisible after signing in
XXVisible after signing in
Score breakdown
Visible after signing inVisible after signing in
Comparable companies, two years later
In July 2024, 3,445 companies had the same profile as Leerstudio has now. Each dot stands for 9 companies, two years later.
89.9%
were still trading
7.6%
stopped another way
2.3%
went bankrupt
Micro
5 to 10 years old
solvency 30% or more
a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,445 companies, not a prediction for Leerstudio. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
Visible after signing inVisible after signing in
Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0711817969
Purpose change · Amendment of the articles
“Het verstrekken van academische verantwoorde vorming, het aanbrengen van methodiek, het verstrekken van…” (deed in Dutch) · General meeting of 04-10-2023 · Gazette deed
Registered office moved within Sint-Niklaas
New registered office: Regentiestraat 27 bus 2, 9100 Sint-Niklaas · Previous registered office: Ankerstraat 41, 9100 Sint-Niklaas · Board meeting of 22-01-2021 · Gazette deed
Incorporation
Appointments: Hidden nameVisible after signing in (chair of the board), Name after signing inVisible after signing in (treasurer and secretary) and Name hiddenVisible after signing in (vast lid van de raad van bestuur) · published on 19-10-2018 · Gazette deed
“Het verstrekken van academische verantwoorde vorming, het aanbrengen van methodiek, het verstrekken van opleiding…” (deed in Dutch)From the articles, 2 activitiesNo NACE code in the KBO yet