LEEN TANGHE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €181k and a net result of €49k. Its solvency ranks better than 34% of 3322 sector peers (fiscal year 2024). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
33 d early
2008
120 d late
2007
118 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€181k▲ 36.7%
2023 · €132k
2023: €132k
2023 → 2024
Net result
€49k▲ 2,176%
2023 · €2k
2023: €2k
2023 → 2024
Total assets
€560k▲ 4.4%
2023 · €537k
2023: €537k
2023 → 2024
Solvency
32.3%▲ 7.6pp
2023 · 24.7%
2023: 24.7%
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€132k-€181k▲ 36.7%
Operating result€18k-€81k▲ 352%
Net result€2k-€49k▲ 2,176%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 352% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €560k
Fixed assets
€356k▲ 6.9%
Current assets
€204k▲ 0.4%
Equity and liabilities €560k
Equity
€181k▲ 36.7%
Debt
€379k▼ 6.2%
The debt ratio falls from 75.3% to 67.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
32.3%▲
2023 · 24.7%
ROE
26.8%▲
2023 · 1.6%
ROA
8.7%▲
2023 · 0.4%
Debt
€379k▼
2023 · €404k
Debt ≤ 1 year
€150k▲
2023 · €135k
Debt > 1 year
€229k▼
2023 · €269k
Income taxes
€27k▲
2023 · €8k
Staff costs
€149k▲
2023 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€537k€560k▲
Fixed assets21/28€333k€356k▲
Tangible fixed assets22/27€333k€356k▲
Land and buildings22€282k€272k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€40k€75k▲
Current assets29/58€203k€204k▲
Current investments50/53€27k€27k=
Cash at bank and in hand54/58€138k€127k▼
Deferred charges and accrued income490/1€38k€50k▲
Equity and liabilities
Total equity and liabilities10/49€537k€560k▲
Equity10/15€132k€181k▲
Contributions10/11€2k€2k=
Reserves13€138k€178k▲
Non-distributable reserves130/1€248€248=
Reserves not available under the articles1311€248€248=
Distributable reserves133€138k€178k▲
Profit (loss) carried forward14€-8k€365▲
Amounts payable17/49€404k€379k▼
Amounts payable after more than one year17€269k€229k▼
Financial debts170/4€269k€229k▼
Amounts payable within one year42/48€135k€150k▲
Current portion of amounts payable after more than one year42€40k€41k▲
Trade debts44€31k€29k▼
Suppliers440/4€31k€29k▼
Taxes, remuneration and social security45€22k€49k▲
Taxes450/3€8k€35k▲
Remuneration and social security454/9€15k€15k▲
Other amounts payable47/48€41k€31k▼
Accrued charges and deferred income492/3-€485
Income statement
Code20232024
Non-recurring operating income76A€13k-
Remuneration, social security and pensions62€144k€149k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€36k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€209k€270k▲
Operating profit (loss)9901€18k€81k▲
Financial income75/76B€86€1k▲
Recurring financial income75€86€1k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€10k€75k▲
Income taxes67/77€8k€27k▲
Profit (loss) for the period9904€2k€49k▲
Profit (loss) for the period to be appropriated9905€2k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€40k▲
Profit (loss) brought forward from the previous period14P€-10k€-8k▲
Transfer from equity791/2-€0
Transfer to equity691/2-€40k
To other reserves6921-€40k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Equity above €150kEq €181k ▲36.7%
2 profitable years in a row build equity to €181k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2009
28-11
NBB filing
Annual accounts filed
fiscal year 2008 · abbreviated schema · 120 days late
2008
26-11
NBB filing
Annual accounts filed
fiscal year 2007 · abbreviated schema · 118 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aartrijkestraat 128820 TorhoutGround area
137 m²
Building footprint
137 m²
Volume, LiDAR
865 m³
Parcel 31033K0183/00A002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LEEN TANGHE
since 19992.235.155.261
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31033K0183/00A002 | Flanders | 137 m² | 1 · 137 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,002 EUR awarded · 1,002 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,002 EUR | 1,002 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
967600MWNZBCJ8OTCV27
Similar companies · same sector, comparable size
MASCOTT CONSULTING
BE 0892.557.871
Sint-Pieters-Woluwe · Eq €181k
SAINT-HENRI FINANCE
BE 0698.892.126
Sint-Lambrechts-Woluwe · Eq €180k
FinAssur Virton
BE 0892.859.066
Virton · Eq €180k
Adviesbureau Waterloos
BE 0473.478.378
Oosterzele · Eq €180k
BUREAU DROUET
BE 0459.722.095
La Roche-en-Ardenne · Eq €182k
Of 1,680 companies in sector 66191 we hold annual accounts for 1,229. 1,119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-1999
Fiscal year end31-12
Activities, NACEBEL
66191Agents and brokers in banking services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.