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LEEM

Active
Private limited companyfounded 20206 yrs activeKerkstraat 49, 9140 Temse, BelgiumKBO/BCE: BE 0750.493.552
Summary

The computed 12-month bankruptcy probability of LEEM is 2.8% (moderate). The 2024 annual accounts show equity of €850,318 and a net result of -€2,505. Equity remains stable across the filed fiscal years (±0.2% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability37=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.17 in 2023; short-term debt: 0.9% and cash: 0.2% of total assets), and 0.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
99.1%
Return on assets
-0.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
28 d early
2023
69 d early
2022
111 d early
2021
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 63 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 July 2020, LEEM was incorporated as a Private limited company.1 Total assets went from EUR 858,758 in 2021 to EUR 858,454 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€850,318▼ 0.3%
2023 · €852,823
Total assets
€858,454▲ 0.1%
2023 · €857,880
Net result
-€2,505▼ 51.1%
2023 · -€1,658
Working capital
-€6,682▼ 60.0%
2023 · -€4,177
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result-€3,182--€2,232▲ 29.9%-€1,613▲ 27.7%-€2,460▼ 52.5%
Net result-€3,242--€2,277▲ 29.8%-€1,658▲ 27.2%-€2,505▼ 51.1%
Equity€856,758-€854,482▼ 0.3%€852,823▼ 0.2%€850,318▼ 0.3%
Total assets€858,758-€857,539▼ 0.1%€857,880=€858,454▲ 0.1%
Debt€2,000-€3,057▲ 52.9%€5,057▲ 65.4%€8,136▲ 60.9%
Working capital-€242--€2,518▼ 941%-€4,177▼ 65.8%-€6,682▼ 60.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2021: -€3,182-€3,182Net result 2021: -€3,242-€3,242Operating result 2022: -€2,232-€2,232Net result 2022: -€2,277-€2,277Operating result 2023: -€1,613-€1,613Net result 2023: -€1,658-€1,658Operating result 2024: -€2,460-€2,460Net result 2024: -€2,505-€2,5052021202220232024-€3,000-€2,000-€1,000€0Operating result 2022: -€2,232-€2,230Net result 2022: -€2,277-€2,280Operating result 2023: -€1,613-€1,610Net result 2023: -€1,658-€1,660Operating result 2024: -€2,460-€2,460Net result 2024: -€2,505-€2,510202220232024
The operating result stays negative: a loss of €2,460 in 2024 against €1,613 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €858,454
Fixed assets €857,000 =
Current assets €1,454 ▲ 65.1%
Equity and liabilities €858,454
Equity €850,318 ▼ 0.3%
Debt €8,136 ▲ 60.9%
Debt's share of the balance-sheet total rises from 0.6% to 0.9%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
0.18▲
2023 · 0.17
Debt to equity
0.01▲
2023 · 0.01
ROE
-0.3%▼
2023 · -0.2%
ROA
-0.3%▼
2023 · -0.2%
Debt ≤ 1 year
€8,136▲
2023 · €5,057
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 928 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
1.5% went bankrupt
5.6% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 928 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 25 lines
Balance sheet Code20232024
Assets
Total assets20/58€857,880€858,454▲
Fixed assets21/28€857,000€857,000=
Tangible fixed assets22/27€857,000€857,000=
Land and buildings22€857,000€857,000=
Current assets29/58€880€1,454▲
Cash at bank and in hand54/58€880€1,454▲
Equity and liabilities
Total equity and liabilities10/49€857,880€858,454▲
Equity10/15€852,823€850,318▼
Contributions10/11€860,000€860,000=
Profit (loss) carried forward14-€7,177-€9,682▼
Amounts payable17/49€5,057€8,136▲
Amounts payable within one year42/48€5,057€8,136▲
Trade debts44-€15
Suppliers440/4-€15
Other amounts payable47/48€5,057€8,121▲
Income statement Code20232024
Other operating charges640/8€1,117€1,258▲
Gross operating margin9900-€496-€1,202▼
Operating profit (loss)9901-€1,613-€2,460▼
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903-€1,658-€2,505▼
Profit (loss) for the period9904-€1,658-€2,505▼
Profit (loss) for the period to be appropriated9905-€1,658-€2,505▼
Appropriation of the result
Profit (loss) to be appropriated9906-€7,177-€9,682▼
Profit (loss) brought forward from the previous period14P-€5,518-€7,177▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Other operating charges640/8€371€493€1,117€1,258▲ 12.6%
Gross operating margin9900-€2,811-€1,738-€496-€1,202▼ 142%
Operating profit (loss)9901-€3,182-€2,232-€1,613-€2,460▼ 52.5%
Financial charges65/66B€60€45€45€45=
Recurring financial charges65€60€45€45€45=
Profit (loss) for the period before taxes9903-€3,242-€2,277-€1,658-€2,505▼ 51.1%
Profit (loss) for the period9904-€3,242-€2,277-€1,658-€2,505▼ 51.1%
Profit (loss) for the period to be appropriated9905-€3,242-€2,277-€1,658-€2,505▼ 51.1%
Line2021202220232024Change
Assets
Total assets20/58€858,758€857,539€857,880€858,454▲ 0.1%
Fixed assets21/28€857,000€857,000€857,000€857,000=
Tangible fixed assets22/27€857,000€857,000€857,000€857,000=
Land and buildings22€857,000€857,000€857,000€857,000=
Current assets29/58€1,758€539€880€1,454▲ 65.1%
Cash at bank and in hand54/58€1,758€539€880€1,454▲ 65.1%
Equity and liabilities
Total equity and liabilities10/49€858,758€857,539€857,880€858,454▲ 0.1%
Equity10/15€856,758€854,482€852,823€850,318▼ 0.3%
Contributions10/11€860,000€860,000€860,000€860,000=
Profit (loss) carried forward14-€3,242-€5,518-€7,177-€9,682▼ 34.9%
Amounts payable17/49€2,000€3,057€5,057€8,136▲ 60.9%
Amounts payable within one year42/48€2,000€3,057€5,057€8,136▲ 60.9%
Trade debts44---€15-
Suppliers440/4---€15-
Other amounts payable47/48€2,000€3,057€5,057€8,121▲ 60.6%
Line2021202220232024Change
Profit (loss) for the period9904-€3,242-€2,277-€1,658-€2,505▼ 51.1%
Operating cash flow (approximation)-€3,242-€2,277-€1,658-€2,505▼ 51.1%
Investment in fixed assets (approximation)-€0€0€0-
Change in cash--€1,220€342€574▲ 67.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
23-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
11-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2020
seat establishment approximate The establishment unit on the map
Ground area
2,653 m²
Building footprint
166 m²
Volume, LiDAR
742 m³
Parcel 46026B0403/00A000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LEEM
Kerkstraat 49, 9140 TemseFinancial service activities, except insurance and pension funding
since 20202.306.330.792
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46026B0403/00A000 Flanders 2,653 m² 1 · 166 m² 7.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded10-07-2020
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0750493552
Also 9925:BE0750493552
Registered 08-10-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.