Leef met LEF

Active

Non-profit associationfounded 20224 yrs activeRiemsterweg 131A, 3742 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0787.626.439

Leef met LEF has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €3k. Its solvency ranks better than 95% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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Checked score

Score 2025

85 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability80

Solvency100

Growth-

Stability79

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 71.89), and 1.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

98.6%

Return on assets

15.8%

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€22k

Total assets

€22k

Net result

€3k

Working capital

€22k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €22k

98.6%

Equity €22k

Debt €307

Debt finances 1.4% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

98.6%

Current ratio

71.89

Quick ratio

71.89

Debt / equity

0.01

ROE

16.0%

ROA

15.8%

Debt

€307

Debt ≤ 1 year

€307

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€22k

Current assets29/58€22k

Amounts receivable within one year40/41€1k

Trade receivables40€1k

Cash at bank and in hand54/58€21k

Equity and liabilities

Total equity and liabilities10/49€22k

Equity10/15€22k

Reserves13€18k

Profit (loss) carried forward14€3k

Amounts payable17/49€307

Amounts payable within one year42/48€307

Trade debts44€176

Suppliers440/4€176

Income statement Code2025

Other operating charges640/8€0

Gross operating margin9900€4k

Operating profit (loss)9901€4k

Financial charges65/66B€277

Recurring financial charges65€277

Profit (loss) for the period before taxes9903€3k

Profit (loss) for the period9904€3k

Profit (loss) for the period to be appropriated9905€3k

Appropriation of the result

Profit (loss) to be appropriated9906€3k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Bilzen-Hoeselt

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Riemsterweg 131A3742 Bilzen-Hoeselt

Ground area

500 m²

Building footprint

116 m²

Volume, LiDAR

194 m³

Parcel 73047A0407/00Z000, Flanders · tallest building 8.9 m. Linked by address, not a title deed.

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73047A0407/00Z000	Flanders	500 m²	1 · 116 m²	8.9 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 806 companies in sector 73120 we hold annual accounts for 278. 164 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formNon-profit association

Founded24-06-2022

Fiscal year end31-12

Activities, NACEBEL

73120Media representation

94993Activities of membership organisations

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.