Leef
ActiveSummary
Leef has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,797 and a net result of €8,066. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 18458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-3
Solvency79▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 2.09 against 1.96 in 2024; short-term debt: 44.8% and cash: 32.8% of total assets), and 45.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.4%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
92 d early
2024
23 d early
2023
139 d early
2022
19 d early
2021
on the day
2020
24 d late
2019
20 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€118,797▲ 7.3%
2024 · €110,732
Total assets
€218,352▼ 7.2%
2024 · €235,326
Net result
€8,066▼ 43.3%
2024 · €14,218
Working capital
€106,300▼ 0.4%
2024 · €106,739
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€48,618▼ 28.6%€51,907▲ 6.8%-€2,216€22,870€14,720▼ 35.6%
Net result€32,442▼ 40.9%€38,336▲ 18.2%-€5,312€14,218€8,066▼ 43.3%
Equity€113,491▲ 40.0%€101,826▼ 10.3%€96,514▼ 5.2%€110,732▲ 14.7%€118,797▲ 7.3%
Total assets€217,556▲ 45.0%€218,198▲ 0.3%€182,782▼ 16.2%€235,326▲ 28.7%€218,352▼ 7.2%
Debt€104,065▲ 50.7%€116,372▲ 11.8%€86,269▼ 25.9%€124,594▲ 44.4%€99,555▼ 20.1%
Working capital€91,118▲ 67.8%€84,824▼ 6.9%€80,618▼ 5.0%€106,739▲ 32.4%€106,300▼ 0.4%
Staff (FTE)1=1=1=0.9▼ 10.0%1▲ 11.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218,352
Fixed assets
€14,125 ▼ 18.8%
Current assets
€204,227 ▼ 6.3%
Equity and liabilities €218,352
Equity
€118,797 ▲ 7.3%
Debt
€99,555 ▼ 20.1%
Debt's share of the balance-sheet total falls from 52.9% to 45.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26,955▼
2024 · €34,285
Cash flow
€20,300▼
2024 · €25,633
Current ratio
2.09▲
2024 · 1.96
Quick ratio
0.78▼
2024 · 0.97
Debt to equity
0.84▼
2024 · 1.13
ROE
6.8%▼
2024 · 12.8%
ROA
3.7%▼
2024 · 6.0%
Interest coverage
10.02▼
2024 · 10.90
Debt ≤ 1 year
€97,927▼
2024 · €111,199
Debt > 1 year
€0▼
2024 · €1,158
Income taxes
€4,203▼
2024 · €5,834
Staff costs
€45,993▲
2024 · €38,723
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €33,751 | €39,190 | €40,831 | €38,723 | €45,993 | ▲ 18.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,578 | €11,830 | €12,251 | €11,416 | €12,235 | ▲ 7.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €2,991 | €2,258 | €1,815 | €363 | ▼ 80.0% |
| Other operating charges640/8 | €3,516 | €1,873 | €1,606 | €2,015 | €1,741 | ▼ 13.6% |
| Gross operating margin9900 | €98,462 | €107,791 | €54,729 | €76,839 | €75,052 | ▼ 2.3% |
| Operating profit (loss)9901 | €48,618 | €51,907 | -€2,216 | €22,870 | €14,720 | ▼ 35.6% |
| Financial income75/76B | €428 | €148 | €40 | €327 | €239 | ▼ 26.9% |
| Recurring financial income75 | €428 | €148 | €40 | €327 | €239 | ▼ 26.9% |
| Financial charges65/66B | €3,409 | €2,438 | €2,475 | €3,145 | €2,690 | ▼ 14.4% |
| Recurring financial charges65 | €3,409 | €2,438 | €2,475 | €3,145 | €2,690 | ▼ 14.4% |
| Profit (loss) for the period before taxes9903 | €45,636 | €49,617 | -€4,651 | €20,052 | €12,269 | ▼ 38.8% |
| Income taxes67/77 | €13,193 | €11,281 | €661 | €5,834 | €4,203 | ▼ 28.0% |
| Profit (loss) for the period9904 | €32,442 | €38,336 | -€5,312 | €14,218 | €8,066 | ▼ 43.3% |
| Profit (loss) for the period to be appropriated9905 | €32,442 | €38,336 | -€5,312 | €14,218 | €8,066 | ▼ 43.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €217,556 | €218,198 | €182,782 | €235,326 | €218,352 | ▼ 7.2% |
| Fixed assets21/28 | €46,200 | €36,269 | €28,803 | €17,388 | €14,125 | ▼ 18.8% |
| Intangible fixed assets21 | €6,596 | €4,256 | €2,667 | €2,167 | €9,820 | ▲ 353% |
| Tangible fixed assets22/27 | €39,604 | €30,114 | €24,237 | €13,321 | €2,406 | ▼ 81.9% |
| Plant, machinery and equipment23 | €1,025 | €798 | €672 | €546 | €420 | ▼ 23.1% |
| Furniture and vehicles24 | €26,152 | €19,697 | €16,756 | €8,776 | €796 | ▼ 90.9% |
| Other tangible fixed assets26 | €12,428 | €9,618 | €6,809 | €3,999 | €1,190 | ▼ 70.2% |
| Financial fixed assets28 | - | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Current assets29/58 | €171,356 | €181,929 | €153,979 | €217,938 | €204,227 | ▼ 6.3% |
| Stocks and contracts in progress3 | €84,246 | €116,226 | €108,440 | €109,711 | €128,064 | ▲ 16.7% |
| Stocks30/36 | €84,246 | €116,226 | €108,440 | €109,711 | €128,064 | ▲ 16.7% |
| Amounts receivable within one year40/41 | €8,899 | €1,476 | €5,539 | €3,305 | €3,700 | ▲ 11.9% |
| Trade receivables40 | €293 | €503 | €188 | €2,612 | €2,875 | ▲ 10.1% |
| Other amounts receivable41 | €8,605 | €973 | €5,351 | €694 | €825 | ▲ 18.9% |
| Cash at bank and in hand54/58 | €77,523 | €63,534 | €39,777 | €102,264 | €71,532 | ▼ 30.1% |
| Deferred charges and accrued income490/1 | €688 | €692 | €224 | €2,658 | €931 | ▼ 65.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €217,556 | €218,198 | €182,782 | €235,326 | €218,352 | ▼ 7.2% |
| Equity10/15 | €113,491 | €101,826 | €96,514 | €110,732 | €118,797 | ▲ 7.3% |
| Contributions10/11 | €100 | €100 | €100 | €100 | €100 | = |
| Reserves13 | €113,391 | €101,726 | €96,414 | €110,632 | €118,697 | ▲ 7.3% |
| Distributable reserves133 | €113,391 | €101,726 | €96,414 | €110,632 | €118,697 | ▲ 7.3% |
| Profit (loss) carried forward14 | - | €0 | €0 | - | - | - |
| Amounts payable17/49 | €104,065 | €116,372 | €86,269 | €124,594 | €99,555 | ▼ 20.1% |
| Amounts payable after more than one year17 | €21,704 | €14,917 | €8,068 | €1,158 | €0 | ▼ 100% |
| Financial debts170/4 | €21,704 | €14,917 | €8,068 | €1,158 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €80,238 | €97,104 | €73,361 | €111,199 | €97,927 | ▼ 11.9% |
| Current portion of amounts payable after more than one year42 | €6,727 | €6,787 | €6,849 | €6,910 | €1,158 | ▼ 83.2% |
| Trade debts44 | €16,867 | €10,570 | €10,546 | €44,425 | €23,844 | ▼ 46.3% |
| Suppliers440/4 | €16,867 | €10,570 | €10,546 | €44,425 | €23,844 | ▼ 46.3% |
| Taxes, remuneration and social security45 | €17,325 | €34,415 | €31,512 | €35,833 | €31,478 | ▼ 12.2% |
| Taxes450/3 | €12,083 | €29,011 | €25,123 | €30,044 | €24,917 | ▼ 17.1% |
| Remuneration and social security454/9 | €5,242 | €5,404 | €6,389 | €5,790 | €6,561 | ▲ 13.3% |
| Other amounts payable47/48 | €39,320 | €45,332 | €24,455 | €24,031 | €41,448 | ▲ 72.5% |
| Accrued charges and deferred income492/3 | €2,123 | €4,351 | €4,839 | €12,237 | €1,628 | ▼ 86.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32,442 | €38,336 | -€5,312 | €14,218 | €8,066 | ▼ 43.3% |
| + Depreciation and write-downs630 | €12,578 | €11,830 | €12,251 | €11,416 | €12,235 | ▲ 7.2% |
| Operating cash flow (approximation) | €45,020 | €50,166 | €6,939 | €25,633 | €20,300 | ▼ 20.8% |
| Investment in fixed assets (approximation) | - | -€1,900 | -€4,785 | €0 | -€8,973 | - |
| Change in cash | - | -€13,989 | -€23,757 | €62,487 | -€30,732 | ▼ 149% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €14,218
Net result €14,218 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €110,732 ▲14.7%
Equity rises from €96,514 to €110,732.
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€5,312
Net result drops to -€5,312, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100,000Eq €113,491 ▲40%
3 profitable years in a row build equity to €113,491.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Highest result since 2019net €54,917 ▲111%
Operating result €68,068, net result €54,917, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Ground area
778 m²
Building footprint
220 m²
Volume, LiDAR
2,745 m³
Parcel 12025D0568/00X000, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Leef
since 20192.289.055.686
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025D0568/00X000 | Flanders | 778 m² | 1 · 220 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
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Of 2,215 companies in sector 47711 we hold annual accounts for 887. 696 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47120Other non-specialised retail sale
Scores and ratios are computed by Checked and are not a credit decision.