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Leef

Active Private limited companyfounded 2019active for 7 yearsOnze-Lieve-Vrouwestraat 46, 2800 MechelenKBO/BCE: BE 0726.429.040

Lifetime

7 annual accounts with figures on one time axis
peak €107,791 (2022)
€75,052▼ 2.3%
lowest -€5,312 (2023)
€8,066▼ 43.3%
peak €118,797 (2025)
€118,797▲ 7.3%
€99,555▼ 20.1%
peak 1 FTE (2019)
-not published
Board1 name since 2019
Documentsfilings and deeds
30-04-202692 days before the deadline
2025micro format
Result from €14,218 to €8,066Debts from €124,594 to €99,555Cash from €102,264 to €71,532

Key points

from the 2025 annual accounts

Turnover

≈ €360,000 estimated

The micro format states no turnover.

Filings

7 annual accounts 2 late
AprilJune31 JulyOctober202020222024

The 2020 accounts came latest: 24 days after the end of the period.

Checked score

88
Excellent
Financially stronger than 64% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.3 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Strong

79+7equity 54.4% of total assets
69-8short-term debt 44.8% · cash 32.8%
73-3return on assets 3.7%

Score breakdown

raises risk
Sector: Retail trade (NACE 47)
Founded in 2019
lowers risk
Liquidity: current ratio 2.09, cash €71,532
Equity €118,797 (54.4% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 68% of them on solvency, 75% on liquidity, 58% on profitability and 56% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,047 companies had the same profile as Leef has now. Each dot stands for 13 companies, two years later.

94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

The bankruptcy probability of Leef itself is lower: 0.3% within 12 months. It rests on far more data about Leef than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,047 companies, not a prediction for Leef. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.09 (1.96 in 2024), above the usual 1.5. Short-term debt is 44.8% and cash 32.8% of total assets. 45.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.09, cash €71,532
NBB · annual accounts
lowers risk · Equity €118,797 (54.4% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
92 days early
2024
23 days early
2023
139 days early
2022
19 days early
2021
on the day
2020
24 days late
2019
20 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 accounts filed within 69 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VL
Director, since 06-05-2019
  • VAN LANDEGEM Evelyne Andrée Lily Marie 100 sharesdeed of 08-05-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0726429040
Incorporation Founding capital of €100, 100 shares · Founder: VAN LANDEGEM Evelyne Andrée Lily Marie · Appointment: VAN LANDEGEM Evelyne Andrée Lily Marie (director) · published on 08-05-2019 · Gazette deed
First establishment Onze-Lieve-Vrouwestraat 46, Mechelen
All 14 events

Comparable companies

same main activity, similar in size and age
Company
Leef Mechelen €218,352 €75,052 54.4% -
LES JOLIES FILLES Mont-Saint-Guibert €218,605 €90,509 35.5% -
DIVA FASHION Beringen €206,102 €62,716 45.6% -
HAI Waterloo €226,397 €97,728 38.0% -
BUTIK DINAMIK Tremelo €236,513 €98,406 58.2% -
Calma mi Alma Ranst €146,074 €90,864 40.2% -
WORKWEER KACHRA Schaerbeek €248,363 €57,619 15.0% -

These companies have the same main activity as Leef: retail sale of women's outerwear (NACE 47711). They are comparable in size and age: total assets between €146,000 and €248,000, founded between 2018 and 2020.

Official details

Source: KBO
Status
Active since 06-05-2019Normal situation
Activity
Retail sale of women's outerwearNACE 47711and 2 others
Joint committee
201Independent retail · annual accounts 2025
Establishment unit
2.289.055.6862800 Mechelen, since 06-05-2019
Financial year end
31 December
Peppol
Reachable since 27-03-2025
Company details

Annual accounts 2025

€218,352▼ 7.2%
Employeeson 31-12-2025
1=
Filing
Filed on 30-04-2026, 92 days before the end of the filing period
Financials

Insights on Leef

Leef files the micro format. That format states no turnover. The gross margin rose from €49,663 in 2019 to €75,052 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Leef

What is the company number of Leef?
The company number of Leef is 0726.429.040. The VAT number is the same number with BE in front: BE 0726.429.040.
Where is Leef based?
The registered office is at Onze-Lieve-Vrouwestraat 46, 2800 Mechelen.Company details
What does Leef do?
According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
What is the legal form of Leef?
Leef is a private limited company (BV).
When was Leef founded?
Leef was founded on 06-05-2019.
Is Leef still active?
Yes, Leef is an active enterprise in the KBO register.
How many employees does Leef have?
Leef had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Leef fall under?
In its 2025 annual accounts, Leef states joint committee 201 (Independent retail).
What is the turnover of Leef?
The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €75,052 and 45 comparable companies (NACE 477). It probably lies between €190,000 and €490,000.
Is Leef profitable?
In financial year 2025, Leef made a profit of €8,066.
Where can I find the annual accounts of Leef?
Leef filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Leef due?
Leef must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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