Summary
Ledek is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €16,732 and a net result of €7,720. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 41% of 9872 sector peers (fiscal year 2024). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €16,732
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
40 d early
2022
31 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€16,732▲ 85.7%
2023 · €9,013
Net result
€7,720▲ 152%
2023 · €3,061
Total assets
€38,106▲ 31.4%
2023 · €28,991
Solvency
43.9%▲ 12.8pp
2023 · 31.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€2,539-€717▲ 71.8%-€6,316▼ 781%€3,318€7,894▲ 138%
Net result-€2,818below the sector's middle half-€950below the sector's middle half▲ 66.3%-€6,519below the sector's middle half▼ 586%€3,061below the sector's middle half€7,720within the sector's middle half▲ 152%
Equity€13,421below the sector's middle half▼ 17.4%€12,470below the sector's middle half▼ 7.1%€5,951below the sector's middle half▼ 52.3%€9,013below the sector's middle half▲ 51.4%€16,732below the sector's middle half▲ 85.7%
Total assets€32,512below the sector's middle half▼ 2.4%€31,879below the sector's middle half▼ 1.9%€25,565below the sector's middle half▼ 19.8%€28,991below the sector's middle half▲ 13.4%€38,106below the sector's middle half▲ 31.4%
Debt€19,092▲ 11.9%€19,409▲ 1.7%€19,614▲ 1.1%€19,978▲ 1.9%€21,373▲ 7.0%
Working capital€8,318within the sector's middle half▲ 49.1%€10,914within the sector's middle half▲ 31.2%€4,762within the sector's middle half▼ 56.4%€8,070within the sector's middle half▲ 69.5%€14,885within the sector's middle half▲ 84.4%
Solvency41.3%within the sector's middle half▼ 7.5pp39.1%within the sector's middle half▼ 2.2pp23.3%below the sector's middle half▼ 15.8pp31.1%within the sector's middle half▲ 7.8pp43.9%within the sector's middle half▲ 12.8pp
Current ratio1.44within the sector's middle half▲ 0.111.56within the sector's middle half▲ 0.131.24within the sector's middle half▼ 0.321.40within the sector's middle half▲ 0.161.70within the sector's middle half▲ 0.29
Return on assets (ROA)-8.7%below the sector's middle half▼ 41.8pp-3.0%below the sector's middle half▲ 5.7pp-25.5%below the sector's middle half▼ 22.5pp10.6%within the sector's middle half▲ 36.1pp20.3%within the sector's middle half▲ 9.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 138% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €38,106
Fixed assets
€1,848 ▲ 96.0%
Current assets
€36,258 ▲ 29.3%
Equity and liabilities €38,106
Equity
€16,732 ▲ 85.7%
Debt
€21,373 ▲ 7.0%
Debt's share of the balance-sheet total falls from 68.9% to 56.1%. Equity and debt are higher.
Key figures and ratios
ROE
46.1%▲
2023 · 34.0%
Debt ≤ 1 year
€21,373▲
2023 · €19,978
Income taxes
€234▲
2023 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €10,000 | - | - | €8,398 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,556 | €4,782 | €367 | €247 | €260 | ▲ 5.4% |
| Other operating charges640/8 | - | €792 | €798 | €918 | €1,326 | ▲ 44.3% |
| Gross operating margin9900 | €3,806 | €4,857 | -€5,152 | €4,484 | €9,480 | ▲ 111% |
| Operating profit (loss)9901 | -€2,539 | -€717 | -€6,316 | €3,318 | €7,894 | ▲ 138% |
| Financial income75/76B | - | €42 | €90 | €105 | €244 | ▲ 132% |
| Recurring financial income75 | €0 | €42 | €90 | €105 | €244 | ▲ 132% |
| Financial charges65/66B | - | €128 | €142 | €199 | €184 | ▼ 7.7% |
| Recurring financial charges65 | €131 | €128 | €142 | €199 | €184 | ▼ 7.7% |
| Profit (loss) for the period before taxes9903 | -€2,670 | -€802 | -€6,368 | €3,224 | €7,954 | ▲ 147% |
| Income taxes67/77 | €148 | €148 | €151 | €163 | €234 | ▲ 43.3% |
| Profit (loss) for the period9904 | -€2,818 | -€950 | -€6,519 | €3,061 | €7,720 | ▲ 152% |
| Profit (loss) for the period to be appropriated9905 | -€2,818 | -€950 | -€6,519 | €3,061 | €7,720 | ▲ 152% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,512 | €31,879 | €25,565 | €28,991 | €38,106 | ▲ 31.4% |
| Fixed assets21/28 | €5,103 | €1,556 | €1,190 | €943 | €1,848 | ▲ 96.0% |
| Tangible fixed assets22/27 | €4,783 | €1,236 | €870 | €623 | €1,528 | ▲ 145% |
| Furniture and vehicles24 | - | €1,236 | €870 | €623 | €1,528 | ▲ 145% |
| Financial fixed assets28 | €320 | €320 | €320 | €320 | €320 | = |
| Current assets29/58 | €27,409 | €30,323 | €24,375 | €28,048 | €36,258 | ▲ 29.3% |
| Amounts receivable within one year40/41 | - | €923 | €71 | €2,387 | €411 | ▼ 82.8% |
| Trade receivables40 | - | €532 | €71 | €2,333 | €411 | ▼ 82.4% |
| Other amounts receivable41 | - | €391 | - | €54 | - | - |
| Cash at bank and in hand54/58 | €26,452 | €28,370 | €23,162 | €24,459 | €34,992 | ▲ 43.1% |
| Deferred charges and accrued income490/1 | - | €1,030 | €1,142 | €1,203 | €854 | ▼ 29.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,512 | €31,879 | €25,565 | €28,991 | €38,106 | ▲ 31.4% |
| Equity10/15 | €13,421 | €12,470 | €5,951 | €9,013 | €16,732 | ▲ 85.7% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | - | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | - | - |
| Distributable reserves133 | - | - | - | - | €1,859 | - |
| Profit (loss) carried forward14 | -€7,031 | -€7,981 | -€14,500 | -€11,439 | -€3,719 | ▲ 67.5% |
| Amounts payable17/49 | €19,092 | €19,409 | €19,614 | €19,978 | €21,373 | ▲ 7.0% |
| Amounts payable within one year42/48 | €19,092 | €19,409 | €19,614 | €19,978 | €21,373 | ▲ 7.0% |
| Trade debts44 | €1,303 | €1,550 | €1,474 | €1,564 | €3,006 | ▲ 92.2% |
| Suppliers440/4 | - | €1,550 | €1,474 | €1,564 | €3,006 | ▲ 92.2% |
| Advances received on contracts in progress46 | - | €207 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €135 | €447 | €744 | €321 | ▼ 56.9% |
| Taxes450/3 | - | €135 | €447 | €744 | €321 | ▼ 56.9% |
| Other amounts payable47/48 | - | €17,516 | €17,693 | €17,670 | €18,047 | ▲ 2.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,818 | -€950 | -€6,519 | €3,061 | €7,720 | ▲ 152% |
| + Depreciation and write-downs630 | €5,556 | €4,782 | €367 | €247 | €260 | ▲ 5.4% |
| Operating cash flow (approximation) | €2,738 | €3,831 | -€6,152 | €3,308 | €7,980 | ▲ 141% |
| Investment in fixed assets (approximation) | - | -€1,235 | €0 | €0 | -€1,165 | - |
| Change in cash | - | €1,918 | -€5,208 | €1,297 | €10,534 | ▲ 712% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3,061
Net result €3,061 after 3 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €11,028
Net result €11,028 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.33
Current ratio from 0.35 to 1.33.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1992
Ground area
955 m²
Building footprint
187 m²
Volume, LiDAR
808 m³
Parcel 34026B0514/00S000, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LEDEK
since 19922.056.537.283
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34026B0514/00S000 | Flanders | 955 m² | 1 · 186 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 6,778 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-02-1992
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0446639072
Also
9925:BE0446639072
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.