LECOMTE MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €137k and a net result of €24k. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 30% of 9864 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
21 d late
2022
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€137k▲ 3.0%
2023 · €133k
2022: €68k
2023: €133k
2022 → 2024
Net result
€24k▼ 63.1%
2023 · €65k
2022: €63k
2023: €65k
2022 → 2024
Total assets
€456k▲ 210%
2023 · €147k
2022: €82k
2023: €147k
2022 → 2024
Solvency
30.0%▼ 60.3pp
2023 · 90.2%
2022: 82.3%
2023: 90.2%
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€68k-€133k▲ 95.7%€137k▲ 3.0%
Operating result€79k-€82k▲ 4.1%€41k▼ 49.5%
Net result€63k-€65k▲ 3.3%€24k▼ 63.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 50% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €456k
Fixed assets
€344k
Current assets
€112k
Equity and liabilities €456k
Equity
€137k▲ 3.0%
Debt
€319k▲ 2,121%
The debt ratio rises from 9.8% to 70.0%. Equity and debt are higher.
Key figures and ratios
Solvency
30.0%▼
2023 · 90.2%
ROE
17.5%▼
2023 · 48.9%
ROA
5.2%▼
2023 · 44.1%
Debt
€319k▲
2023 · €14k
Debt ≤ 1 year
€103k▲
2023 · €14k
Debt > 1 year
€216k
Income taxes
€9k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€147k€456k▲
Fixed assets21/28-€344k
Financial fixed assets28-€344k
Current assets29/58€147k€112k▼
Amounts receivable within one year40/41€26k€54k▲
Trade receivables40€24k€48k▲
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€121k€58k▼
Deferred charges and accrued income490/1€72€209▲
Equity and liabilities
Total equity and liabilities10/49€147k€456k▲
Equity10/15€133k€137k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€128k€132k▲
Amounts payable17/49€14k€319k▲
Amounts payable after more than one year17-€216k
Financial debts170/4-€216k
Amounts payable within one year42/48€14k€103k▲
Current portion of amounts payable after more than one year42-€37k
Trade debts44€361€40k▲
Suppliers440/4€361€40k▲
Taxes, remuneration and social security45€14k€6k▼
Taxes450/3€14k€6k▼
Remuneration and social security454/9€35-
Other amounts payable47/48-€20k
Income statement
Code20232024
Other operating charges640/8€390-
Gross operating margin9900€82k€41k▼
Operating profit (loss)9901€82k€41k▼
Financial income75/76B€72€209▲
Recurring financial income75€72€209▲
Financial charges65/66B€8€9k▲
Recurring financial charges65€8€9k▲
Profit (loss) for the period before taxes9903€82k€33k▼
Income taxes67/77€17k€9k▼
Profit (loss) for the period9904€65k€24k▼
Profit (loss) for the period to be appropriated9905€65k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€152k▲
Profit (loss) brought forward from the previous period14P€63k€128k▲
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €24k ▼63.1%
Net result drops to €24k, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Highest result since 2022net €65k ▲3.3%
Operating result €82k, net result €65k, both a record.
31-12
Financial
Equity above €100kEq €133k ▲95.7%
2 profitable years in a row build equity to €133k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Havelange · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Station(H) 45 / 15370 HavelangeGround area
104 m²
Building footprint
77 m²
Parcel 91064E0036/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Lecomte Management
since 20222.327.875.878
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91064E0036/00E000 | Wallonia | 104 m² | 1 · 77 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,048 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:harold@lecomtemanagement.be
Phone:+32478372568