LECOMTE L.R.J.
ActiveLECOMTE L.R.J. has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €736k and a net result of €-256k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 51% of 4809 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability5▼-47
Solvency58▼-13
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days only on tighter terms
Liquidity short (current ratio 0.28 against 0.91 in 2023; short-term debt: 29.3% and cash: 3.6% of total assets), and 67.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.6%
Return on assets
-11.3%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-01-2026, 161 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
161 d late
2023
37 d early
2022
35 d early
2021
16 d late
2020
34 d late
2019
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-256k
2023 · €6k
2018: €-21k
2019: €781k
2020: €-81k
2021: €-106k
2022: €2k
2023: €6k
2018 → 2024
Working capital
€-474k▼ 1,631%
2023 · €-27k
2018: €-517k
2019: €703k
2020: €646k
2021: €574k
2022: €600k
2023: €-27k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.13M-€1.02M▼ 9.4%€1.02M▲ 0.2%€992k▼ 3.1%€736k▼ 25.8%
Operating result€-58k-€-68k▼ 16.3%€60k€42k▼ 30.2%€-224k
Net result€-81k-€-106k▼ 30.9%€2k€6k▲ 267%€-256k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €224k after €42k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.26M
Fixed assets
€2.07M▲ 10.3%
Current assets
€188k▼ 36.0%
Equity and liabilities €2.26M
Equity
€736k▼ 25.8%
Provisions
€257k▼ 5.1%
Debt
€1.27M▲ 39.2%
The debt ratio rises from 41.9% to 56.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-56k▼
2023 · €146k
Cash flow
€-88k▼
2023 · €110k
Solvency
32.6%▼
2023 · 45.7%
Current ratio
0.28▼
2023 · 0.91
Quick ratio
0.28▼
2023 · 0.34
Debt / equity
1.72▲
2023 · 0.92
ROE
-34.8%▼
2023 · 0.6%
ROA
-11.3%▼
2023 · 0.3%
Interest coverage
-1.26▼
2023 · 3.95
Debt
€1.27M▲
2023 · €910k
Debt ≤ 1 year
€663k▲
2023 · €322k
Debt > 1 year
€605k▲
2023 · €588k
Income taxes
€370▼
2023 · €887
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.17M€2.26M▲
Fixed assets21/28€1.88M€2.07M▲
Tangible fixed assets22/27€1.88M€2.07M▲
Land and buildings22€1.84M€2.03M▲
Plant, machinery and equipment23€42k€42k▲
Furniture and vehicles24€1k€1k▼
Current assets29/58€294k€188k▼
Stocks and contracts in progress3€186k-
Stocks30/36€186k-
Amounts receivable within one year40/41€43k€105k▲
Trade receivables40€11k€31k▲
Other amounts receivable41€33k€74k▲
Cash at bank and in hand54/58€60k€81k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€2.17M€2.26M▲
Equity10/15€992k€736k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€930k€889k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Reserves not available under the articles1311€174€174=
Tax-exempt reserves132€814k€773k▼
Distributable reserves133€110k€110k=
Profit (loss) carried forward14-€-215k
Provisions and deferred taxes16€271k€257k▼
Deferred taxes168€271k€257k▼
Amounts payable17/49€910k€1.27M▲
Amounts payable after more than one year17€588k€605k▲
Financial debts170/4€558k€568k▲
Other amounts payable178/9€30k€36k▲
Amounts payable within one year42/48€322k€663k▲
Current portion of amounts payable after more than one year42€60k€69k▲
Financial debts43€65k€503k▲
Credit institutions430/8-€494k
Other loans439€65k€9k▼
Trade debts44€65k€59k▼
Suppliers440/4€65k€59k▼
Taxes, remuneration and social security45€106k€14k▼
Taxes450/3€102k€14k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€26k€18k▼
Accrued charges and deferred income492/3€700-
Income statement
Code20232024
Non-recurring operating income76A€288€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104k€168k▲
Other operating charges640/8€34k€42k▲
Gross operating margin9900€180k€-15k▼
Operating profit (loss)9901€42k€-224k▼
Financial income75/76B€354€2▼
Recurring financial income75€354€2▼
Financial charges65/66B€37k€45k▲
Recurring financial charges65€37k€45k▲
Non-recurring financial charges66B€517€420▼
Profit (loss) for the period before taxes9903€5k€-269k▼
Transfer from deferred taxes780€2k€14k▲
Income taxes67/77€887€370▼
Profit (loss) for the period9904€6k€-256k▼
Transfer from tax-exempt reserves789€6k€41k▲
Profit (loss) for the period to be appropriated9905€12k€-215k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-215k▼
Transfer from equity791/2€25k-
Profit to be distributed694/7€38k-
Return on contributions (dividend)694€38k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 161 days late
2024
31-12
Financial
Weakest financial yearnet €-256k ▼4356%
Net result drops to €-256k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
03-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 34 days late
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Back to profitnet €781k
Net result €781k after one loss-making year.
31-12
Financial
Liquidity times 33current ratio 2.51
Current ratio from 0.08 to 2.51; short-term debt falls from €560k to €466k.
31-12
Financial
Equity above €1MEq €1.21M ▲182%
Equity rises from €428k to €1.21M.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 1970
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Hector Ameye(H-G) 227110 La LouvièreGround area
1,656 m²
Building footprint
317 m²
Volume, LiDAR
2,571 m³
Parcel 55020C0921/00N007, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Hector Ameye(H-G) 22, 7110 La Louvière
since 19702.005.206.071
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020C0921/00N007 | Wallonia | 1,656 m² | 1 · 317 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D-consulT
BE 0887.915.333
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GROEP SCHOLLIER
BE 0524.923.121
Torhout · Eq €735k
PP HABITAT
BE 0668.815.592
Paliseul · Eq €735k
IMMO DELTA PROJECTS
BE 0877.899.191
Aarschot · Eq €737k
GBN Bouwbedrijf
BE 0628.841.102
Sint-Niklaas · Eq €735k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 4,312 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-12-1970
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
47540Retail sale of electrical household appliances
52450
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.