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Lecomte Assureurs Conseils

Active Risk: not assessed
Public limited companyfounded 1983active for 42 yearsAvenue Louis Goblet(B) 227, 7331 Saint-Ghislain, BelgiumKBO/BCE: BE 0425.057.562
Summary

Lecomte Assureurs Conseils is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €511,353 and a net result of €29,741. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 79% of 604 sector peers (NACE 66, financial year 2025). The company has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals.

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Lecomte Assureurs ConseilsActive
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Overview

Activity
Insurance agents and brokers
NACE 66220
3rd oldest company in Saint-Ghislain, Finance and insurance sector1 site
Size
≈ €260,000turnover 2025, estimated
Staff
1.1 FTE
Equity
€511,353
Profit
€29,741
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Parent
GELEC ASSUR · 100%
  • LECOMTE Freddy,Georges,EmileDirector
  • LECOMTE GéraldineDirector
2025 accounts filed 60 days late1 of 8 deeds summarised
Signalsraises risk2025 accounts filed 60 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
60 days late
2024
57 days late
2023
55 days late
2022
58 days late
2021
60 days late
2020
47 days late
2019
83 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 60 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Equity above €500,000equity €511,353 ▲6.2%
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: 3rd oldest company in Saint-Ghislain, Finance and insurance sectorin the Checked rankings No. 3 View
  • Positive: 8 profitable years in a rowprofit 2025: €29,741 8 years View
  • Controlled by GELEC ASSUR 100% View

By topic

Financials

Financial year
2025
Total assets
€700,662
Profit
€29,741
Solvency
73.0%
Turnover▼ 9.1%
Net result
20192020
Go to Financials

Board & ownership

Board
2 members
Parent
GELEC ASSUR · 100%
  • LECOMTE Freddy,Georges,EmileDirector
  • LECOMTE GéraldineDirector
Go to Board & ownership

Timeline

Events
43
Since
1986
Next accounts
by 31-07-2027
  1. 24-09-2024Annual accounts filed
  2. 27-09-2023Annual accounts filed
  3. 19-07-2023Appointments: LECOMTE Freddy,Georges,Emile (director) and LECOMTE Géraldine…
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Insurance agents and brokersNACE 66220
Founded
23-12-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
39
Purpose
“Toutes opérations de fabrication, commercialisation, conception, réalisation, placement…” (deed in French)
Go to Articles of association

Key facts about Lecomte Assureurs Conseils

What is the company number of Lecomte Assureurs Conseils?
0425.057.562. In Belgium the VAT number is the company number with BE in front: BE 0425.057.562.
Where is Lecomte Assureurs Conseils based?
The registered office is at Avenue Louis Goblet(B) 227, 7331 Saint-Ghislain.Company details
What does Lecomte Assureurs Conseils do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of Lecomte Assureurs Conseils?
Public limited company (NV).
When was Lecomte Assureurs Conseils founded?
On 23-12-1983.
Is Lecomte Assureurs Conseils still active?
Yes, Lecomte Assureurs Conseils is an active enterprise in the KBO register.
How many employees does Lecomte Assureurs Conseils have?
On average 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Lecomte Assureurs Conseils?
€231,604 in financial year 2020, according to the filed annual accounts.
Is Lecomte Assureurs Conseils profitable?
In financial year 2025, Lecomte Assureurs Conseils made a profit of €29,741.
Where can I find the annual accounts of Lecomte Assureurs Conseils?
Lecomte Assureurs Conseils filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Lecomte Assureurs Conseils due?
By 31-07-2027, for financial year 2026.Timeline

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