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LECLERCQ PHILIPPE

Active
Private limited company (pre-2019)founded 200521 yrs activeRuisbroekstraat 90, 1000 Brussel, BelgiumKBO/BCE: BE 0876.291.763
Summary

LECLERCQ PHILIPPE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109,429 and a net result of €13,622. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 9523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
LECLERCQ PHILIPPEActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320NACE 45421
1 site
Size
€286,387total assets 2025
Equity
€109,429
Profit
€13,622
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts filed 17 d late1 of 2 deeds read
Why 68- 1 change of registered office in 24 months- Sector Specialised construction activities (NACE 43)- Size: total assets €286,387+ Figures for FY 2025 (filed 17-08-2026)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 42% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 63+2
equity 38.2% of total assets
Liquidity 28+9
short-term debt 61.8% · cash 8.5%
Profitability 75+13
return on assets 4.8%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%▼ -0.9% vs 12-2024lowest value 02-2025: 0.4%▲ +0.9% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.5%▲ +12.4% vs 03-2025 05-2025: 0.5%▼ -1.9% vs 04-2025 06-2025: 0.5%▼ -3.6% vs 05-2025 07-2025: 0.6%▲ +36.3% vs 06-2025 08-2025: 0.7%▲ +12.3% vs 07-2025 09-2025: 0.7%● 0.0% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▼ -1.2% vs 12-2025 02-2026: 0.7%● 0.0% vs 01-2026 03-2026: 1.4%▲ +107% vs 02-2026 04-2026: 1.6%▲ +9.4% vs 03-2026 05-2026: 1.7%▲ +11.7% vs 04-2026 06-2026: 1.7%▼ -3.3% vs 05-2026 07-2026: 1.7%▲ +3.6% vs 06-2026 08-2026: 2.6%▲ +52.2% vs 07-2026highest value 09-2026: 0.8%▼ -69.6% vs 08-2026 10-2026: 0.8%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2025 (filed 17-08-2026) lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Size: total assets €286,387 raises the probability for this profile
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.18 in 2024; short-term debt: 61.8% and cash: 8.5% of total assets), and 61.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 41%, liquidity 17%, profitability 48%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Figures for FY 2025 (filed 17-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Size: total assets €286,387
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
17 d late
2024
31 d early
2023
41 d early
2022
32 d early
2021
3 d early
2020
31 d late
2019
19 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Registered officeRegistered-office move · Director in…
  3. Back to profitnet €13,622

Key points

  • Total assets 20256 fiscal years filed €286,387 View
  • Active since 2005founded 27-09-2005 21 years View

By topic

Financials

Fiscal year
2025
Total assets
€286,387
Profit
€13,622
Solvency
38.2%
Total assets▲ 8.3%
Net result
20182025
Go to Financials

Timeline

Events
18
Since
2017
Next accounts
by 31-07-2027
  1. 17-08-2026Annual accounts filed
  2. 12-02-2026Registered office
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Joinery installationNACE 43320
Founded
27-09-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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