LECHABERT
ActiveLECHABERT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €120k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 14% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-50
Solvency39▲+12
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.45 in 2023), but 91.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.7%
Return on assets
-0.5%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 37972 sector peers (2024).
NBB · sector comparisonPosition among 37972 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
161 d late
2022
27 d late
2021
10 d late
2020
15 d early
2019
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€120k▼ 5.0%
2023 · €126k
2018: €138k
2019: €116k
2020: €115k
2021: €104k
2022: €113k
2023: €126k
2018 → 2024
Total assets
€1.38M▼ 6.6%
2023 · €1.47M
2018: €773k
2019: €727k
2020: €1.63M
2021: €1.58M
2022: €1.51M
2023: €1.47M
2018 → 2024
Net result
€-6k
2023 · €13k
2018: €-20k
2019: €-22k
2020: €-1k
2021: €-11k
2022: €9k
2023: €13k
2018 → 2024
Working capital
€56k▲ 35.4%
2023 · €41k
2018: €-34k
2019: €-32k
2020: €-391k
2021: €-349k
2022: €50k
2023: €41k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€115k-€104k▼ 9.8%€113k▲ 9.1%€126k▲ 11.1%€120k▼ 5.0%
Operating result€17k-€18k▲ 7.1%€46k▲ 157%€47k▲ 2.8%€21k▼ 56.2%
Net result€-1k-€-11k▼ 1,025%€9k€13k▲ 32.5%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 56% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.38M
Fixed assets
€1.26M▼ 5.7%
Current assets
€111k▼ 16.4%
Equity and liabilities €1.38M
Equity
€120k▼ 5.0%
Debt
€1.26M▼ 6.8%
The debt ratio falls from 91.4% to 91.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€91k▼
2023 · €120k
Cash flow
€64k▼
2023 · €86k
Solvency
8.7%▲
2023 · 8.6%
Current ratio
2.02▲
2023 · 1.45
Quick ratio
2.02▲
2023 · 1.45
Debt / equity
10.49▼
2023 · 10.69
ROE
-5.3%▼
2023 · 10.0%
ROA
-0.5%▼
2023 · 0.9%
Interest coverage
3.39▼
2023 · 3.51
Debt
€1.26M▼
2023 · €1.35M
Debt ≤ 1 year
€55k▼
2023 · €91k
Debt > 1 year
€1.20M▼
2023 · €1.26M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.47M€1.38M▼
Fixed assets21/28€1.34M€1.26M▼
Tangible fixed assets22/27€1.34M€1.26M▼
Land and buildings22€1.29M€1.24M▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€43k€25k▼
Financial fixed assets28€3k€3k=
Current assets29/58€133k€111k▼
Amounts receivable within one year40/41€115k€66k▼
Trade receivables40€114k€66k▼
Other amounts receivable41€262-
Cash at bank and in hand54/58€16k€43k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.38M▼
Equity10/15€126k€120k▼
Contributions10/11€206k€206k=
Capital10€206k€206k=
Issued capital100€219k€219k=
Uncalled capital101€12k€12k=
Profit (loss) carried forward14€-80k€-86k▼
Amounts payable17/49€1.35M€1.26M▼
Amounts payable after more than one year17€1.26M€1.20M▼
Financial debts170/4€974k€943k▼
Other amounts payable178/9€281k€253k▼
Amounts payable within one year42/48€91k€55k▼
Current portion of amounts payable after more than one year42€30k€31k▲
Trade debts44€51k€19k▼
Suppliers440/4€51k€19k▼
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€10k€5k▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20232024
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€71k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€9k
Other operating charges640/8€5k€12k▲
Gross operating margin9900€126k€113k▼
Operating profit (loss)9901€47k€21k▼
Financial income75/76B€14€10▼
Recurring financial income75€14€10▼
Financial charges65/66B€34k€27k▼
Recurring financial charges65€34k€27k▼
Profit (loss) for the period before taxes9903€13k€-6k▼
Profit (loss) for the period9904€13k€-6k▼
Profit (loss) for the period to be appropriated9905€13k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€-86k▼
Profit (loss) brought forward from the previous period14P€-93k€-80k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 161 days late
2023
31-12
Financial
Highest result since 2018net €13k ▲32.5%
Operating result €47k, net result €13k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after 4 loss-making years.
31-12
Financial
Liquidity times 9current ratio 1.97
Current ratio from 0.22 to 1.97; short-term debt falls from €446k to €52k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
05-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 36 days late
2016
13-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vieux Chemin de Nivelles 161440 Braine-le-ChâteauGround area
529 m²
Building footprint
100 m²
Volume, LiDAR
476 m³
Parcel 25015C0177/00N000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vieux Chemin de Nivelles 16, 1440 Braine-le-Château
since 20102.184.924.109
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25015C0177/00N000indicative | Wallonia | 529 m² | 1 · 100 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,697 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/267.004