LEBEAU PHILIPPE
ActiveSummary
LEBEAU PHILIPPE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198k and a net result of €151k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 78% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100▲+12
Solvency98▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.08; short-term debt: 24.5% and cash: 50.1% of total assets), and 26.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.1%
Return on assets
55.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2025
2 d early
2024
2 d early
2023
2 d early
2022
on the day
2021
4 d early
2020
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€198k▲ 19.1%
2025 · €166k
2019: €102k
2020: €140k
2021: €52k
2022: €95k
2023: €88k
2024: €137k
2025: €166k
2019 → 2025
Total assets
€270k▼ 14.6%
2025 · €317k
2019: €341k
2020: €376k
2021: €301k
2022: €322k
2023: €303k
2024: €463k
2025: €317k
2019 → 2025
Net result
€151k▲ 215%
2025 · €48k
2019: €13k
2020: €37k
2021: €-7k
2022: €43k
2023: €37k
2024: €49k
2025: €48k
2019 → 2025
Working capital
€204k▲ 28.8%
2025 · €159k
2019: €123k
2020: €33k
2021: €62k
2022: €62k
2023: €43k
2024: €278k
2025: €159k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252025Trend
Equity€95k-€88k▼ 8.1%€137k▲ 56.1%€166k▲ 21.4%€198k▲ 19.1%
Operating result€56k-€60k▲ 7.9%€80k▲ 32.9%€83k▲ 3.1%€227k▲ 174%
Net result€43k-€37k▼ 13.1%€49k▲ 31.9%€48k▼ 2.6%€151k▲ 215%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2025 as the grey bar beneath
Assets €270k
Fixed assets
€50 ▼ 99.8%
Current assets
€270k ▼ 5.3%
Equity and liabilities €270k
Equity
€198k ▲ 19.1%
Provisions
€6k
Debt
€66k ▼ 56.0%
Debt's share of the balance-sheet total falls from 47.6% to 24.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€227k▲
2025 · €102k
Cash flow
€151k▲
2025 · €67k
Current ratio
4.08▲
2025 · 2.25
Debt to equity
0.34▼
2025 · 0.91
ROE
76.4%▲
2025 · 28.8%
ROA
55.8%▲
2025 · 15.1%
Interest coverage
146.57▲
2025 · 41.32
Debt ≤ 1 year
€66k▼
2025 · €127k
Debt > 1 year
€0▼
2025 · €22k
Income taxes
€75k▲
2025 · €35k
Staff costs
€50k▼
2025 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2025 · 66 lines
Balance sheet
Code20252025
Assets
Total assets20/58€317k€270k▼
Fixed assets21/28€31k€50▼
Tangible fixed assets22/27€31k€0▼
Plant, machinery and equipment23€33€0▼
Furniture and vehicles24€31k€0▼
Other tangible fixed assets26€0-
Financial fixed assets28€224€50▼
Current assets29/58€286k€270k▼
Stocks and contracts in progress3€6k€0▼
Stocks30/36€6k€0▼
Amounts receivable within one year40/41€99k€135k▲
Trade receivables40€98k€134k▲
Other amounts receivable41€1k€1k▼
Cash at bank and in hand54/58€172k€136k▼
Deferred charges and accrued income490/1€9k€0▼
Equity and liabilities
Total equity and liabilities10/49€317k€270k▼
Equity10/15€166k€198k▲
Contributions10/11€0-
Reserves13€161k€311k▲
Tax-exempt reserves132€159k€309k▲
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€5k€6k▲
Advance to shareholders on the distribution of net assets19-€119k
Provisions and deferred taxes16€0€6k▲
Provisions for liabilities and charges160/5-€6k
Other liabilities and charges164/5-€6k
Deferred taxes168€0-
Amounts payable17/49€151k€66k▼
Amounts payable after more than one year17€22k€0▼
Financial debts170/4€22k€0▼
Other amounts payable178/9€0-
Amounts payable within one year42/48€127k€66k▼
Current portion of amounts payable after more than one year42€10k€0▼
Financial debts43€3k€1k▼
Credit institutions430/8€3k€1k▼
Trade debts44€58k€28k▼
Suppliers440/4€58k€28k▼
Advances received on contracts in progress46€23k€4k▼
Taxes, remuneration and social security45€28k€11k▼
Taxes450/3€22k€3k▼
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€6k€22k▲
Accrued charges and deferred income492/3€2k€110▼
Income statement
Code20252025
Non-recurring operating income76A€10k€73k▲
Remuneration, social security and pensions62€103k€50k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4k
Provisions for liabilities and charges: additions (uses and reversals)635/8-€6k
Other operating charges640/8€3k€1k▼
Non-recurring operating charges66A€10k€33▼
Gross operating margin9900€218k€289k▲
Operating profit (loss)9901€83k€227k▲
Financial income75/76B€0€82▲
Recurring financial income75€0€82▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€80k€226k▲
Transfer from deferred taxes780€2k€0▼
Income taxes67/77€35k€75k▲
Profit (loss) for the period9904€48k€151k▲
Transfer from tax-exempt reserves789€20k€0▼
Profit (loss) for the period to be appropriated9905€68k€151k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€156k▲
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer to equity691/2€68k€150k▲
To other reserves6921€68k€150k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €151k ▲215%
Operating result €227k, net result €151k, both a record.
30-06
Financial
Equity above €150kEq €166k ▲21.4%
4 profitable years in a row build equity to €166k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity doublescurrent ratio 3.07
Current ratio from 1.23 to 3.07; short-term debt falls from €183k to €134k.
30-06
Financial
Equity above €100kEq €137k ▲56.1%
3 profitable years in a row build equity to €137k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-7k ▼119%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
Show earlier events
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Dinant(WP) 7495100 NamurGround area
1,568 m²
Building footprint
183 m²
Parcel 92135B0023/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée de Dinant(WP) 749, 5100 Namur
since 19972.080.167.473
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92135B0023/00B000 | Wallonia | 1,568 m² | 1 · 183 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VFC MAINTENANCE
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,824 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-1997
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43410Roofing work
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:+3281734514
Phone:081/73.45.14