LEBEAU-JORIS
ActiveLEBEAU-JORIS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €-8k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-38
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 13.3 against 21.54 in 2024; short-term debt: 7.5% and cash: 34.4% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
-32.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
28 d late
2022
67 d late
2021
74 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€84k
EBIT margin
7.2%
Net result
€-8k
2024 · €283
2018: €-1k
2019: €-12k
2020: €24k
2021: €100
2022: €648
2023: €4k
2024: €283
2018 → 2025
Working capital
€22k▼ 24.6%
2024 · €29k
2018: €4k
2019: €-5k
2020: €22k
2021: €25k
2022: €26k
2023: €30k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€84k
Equity€25k-€26k▲ 2.5%€30k▲ 13.9%€30k▲ 1.0%€22k▼ 25.9%
Operating result€4k-€2k▼ 32.0%€6k▲ 152%€758▼ 87.5%€-7k
Net result€100-€648▲ 549%€4k▲ 463%€283▼ 92.2%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €758 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€195▼ 75.5%
Current assets
€24k▼ 22.3%
Equity and liabilities €24k
Equity
€22k▼ 25.9%
Debt
€2k▲ 24.1%
The debt ratio rises from 4.6% to 7.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-6k▼
2024 · €1k
Cash flow
€-7k▼
2024 · €688
Solvency
92.5%▼
2024 · 95.4%
Current ratio
13.30▼
2024 · 21.54
Quick ratio
13.30▼
2024 · 21.54
Debt / equity
0.08▲
2024 · 0.05
ROE
-35.0%▼
2024 · 0.9%
ROA
-32.4%▼
2024 · 0.9%
Interest coverage
-11.14▼
2024 · 2.16
Debt
€2k▲
2024 · €1k
Debt ≤ 1 year
€2k▲
2024 · €1k
Income taxes
€252▲
2024 · €-50
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€24k▼
Fixed assets21/28€795€195▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€795€195▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€795€195▼
Current assets29/58€31k€24k▼
Amounts receivable within one year40/41€6k€16k▲
Trade receivables40€3k€12k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€23k€8k▼
Deferred charges and accrued income490/1€2k€37▼
Equity and liabilities
Total equity and liabilities10/49€32k€24k▼
Equity10/15€30k€22k▼
Contributions10/11€6k€6k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€20k€12k▼
Amounts payable17/49€1k€2k▲
Amounts payable within one year42/48€1k€2k▲
Trade debts44€1k€413▼
Suppliers440/4€1k€413▼
Taxes, remuneration and social security45€0€1k▲
Taxes450/3€0€1k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€20€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€405€600▲
Other operating charges640/8€794€833▲
Gross operating margin9900€2k€-6k▼
Operating profit (loss)9901€758€-7k▼
Financial income75/76B€13€28▲
Recurring financial income75€13€28▲
Financial charges65/66B€538€574▲
Recurring financial charges65€538€574▲
Profit (loss) for the period before taxes9903€233€-8k▼
Income taxes67/77€-50€252▲
Profit (loss) for the period9904€283€-8k▼
Profit (loss) for the period to be appropriated9905€283€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€12k▼
Profit (loss) brought forward from the previous period14P€19k€20k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 21.54
Current ratio from 5.52 to 21.54; short-term debt falls from €7k to €1k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
31-12
Financial
Liquidity times 14current ratio 4.96
Current ratio from 0.36 to 4.96; short-term debt falls from €8k to €6k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Moreau 524800 VerviersGround area
1.3 ha
Building footprint
148 m²
Volume, LiDAR
777 m³
2 parcels, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LEBEAU-JORIS
since 20052.149.088.943
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63022A0051/00C005 ProtectedSite or landscape |
Wallonia | 1.0 ha | 1 · 45 m² | - |
| 63006C1509/00A000 | Wallonia | 2,747 m² | 1 · 102 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
ATELIER DELREZ
BE 0450.333.980
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HUBERTY-LENNERTZ
BE 0826.147.812
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DIDIER COURTOIS
BE 0765.876.465
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VKCO
BE 0803.276.103
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ALGEMENE DAKWERKEN ROUSSARD
BE 1002.354.646
Maaseik · Eq €22k
Of 8,562 companies in sector 43410 we hold annual accounts for 4,354. 3,112 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-08-2005
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
43221Plumbing work
45332
46180Agents specialised in the wholesale of other particular products
51180
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.