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Learning Path

Active
Private limited companyfounded 20232 yrs activeZinktrekkersplein 3, 3920 Lommel, BelgiumKBO/BCE: BE 1003.379.381
Summary

Learning Path has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €22k. Its solvency ranks better than 73% of 2053 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency96▲+21
Growth78
Track record82
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.49 against 1.98 in 2024; short-term debt: 28.7% and cash: 46.2% of total assets), and 28.7% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71.3%
Return on assets
43.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
84 d early
2024
43 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€35k▲ 132%
2024 · €15k
2024: €15k 2025: €35k▲ +132% vs 2024
2024 → 2025
Total assets
€49k▲ 60.9%
2024 · €31k
2024: €31k 2025: €49k▲ +60.9% vs 2024
2024 → 2025
Net result
€22k▲ 36.7%
2024 · €16k
2024: €16k 2025: €22k▲ +36.7% vs 2024
2024 → 2025
Working capital
€35k▲ 132%
2024 · €15k
2024: €15k 2025: €35k▲ +132% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€15k-€35k▲ 132% 2024: €15k 2025: €35k▲ +132% vs 2024
Operating result€22k-€32k▲ 41.2% 2024: €22k 2025: €32k▲ +41.2% vs 2024
Net result€16k-€22k▲ 36.7% 2024: €16k 2025: €22k▲ +36.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2024: €22k€22kNet result 2024: €16k€16kOperating result 2025: €32k€32kNet result 2025: €22k€22k20242025€0€10k€20k€30kOperating result 2024: €22k€22kNet result 2024: €16k€16kOperating result 2025: €32k€32kNet result 2025: €22k€22k20242025
The operating result rises in 2025; 2025 is 41% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €49k
Equity €35k ▲ 132%
Debt €14k ▼ 8.6%
Debt's share of the balance-sheet total falls from 50.5% to 28.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
3.49▲
2024 · 1.98
Debt to equity
0.40▼
2024 · 1.02
ROE
61.6%▼
2024 · 104.4%
ROA
43.9%▼
2024 · 51.7%
Debt ≤ 1 year
€14k▼
2024 · €15k
Income taxes
€10k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€31k€49k▲
Current assets29/58€31k€49k▲
Amounts receivable within one year40/41€12k€25k▲
Trade receivables40€12k€25k▲
Other amounts receivable41€74-
Cash at bank and in hand54/58€16k€23k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€31k€49k▲
Equity10/15€15k€35k▲
Contributions10/11€1k€1k=
Reserves13€14k€34k▲
Distributable reserves133€14k€34k▲
Amounts payable17/49€15k€14k▼
Amounts payable within one year42/48€15k€14k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Other amounts payable47/48€7k€1k▼
Income statement Code20242025
Other operating charges640/8€985€804▼
Gross operating margin9900€23k€32k▲
Operating profit (loss)9901€22k€32k▲
Financial income75/76B€4€10▲
Recurring financial income75€4€10▲
Financial charges65/66B€344€81▼
Recurring financial charges65€344€81▼
Profit (loss) for the period before taxes9903€22k€32k▲
Income taxes67/77€6k€10k▲
Profit (loss) for the period9904€16k€22k▲
Profit (loss) for the period to be appropriated9905€16k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€22k▲
Transfer to equity691/2€14k€20k▲
To other reserves6921€14k€20k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€985€804▼ 18.3%
Gross operating margin9900€23k€32k▲ 38.7%
Operating profit (loss)9901€22k€32k▲ 41.2%
Financial income75/76B€4€10▲ 139%
Recurring financial income75€4€10▲ 139%
Financial charges65/66B€344€81▼ 76.4%
Recurring financial charges65€344€81▼ 76.4%
Profit (loss) for the period before taxes9903€22k€32k▲ 43.1%
Income taxes67/77€6k€10k▲ 59.6%
Profit (loss) for the period9904€16k€22k▲ 36.7%
Profit (loss) for the period to be appropriated9905€16k€22k▲ 36.7%
Line20242025Change
Assets
Total assets20/58€31k€49k▲ 60.9%
Current assets29/58€31k€49k▲ 60.9%
Amounts receivable within one year40/41€12k€25k▲ 105%
Trade receivables40€12k€25k▲ 106%
Other amounts receivable41€74--
Cash at bank and in hand54/58€16k€23k▲ 38.1%
Deferred charges and accrued income490/1€2k€2k▼ 21.8%
Equity and liabilities
Total equity and liabilities10/49€31k€49k▲ 60.9%
Equity10/15€15k€35k▲ 132%
Contributions10/11€1k€1k=
Reserves13€14k€34k▲ 141%
Distributable reserves133€14k€34k▲ 141%
Amounts payable17/49€15k€14k▼ 8.6%
Amounts payable within one year42/48€15k€14k▼ 8.6%
Trade debts44€2k€2k▼ 18.4%
Suppliers440/4€2k€2k▼ 18.4%
Taxes, remuneration and social security45€6k€11k▲ 77.5%
Taxes450/3€6k€11k▲ 77.5%
Other amounts payable47/48€7k€1k▼ 83.6%
Line20242025Change
Profit (loss) for the period9904€16k€22k▲ 36.7%
Operating cash flow (approximation)€16k€22k▲ 36.7%
Change in cash-€6k-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
563 m²
Building footprint
124 m²
Volume, LiDAR
875 m³
Parcel 72020C1437/00M042, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Learning Path
Zinktrekkersplein 3, 3920 LommelVocational training
since 20232.353.871.383
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72020C1437/00M042 Flanders 563 m² 1 · 124 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,019 companies in sector 85592 we hold annual accounts for 988. 655 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
85592Vocational training
85599Other education
93299Other amusement and recreation activities

Scores and ratios are computed by Checked and are not a credit decision.