Summary
Lead Business is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €81,422 and a net result of €155,764. Equity is growing by ~24.6% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
6 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2024, full schema
Equity
€81,422▲ 43.7%
2023 · €56,659
Net result
€155,764▲ 0.6%
2023 · €154,863
Total assets
€306,245▲ 9.4%
2023 · €279,809
Solvency
26.6%▲ 6.3pp
2023 · 20.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€97,953▲ 350%€81,454▼ 16.8%€160,308▲ 96.8%€202,904▲ 26.6%€196,132▼ 3.3%
Net result€76,945above the sector's middle half▲ 344%€63,186within the sector's middle half▼ 17.9%€119,731above the sector's middle half▲ 89.5%€154,863above the sector's middle half▲ 29.3%€155,764within the sector's middle half▲ 0.6%
Equity€70,478within the sector's middle half▲ 199%€38,665below the sector's middle half▼ 45.1%€57,796within the sector's middle half▲ 49.5%€56,659within the sector's middle half▼ 2.0%€81,422below the sector's middle half▲ 43.7%
Total assets€207,395within the sector's middle half▲ 506%€181,695within the sector's middle half▼ 12.4%€235,937within the sector's middle half▲ 29.9%€279,809within the sector's middle half▲ 18.6%€306,245below the sector's middle half▲ 9.4%
Debt€136,917▲ 1,183%€143,030▲ 4.5%€178,141▲ 24.5%€223,151▲ 25.3%€224,823▲ 0.7%
Working capital€36,272within the sector's middle half▲ 41.5%€5,797within the sector's middle half▼ 84.0%€27,368within the sector's middle half▲ 372%€19,783within the sector's middle half▼ 27.7%€14,705within the sector's middle half▼ 25.7%
Solvency34.0%within the sector's middle half▼ 34.8pp21.3%below the sector's middle half▼ 12.7pp24.5%within the sector's middle half▲ 3.2pp20.2%below the sector's middle half▼ 4.2pp26.6%below the sector's middle half▲ 6.3pp
Current ratio1.39within the sector's middle half▼ 2.761.05within the sector's middle half▼ 0.341.18within the sector's middle half▲ 0.121.09within the sector's middle half▼ 0.091.08within the sector's middle half▼ 0.02
Return on assets (ROA)37.1%above the sector's middle half▼ 13.6pp34.8%above the sector's middle half▼ 2.3pp50.7%above the sector's middle half▲ 16.0pp55.3%above the sector's middle half▲ 4.6pp50.9%above the sector's middle half▼ 4.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €306,245
Fixed assets
€95,489 ▲ 123%
Current assets
€210,756 ▼ 11.1%
Equity and liabilities €306,245
Equity
€81,422 ▲ 43.7%
Debt
€224,823 ▲ 0.7%
Debt's share of the balance-sheet total falls from 79.8% to 73.4%. Equity and debt are higher.
Key figures and ratios
ROE
191.3%▼
2023 · 273.3%
Debt ≤ 1 year
€196,051▼
2023 · €217,155
Debt > 1 year
€28,772▲
2023 · €2,839
Income taxes
€51,931▲
2023 · €47,350
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,031 | €13,180 | €13,506 | €13,710 | €26,025 | ▲ 89.8% |
| Other operating charges640/8 | - | - | €433 | €540 | €3,481 | ▲ 545% |
| Gross operating margin9900 | €109,105 | €95,090 | €174,246 | €217,154 | €225,638 | ▲ 3.9% |
| Operating profit (loss)9901 | €97,953 | €81,454 | €160,308 | €202,904 | €196,132 | ▼ 3.3% |
| Financial income75/76B | - | - | €467 | - | €14,294 | - |
| Recurring financial income75 | €1 | €3 | €467 | - | €14,294 | - |
| Financial charges65/66B | - | - | -€130 | €692 | €2,730 | ▲ 295% |
| Recurring financial charges65 | €683 | €1,636 | -€130 | €692 | €2,730 | ▲ 295% |
| Profit (loss) for the period before taxes9903 | €97,271 | €79,822 | €160,904 | €202,212 | €207,695 | ▲ 2.7% |
| Income taxes67/77 | €20,326 | €16,635 | €41,173 | €47,350 | €51,931 | ▲ 9.7% |
| Profit (loss) for the period9904 | €76,945 | €63,186 | €119,731 | €154,863 | €155,764 | ▲ 0.6% |
| Profit (loss) for the period to be appropriated9905 | €76,945 | €63,186 | €119,731 | €154,863 | €155,764 | ▲ 0.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €207,395 | €181,695 | €235,937 | €279,809 | €306,245 | ▲ 9.4% |
| Fixed assets21/28 | €78,302 | €67,100 | €54,443 | €42,871 | €95,489 | ▲ 123% |
| Tangible fixed assets22/27 | €52,277 | €41,075 | €28,418 | €16,790 | €55,320 | ▲ 229% |
| Furniture and vehicles24 | - | - | €28,418 | €16,790 | €55,320 | ▲ 229% |
| Financial fixed assets28 | €26,025 | €26,025 | €26,025 | €26,081 | €40,169 | ▲ 54.0% |
| Current assets29/58 | €129,093 | €114,595 | €181,493 | €236,938 | €210,756 | ▼ 11.1% |
| Amounts receivable within one year40/41 | - | €2,562 | €13,210 | €18,328 | €43,051 | ▲ 135% |
| Trade receivables40 | - | - | - | €18,328 | €21,611 | ▲ 17.9% |
| Other amounts receivable41 | - | - | €13,210 | - | €21,440 | - |
| Cash at bank and in hand54/58 | €127,559 | €110,370 | €166,180 | €218,610 | €103,369 | ▼ 52.7% |
| Deferred charges and accrued income490/1 | - | - | €2,103 | - | €64,336 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €207,395 | €181,695 | €235,937 | €279,809 | €306,245 | ▲ 9.4% |
| Equity10/15 | €70,478 | €38,665 | €57,796 | €56,659 | €81,422 | ▲ 43.7% |
| Contributions10/11 | - | - | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €867 | €867 | €867 | €867 | €60,867 | ▲ 6,923% |
| Distributable reserves133 | - | - | €867 | €867 | €60,867 | ▲ 6,923% |
| Profit (loss) carried forward14 | €63,412 | €31,598 | €38,329 | €37,192 | €1,956 | ▼ 94.7% |
| Amounts payable17/49 | €136,917 | €143,030 | €178,141 | €223,151 | €224,823 | ▲ 0.7% |
| Amounts payable after more than one year17 | €36,173 | €25,213 | €14,102 | €2,839 | €28,772 | ▲ 913% |
| Financial debts170/4 | - | - | €14,102 | €2,839 | €28,772 | ▲ 913% |
| Amounts payable within one year42/48 | €92,821 | €108,798 | €154,125 | €217,155 | €196,051 | ▼ 9.7% |
| Current portion of amounts payable after more than one year42 | - | - | €17,443 | €17,596 | €11,457 | ▼ 34.9% |
| Trade debts44 | €672 | €1,888 | €5,667 | €5,692 | €2,177 | ▼ 61.7% |
| Suppliers440/4 | - | - | €5,667 | €5,692 | €2,177 | ▼ 61.7% |
| Taxes, remuneration and social security45 | - | - | €18,014 | €23,656 | €34,014 | ▲ 43.8% |
| Taxes450/3 | - | - | €18,014 | €20,656 | €33,014 | ▲ 59.8% |
| Remuneration and social security454/9 | - | - | - | €3,000 | €1,000 | ▼ 66.7% |
| Other amounts payable47/48 | - | - | €113,000 | €170,211 | €148,404 | ▼ 12.8% |
| Accrued charges and deferred income492/3 | - | - | €9,914 | €3,156 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €76,945 | €63,186 | €119,731 | €154,863 | €155,764 | ▲ 0.6% |
| + Depreciation and write-downs630 | €11,031 | €13,180 | €13,506 | €13,710 | €26,025 | ▲ 89.8% |
| Operating cash flow (approximation) | €87,976 | €76,366 | €133,237 | €168,572 | €181,788 | ▲ 7.8% |
| Investment in fixed assets (approximation) | - | -€1,978 | -€849 | -€2,137 | -€78,643 | ▼ 3,579% |
| Change in cash | - | -€17,189 | €55,810 | €52,430 | -€115,242 | ▼ 320% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Highest result since 2019net €155,764 ▲0.6%
Net result €155,764, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 2 establishment units since 2019
Ground area
1.0 ha
Building footprint
3,263 m²
Volume, LiDAR
28,636 m³
2 parcels, Brussels, Wallonia · tallest building 21.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Lead Business
since 20192.286.139.451
Lead Business
since 20192.309.784.091
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0159/00K011 | Brussels | 8,192 m² | 1 · 3,084 m² | 21.1 m · 2 fl. |
| 25051A0048/00P000 | Wallonia | 2,159 m² | 1 · 179 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
0.43%
According to the annual accounts to 30-06-2025 of Lead Business and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
2549008OIDQRPRWRPO66
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 11,808 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-2019
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
66220Insurance agents and brokers
Contact
Phone
000000000Sint-Lambrechts-Woluwe
E-invoicing
Reachable via Peppol
Peppol ID
0208:0720914094
Also
9925:BE0720914094
Registered
23-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.