LEAD 4 TEAM
ActiveSummary
LEAD 4 TEAM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €2k. Equity is shrinking by ~22.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 35% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-6
Solvency62▼-38
Growth32=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 5.31 in 2024; short-term debt: 63.3% and cash: 0.1% of total assets), and 63.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.7%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 d early
2024
70 d late
2023
1 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 60.6%
2024 · €88k
2022: €98khighest in 4 years
2023: €81k▼ -16.9% vs 2022
2024: €88k▲ +8.2% vs 2023
2025: €35k▼ -60.6% vs 2024lowest in 4 years
2022 → 2025
Total assets
€95k▼ 9.3%
2024 · €104k
2022: €187khighest in 4 years
2023: €111k▼ -40.5% vs 2022
2024: €104k▼ -6.2% vs 2023
2025: €95k▼ -9.3% vs 2024lowest in 4 years
2022 → 2025
Net result
€2k▼ 77.1%
2024 · €7k
2022: €96khighest in 4 years
2023: €-17k▼ -117% vs 2022lowest in 4 years
2024: €7k▲ +140% vs 2023
2025: €2k▼ -77.1% vs 2024
2022 → 2025
Working capital
€27k▼ 61.7%
2024 · €70k
2022: €52k
2023: €50k▼ -4.2% vs 2022
2024: €70k▲ +40.0% vs 2023highest in 4 years
2025: €27k▼ -61.7% vs 2024lowest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€98k-€81k▼ 16.9%€88k▲ 8.2%€35k▼ 60.6%
2022: €98khighest in 4 years
2023: €81k▼ -16.9% vs 2022
2024: €88k▲ +8.2% vs 2023
2025: €35k▼ -60.6% vs 2024lowest in 4 years
Operating result€122k-€-20k€8k€2k▼ 73.6%
2022: €122khighest in 4 years
2023: €-20k▼ -116% vs 2022lowest in 4 years
2024: €8k▲ +139% vs 2023
2025: €2k▼ -73.6% vs 2024
Net result€96k-€-17k€7k€2k▼ 77.1%
2022: €96khighest in 4 years
2023: €-17k▼ -117% vs 2022lowest in 4 years
2024: €7k▲ +140% vs 2023
2025: €2k▼ -77.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€8k ▼ 56.4%
Current assets
€87k ▲ 0.9%
Equity and liabilities €95k
Equity
€35k ▼ 60.6%
Debt
€60k ▲ 271%
Debt's share of the balance-sheet total rises from 15.5% to 63.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €22k
Cash flow
€13k▼
2024 · €21k
Current ratio
1.44▼
2024 · 5.31
Debt to equity
1.72▲
2024 · 0.18
ROE
4.4%▼
2024 · 7.6%
ROA
1.6%▼
2024 · 6.4%
Interest coverage
41.45▲
2024 · 22.48
Debt ≤ 1 year
€60k▲
2024 · €16k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€104k€95k▼
Fixed assets21/28€19k€8k▼
Intangible fixed assets21€7k€6k▼
Tangible fixed assets22/27€10k€839▼
Furniture and vehicles24€10k€839▼
Financial fixed assets28€1k€1k=
Current assets29/58€86k€87k▲
Amounts receivable after more than one year29€48k€30k▼
Other amounts receivable291€48k€30k▼
Amounts receivable within one year40/41€33k€53k▲
Trade receivables40€19k€29▼
Other amounts receivable41€13k€53k▲
Cash at bank and in hand54/58€2k€106▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€104k€95k▼
Equity10/15€88k€35k▼
Contributions10/11€20k€20k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€58k€5k▼
Amounts payable17/49€16k€60k▲
Amounts payable within one year42/48€16k€60k▲
Financial debts43€152€152=
Other loans439€152€152=
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€15k€3k▼
Taxes450/3€15k€3k▼
Other amounts payable47/48€4€55k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€11k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€24k€15k▼
Operating profit (loss)9901€8k€2k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€985€323▼
Recurring financial charges65€985€323▼
Profit (loss) for the period before taxes9903€10k€5k▼
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€7k€2k▼
Profit (loss) for the period to be appropriated9905€7k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€60k▲
Profit (loss) brought forward from the previous period14P€51k€58k▲
Profit to be distributed694/7-€55k
Return on contributions (dividend)694-€55k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €14k | €14k | €11k | ▼ 21.3% |
| Other operating charges640/8 | €3k | €1k | €2k | €2k | ▼ 13.2% |
| Gross operating margin9900 | €137k | €-4k | €24k | €15k | ▼ 37.5% |
| Operating profit (loss)9901 | €122k | €-20k | €8k | €2k | ▼ 73.6% |
| Financial income75/76B | €2k | €3k | €3k | €3k | ▲ 2.0% |
| Recurring financial income75 | €2k | €3k | €3k | €3k | ▲ 2.0% |
| Financial charges65/66B | €184 | €145 | €985 | €323 | ▼ 67.2% |
| Recurring financial charges65 | €184 | €145 | €985 | €323 | ▼ 67.2% |
| Profit (loss) for the period before taxes9903 | €124k | €-16k | €10k | €5k | ▼ 51.7% |
| Income taxes67/77 | €28k | €111 | €3k | €3k | ▲ 8.1% |
| Profit (loss) for the period9904 | €96k | €-17k | €7k | €2k | ▼ 77.1% |
| Profit (loss) for the period to be appropriated9905 | €96k | €-17k | €7k | €2k | ▼ 77.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €187k | €111k | €104k | €95k | ▼ 9.3% |
| Fixed assets21/28 | €46k | €32k | €19k | €8k | ▼ 56.4% |
| Intangible fixed assets21 | €9k | €8k | €7k | €6k | ▼ 14.3% |
| Tangible fixed assets22/27 | €37k | €24k | €10k | €839 | ▼ 91.9% |
| Furniture and vehicles24 | €37k | €24k | €10k | €839 | ▼ 91.9% |
| Financial fixed assets28 | - | - | €1k | €1k | = |
| Current assets29/58 | €141k | €80k | €86k | €87k | ▲ 0.9% |
| Amounts receivable after more than one year29 | €83k | €66k | €48k | €30k | ▼ 37.6% |
| Other amounts receivable291 | €83k | €66k | €48k | €30k | ▼ 37.6% |
| Amounts receivable within one year40/41 | €51k | €10k | €33k | €53k | ▲ 63.0% |
| Trade receivables40 | €48k | €3k | €19k | €29 | ▼ 99.8% |
| Other amounts receivable41 | €2k | €7k | €13k | €53k | ▲ 295% |
| Cash at bank and in hand54/58 | €5k | €219 | €2k | €106 | ▼ 94.1% |
| Deferred charges and accrued income490/1 | €2k | €3k | €3k | €3k | ▲ 2.7% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €187k | €111k | €104k | €95k | ▼ 9.3% |
| Equity10/15 | €98k | €81k | €88k | €35k | ▼ 60.6% |
| Contributions10/11 | €20k | €20k | €20k | €20k | = |
| Reserves13 | €10k | €10k | €10k | €10k | = |
| Distributable reserves133 | €10k | €10k | €10k | €10k | = |
| Profit (loss) carried forward14 | €68k | €51k | €58k | €5k | ▼ 91.9% |
| Amounts payable17/49 | €89k | €30k | €16k | €60k | ▲ 271% |
| Amounts payable within one year42/48 | €89k | €30k | €16k | €60k | ▲ 271% |
| Financial debts43 | - | €880 | €152 | €152 | = |
| Other loans439 | - | €880 | €152 | €152 | = |
| Trade debts44 | €47k | €7k | €1k | €2k | ▲ 43.1% |
| Suppliers440/4 | €47k | €7k | €1k | €2k | ▲ 43.1% |
| Taxes, remuneration and social security45 | €20k | €22k | €15k | €3k | ▼ 81.3% |
| Taxes450/3 | €20k | €22k | €15k | €3k | ▼ 81.3% |
| Other amounts payable47/48 | €22k | €4 | €4 | €55k | ▲ 1,523,546% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €96k | €-17k | €7k | €2k | ▼ 77.1% |
| + Depreciation and write-downs630 | €13k | €14k | €14k | €11k | ▼ 21.3% |
| Operating cash flow (approximation) | €109k | €-2k | €21k | €13k | ▼ 39.0% |
| Investment in fixed assets (approximation) | - | €0 | €-1k | €-895 | ▲ 28.4% |
| Change in cash | - | €-5k | €2k | €-2k | ▼ 207% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2021
Ground area
2,378 m²
Building footprint
218 m²
Volume, LiDAR
2,100 m³
Parcel 92101C0163/00G000, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LEAD 4 TEAM
since 20212.326.205.401
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92101C0163/00G000 | Wallonia | 2,377 m² | 1 · 218 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,572 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-12-2021
Fiscal year end31-12
Abbreviation FR
L4T
Activities, NACEBEL 2025
70200Business and other management consultancy
55203Holiday cottages, homes and apartments
55204Guest rooms (bed and breakfast)
Contact
E-mail
john.andre.gh@gmail.com
Phone
+32499835503
Scores and ratios are computed by Checked and are not a credit decision.