LE ROCTIER
ActiveThe computed 12-month bankruptcy probability of LE ROCTIER is 1.5% (moderate). The 2025 annual accounts show equity of €97k and a net result of €47k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 13306 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+60
Solvency61▲+15
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.35 in 2024; short-term debt: 31% and cash: 9.2% of total assets), and 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
17.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €97k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
17 d early
2023
14 d early
2022
45 d early
2021
41 d early
2020
11 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 93.0%
2024 · €50k
2018: €91k
2019: €72k
2020: €58k
2021: €87k
2022: €57k
2023: €62k
2024: €50k
2018 → 2025
Total assets
€271k▲ 14.5%
2024 · €237k
2018: €398k
2019: €353k
2020: €330k
2021: €307k
2022: €295k
2023: €259k
2024: €237k
2018 → 2025
Net result
€47k
2024 · €-12k
2018: €-44k
2019: €-19k
2020: €-14k
2021: €29k
2022: €-14k
2023: €5k
2024: €-12k
2018 → 2025
Working capital
€-22k▲ 61.8%
2024 · €-58k
2018: €-3k
2019: €-36k
2020: €-43k
2021: €-23k
2022: €-53k
2023: €-45k
2024: €-58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€57k▼ 33.6%€62k▲ 8.1%€50k▼ 19.5%€97k▲ 93.0%
Operating result€39k-€1k▼ 97.2%€20k▲ 1,758%€3k▼ 86.4%€72k▲ 2,567%
Net result€29k-€-14k€5k€-12k€47k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,567% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €271k
Fixed assets
€209k▲ 1.9%
Current assets
€62k▲ 96.9%
Equity and liabilities €271k
Equity
€97k▲ 93.0%
Debt
€174k▼ 6.5%
The debt ratio falls from 78.8% to 64.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▲
2024 · €15k
Cash flow
€59k▲
2024 · €-255
Solvency
35.6%▲
2024 · 21.2%
Current ratio
0.74▲
2024 · 0.35
Quick ratio
0.66▲
2024 · 0.26
Debt / equity
1.81▼
2024 · 3.73
ROE
48.2%▲
2024 · -24.1%
ROA
17.2%▲
2024 · -5.1%
Interest coverage
4.93▲
2024 · 0.98
Debt
€174k▼
2024 · €187k
Debt ≤ 1 year
€84k▼
2024 · €90k
Debt > 1 year
€90k▼
2024 · €97k
Income taxes
€8k▲
2024 · €374
Staff costs
€165k▼
2024 · €170k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€237k€271k▲
Fixed assets21/28€205k€209k▲
Tangible fixed assets22/27€205k€209k▲
Land and buildings22€195k€189k▼
Plant, machinery and equipment23€10k€5k▼
Furniture and vehicles24-€15k
Financial fixed assets28€90-
Current assets29/58€31k€62k▲
Stocks and contracts in progress3€8k€6k▼
Stocks30/36€8k€6k▼
Amounts receivable within one year40/41€21k€30k▲
Trade receivables40€73€840▲
Other amounts receivable41€21k€30k▲
Cash at bank and in hand54/58€2k€25k▲
Deferred charges and accrued income490/1€428-
Equity and liabilities
Total equity and liabilities10/49€237k€271k▲
Equity10/15€50k€97k▲
Contributions10/11€80k€80k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€-33k€13k▲
Amounts payable17/49€187k€174k▼
Amounts payable after more than one year17€97k€90k▼
Financial debts170/4€97k€90k▼
Amounts payable within one year42/48€90k€84k▼
Current portion of amounts payable after more than one year42€15k€17k▲
Financial debts43€4k€4k▲
Credit institutions430/8€4k€4k▲
Trade debts44€54k€39k▼
Suppliers440/4€54k€39k▼
Taxes, remuneration and social security45€17k€23k▲
Taxes450/3€3k€14k▲
Remuneration and social security454/9€14k€9k▼
Income statement
Code20242025
Remuneration, social security and pensions62€170k€165k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€185k€250k▲
Operating profit (loss)9901€3k€72k▲
Financial income75/76B€403€69▼
Recurring financial income75€403€69▼
Financial charges65/66B€15k€17k▲
Recurring financial charges65€15k€17k▲
Profit (loss) for the period before taxes9903€-12k€55k▲
Income taxes67/77€374€8k▲
Profit (loss) for the period9904€-12k€47k▲
Profit (loss) for the period to be appropriated9905€-12k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€13k▲
Profit (loss) brought forward from the previous period14P€-21k€-33k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €29k
Net result €29k after 3 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antoing · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tournai 1167641 AntoingGround area
210 m²
Parcel 57014A0142/00F002, Wallonia. Linked by address, not a title deed.
1 establishment unit
LE ROCTIER
since 20132.220.887.056
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57014A0142/00F002 | Wallonia | 210 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntoing2.220.887.056
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,869 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2013
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.