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LE QUARTO

Active
Private limited companyfounded 1979active for 46 yearsRue des Savoyards 99, 1495 Villers-la-Ville, BelgiumKBO/BCE: BE 0419.985.551
Summary

LE QUARTO has been active since 1979 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159,025 and a net result of €49,660. Equity is growing by about 2.7% per year across the filed financial years. Its solvency ranks better than 30% of 2,581 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Vocational training
NACE 85592Crop and animal production, hunting and related service activities NACE 01210
8th oldest company in Villers-la-Ville2 sites
Size
€862,916total assets 2025
Staff
1 FTE
Equity
€159,025
Profit
€49,660
Turnover not published (micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts filed 166 days late1 of 7 deeds read
Why 55raises riskCapped at 59: a confirmed filing findingLatest accounts 167 days late; 1 of the last 3 lateLiquidity: current ratio 0.31, cash €55,012lowers riskFounded in 1979Size: total assets €862,916Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 47% of its sector peers (NACE 85, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 43+3
equity 18.4% of total assets
Liquidity 45-2
short-term debt 30.0% · cash 6.4%
Profitability 76+24
return on assets 5.8%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,807 companies, NACE 85, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +0.1 percentage points vs 11-2024 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024 02-2025: 0.8%▲ +0.3 percentage points vs 01-2025 03-2025: 0.2%▼ -0.6 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.3%▲ +0.1 percentage points vs 10-2025 12-2025: 0.5%▲ +0.2 percentage points vs 11-2025 01-2026: 0.2%▼ -0.3 percentage points vs 12-2025lowest value 02-2026: 0.4%▲ +0.2 percentage points vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.9%▲ +0.4 percentage points vs 03-2026 05-2026: 1.0%▲ +0.1 percentage points vs 04-2026 06-2026: 1.2%▲ +0.2 percentage points vs 05-2026 07-2026: 2.0%▲ +0.8 percentage points vs 06-2026highest value 08-2026: 0.6%▼ -1.4 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity insufficient (current ratio 0.31, compared with 0.31 in 2024, below 1; short-term debt: 30% and cash: 6.4% of total assets), and 81.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 29% on solvency, 26% on liquidity, 52% on profitability and 82% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Latest accounts 167 days late; 1 of the last 3 late
NBB · filings
lowers risk · Founded in 1979
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €862,916
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.31, cash €55,012
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-07-2026, 166 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
166 days late
2024
on the day
2023
8 days early
2022
on the day
2021
on the day
2020
2 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end22-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2019 to 2025net €49,660 ▲1,501%
  3. Equity above €150,000equity €159,025 ▲45.4%

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 166 days View
  • Positive: Among the best 14% on net resultsector median €7,345 · 2,583 companies €49,660 View
  • Active since 1979founded 10-12-1979 46 years View

By topic

Financials

Financial year
2025
Total assets
€862,916
Profit
€49,660
Solvency
18.4%
Total assets▲ 17.6%
Net result
20192025
Go to Financials

Timeline

Events
52
Since
1981
Next accounts
by 31-01-2027
  1. 31-01-2025Annual accounts filed
  2. 30-06-2024Back to profit
  3. 23-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Vocational trainingNACE 85592
Founded
10-12-1979
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
24
Annual meeting
First Friday of December at 11:00
Purpose
“Toute activité qui couvre le secteur de la consultance,et notamment toute contribution à…” (deed in French)
Go to Articles of association

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