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Le Prisme

Active
Non-profit associationfounded 199036 yrs activeRue des Tuileries 7, 7000 Mons, BelgiumKBO/BCE: BE 0442.292.680
Summary

Le Prisme has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,942 and a net result of €15. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 17% of 530 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69=
Solvency42▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.92 against 1.51 in 2024; short-term debt: 33.6% and cash: 71.3% of total assets), but 82.7% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Activities of membership organisations (NACE 94)
about 92% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
17.3%
Return on assets
0%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 530 sector peers (2025).
NBB · sector comparison
Position among 530 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 d early
2024
72 d early
2023
49 d early
2022
49 d early
2021
53 d early
2020
67 d early
2019
40 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 29 days before the deadline, and 25% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Le Prisme was incorporated on 15 February 1990.1 Total assets rose from EUR 174,207 in 2018 to EUR 311,482 in 2025 and headcount from 6.5 to 6.5 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15▼ 21.7%
2024 · €19
Working capital
€200,944▲ 62.1%
2024 · €123,997
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 94, Activities of membership organisations, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€142€81-€129-€738▼ 473%-€845▼ 14.4%
Net result-€232within the sector's middle half▼ 2,474%-€9within the sector's middle half▲ 96.0%-€14within the sector's middle half▼ 54.9%€19within the sector's middle half€15within the sector's middle half▼ 21.7%
Equity€53,932below the sector's middle half▼ 0.4%€53,922below the sector's middle half=€53,908below the sector's middle half=€53,927below the sector's middle half=€53,942below the sector's middle half=
Total assets€287,726below the sector's middle half▲ 2.9%€264,216below the sector's middle half▼ 8.2%€297,168below the sector's middle half▲ 12.5%€369,339below the sector's middle half▲ 24.3%€311,482below the sector's middle half▼ 15.7%
Debt€233,794▲ 3.7%€210,294▼ 10.1%€243,260▲ 15.7%€315,412▲ 29.7%€257,540▼ 18.3%
Working capital€58,144below the sector's middle half▲ 39.2%€78,968below the sector's middle half▲ 35.8%€49,130below the sector's middle half▼ 37.8%€123,997below the sector's middle half▲ 152%€200,944below the sector's middle half▲ 62.1%
Solvency18.7%below the sector's middle half▼ 0.6pp20.4%below the sector's middle half▲ 1.7pp18.1%below the sector's middle half▼ 2.3pp14.6%below the sector's middle half▼ 3.5pp17.3%below the sector's middle half▲ 2.7pp
Current ratio1.27below the sector's middle half▲ 0.081.44below the sector's middle half▲ 0.181.20below the sector's middle half▼ 0.241.51below the sector's middle half▲ 0.312.92within the sector's middle half▲ 1.41
Return on assets (ROA)-0.1%within the sector's middle half▼ 0.1pp0.0%within the sector's middle half▲ 0.1pp0.0%within the sector's middle half=0.0%within the sector's middle half=0.0%within the sector's middle half=
Staff (FTE)6.5within the sector's middle half=6.5within the sector's middle half=6.5within the sector's middle half=6.7within the sector's middle half▲ 3.1%6.5within the sector's middle half▼ 3.0%
above within below the middle half (P25 to P75) of NACE 94, Activities of membership organisations, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€1,000-€750-€500-€250€0Operating result 2021: -€142-€142Net result 2021: -€232-€232Operating result 2022: €81€81Net result 2022: -€9-€9Operating result 2023: -€129-€129Net result 2023: -€14-€14Operating result 2024: -€738-€738Net result 2024: €19€19Operating result 2025: -€845-€845Net result 2025: €15€1520212022202320242025-€1,000-€750-€500-€250€0Operating result 2023: -€129-€129Net result 2023: -€14-€14Operating result 2024: -€738-€738Net result 2024: €19€19Operating result 2025: -€845-€845Net result 2025: €15€15202320242025
The operating result stays negative: a loss of €845 in 2025 against €738 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311,482
Fixed assets €5,748 ▲ 107%
Current assets €305,735 ▼ 16.6%
Equity and liabilities €311,482
Equity €53,942 =
Debt €257,540 ▼ 18.3%
Debt's share of the balance-sheet total falls from 85.4% to 82.7%. Debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,317▼
2024 · €2,728
Cash flow
€3,177▼
2024 · €3,485
Debt to equity
4.77▼
2024 · 5.85
ROE
0.0%▼
2024 · 0.0%
Interest coverage
25.43▼
2024 · 29.94
Debt ≤ 1 year
€104,791▼
2024 · €242,562
Income taxes
€408▲
2024 · €364
Staff costs
€602,884▲
2024 · €595,894
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,984 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.1% went bankrupt
2.3% stopped otherwise
97% still going

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,984 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€369,339€311,482▼
Fixed assets21/28€2,780€5,748▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€2,160€5,128▲
Plant, machinery and equipment23€1,225€1,344▲
Other tangible fixed assets26€936€3,784▲
Financial fixed assets28€620€620=
Current assets29/58€366,559€305,735▼
Amounts receivable within one year40/41€76,467€77,051▲
Trade receivables40€76,467€77,051▲
Cash at bank and in hand54/58€283,526€222,086▼
Deferred charges and accrued income490/1€6,566€6,598▲
Equity and liabilities
Total equity and liabilities10/49€369,339€311,482▼
Equity10/15€53,927€53,942=
Profit (loss) carried forward14€53,927€53,942=
Amounts payable17/49€315,412€257,540▼
Amounts payable within one year42/48€242,562€104,791▼
Trade debts44€351€731▲
Suppliers440/4€351€731▲
Taxes, remuneration and social security45€104,722€99,834▼
Taxes450/3€17,243€18,944▲
Remuneration and social security454/9€87,479€80,889▼
Accrued charges and deferred income492/3€72,850€152,750▲
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€38,165€45,166▲
Remuneration, social security and pensions62€595,894€602,884▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,466€3,162▼
Other operating charges640/8€221€337▲
Gross operating margin9900€598,843€605,538▲
Operating profit (loss)9901-€738-€845▼
Financial income75/76B€1,212€1,358▲
Recurring financial income75€1,212€1,358▲
Financial charges65/66B€91€91=
Recurring financial charges65€91€91=
Profit (loss) for the period before taxes9903€383€423▲
Income taxes67/77€364€408▲
Profit (loss) for the period9904€19€15▼
Profit (loss) for the period to be appropriated9905€19€15▼
Appropriation of the result
Profit (loss) to be appropriated9906€53,927€53,942=
Profit (loss) brought forward from the previous period14P€53,908€53,927=
Social balance
Average headcount (FTE)90876.76.5▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Goods, raw materials, services and sundry goods60/61€34,109€45,266€40,402€38,165€45,166▲ 18.3%
Remuneration, social security and pensions62€538,020€529,794€594,441€595,894€602,884▲ 1.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,676€4,855€3,055€3,466€3,162▼ 8.8%
Other operating charges640/8€4,778€34,841€232€221€337▲ 52.3%
Non-recurring operating charges66A--€13---
Gross operating margin9900€548,332€569,571€597,613€598,843€605,538▲ 1.1%
Operating profit (loss)9901-€142€81-€129-€738-€845▼ 14.4%
Financial income75/76B--€292€1,212€1,358▲ 12.1%
Recurring financial income75--€292€1,212€1,358▲ 12.1%
Financial charges65/66B€90€90€90€91€91=
Recurring financial charges65€90€90€90€91€91=
Profit (loss) for the period before taxes9903-€232-€9€73€383€423▲ 10.4%
Income taxes67/77--€88€364€408▲ 12.1%
Profit (loss) for the period9904-€232-€9-€14€19€15▼ 21.7%
Profit (loss) for the period to be appropriated9905-€232-€9-€14€19€15▼ 21.7%
Line20212022202320242025Change
Assets
Total assets20/58€287,726€264,216€297,168€369,339€311,482▼ 15.7%
Fixed assets21/28€11,715€6,860€5,013€2,780€5,748▲ 107%
Intangible fixed assets21€175€0--€0-
Tangible fixed assets22/27€10,921€6,240€4,393€2,160€5,128▲ 137%
Plant, machinery and equipment23€2,356€612€1,111€1,225€1,344▲ 9.7%
Furniture and vehicles24€117-----
Other tangible fixed assets26€8,447€5,629€3,282€936€3,784▲ 304%
Financial fixed assets28€620€620€620€620€620=
Current assets29/58€276,011€257,356€292,155€366,559€305,735▼ 16.6%
Amounts receivable within one year40/41€96,325€75,292€73,458€76,467€77,051▲ 0.8%
Trade receivables40€61,791€65,958€72,486€76,467€77,051▲ 0.8%
Other amounts receivable41€34,533€9,334€972---
Cash at bank and in hand54/58€174,734€174,517€213,043€283,526€222,086▼ 21.7%
Deferred charges and accrued income490/1€4,952€7,547€5,655€6,566€6,598▲ 0.5%
Equity and liabilities
Total equity and liabilities10/49€287,726€264,216€297,168€369,339€311,482▼ 15.7%
Equity10/15€53,932€53,922€53,908€53,927€53,942=
Profit (loss) carried forward14€53,932€53,922€53,908€53,927€53,942=
Amounts payable17/49€233,794€210,294€243,260€315,412€257,540▼ 18.3%
Amounts payable within one year42/48€217,867€178,388€243,026€242,562€104,791▼ 56.8%
Trade debts44€239€899€435€351€731▲ 108%
Suppliers440/4€239€899€435€351€731▲ 108%
Taxes, remuneration and social security45€95,990€87,895€105,102€104,722€99,834▼ 4.7%
Taxes450/3€19,804€16,040€17,670€17,243€18,944▲ 9.9%
Remuneration and social security454/9€76,186€71,855€87,432€87,479€80,889▼ 7.5%
Accrued charges and deferred income492/3€15,928€31,906€234€72,850€152,750▲ 110%
Line20212022202320242025Change
Profit (loss) for the period9904-€232-€9-€14€19€15▼ 21.7%
+ Depreciation and write-downs630€5,676€4,855€3,055€3,466€3,162▼ 8.8%
Operating cash flow (approximation)€5,445€4,846€3,041€3,485€3,177▼ 8.8%
Investment in fixed assets (approximation)-€0-€1,208-€1,233-€6,129▼ 397%
Change in cash--€217€38,526€70,483-€61,440▼ 187%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
20-05
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Back to profitnet €19
Net result €19 after 4 loss-making years.
12-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
12-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
08-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
25-05
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
09-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 40 days late
2019
31-12
Financial Back to profitnet €11,163
Net result €11,163 after one loss-making year.
26-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
10-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 10 days late
2017
06-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 15 acts read
About the unread acts

We know of 15 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 15 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
556 m²
Building footprint
312 m²
Volume, LiDAR
2,455 m³
Parcel 53403G0044/00C000, Wallonia · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Le Prisme
Rue des Tuileries 7, 7000 MonsYouth work associations
since 20082.196.559.357
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53403G0044/00C000 Wallonia 556 m² 1 · 312 m² 12.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Subsidies and aid

Wallonia-Brussels Federation

2021 to 2025 · 19 entries · 2,497,064 EUR in total
Year Entries paid
2025 12 587,183 EUR
2024 2 695,740 EUR
2023 2 644,242 EUR
2022 2 568,242 EUR
2021 1 1,658 EUR

Similar companies · same sector, comparable size

Of 689 companies in this sector we hold annual accounts for 172. 106 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formNon-profit association
Founded15-02-1990
Fiscal year end31-12
Activities, NACEBEL 2025
94991Youth work associations
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.