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Le Pré Saint-Germain

Active
Private limited companyfounded 2008active for 18 yearsAvenue du Manoir 30, 1410 Waterloo, BelgiumKBO/BCE: BE 0897.635.030
Summary

Le Pré Saint-Germain has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€164,876) and a net result of -€23,868. Equity has been shrinking by about 27% per year since 2018. The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-04-2008 Normal situation
Activity
“Toutes opérations généralement quelconques se rapportant directement à achat,vente,gestion,expertise,transformation,rénovation,lotissement en matière immobilière et façon…” (deed in French)From the articles, 6 activitiesNo NACE code in the KBO yet
Establishment unit
2.170.911.369 1410 Waterloo, since 29-05-2008
Financial year end
31 December
Peppol
Reachable since 18-02-2025

Board and ownership

Board
and 1 other
Shareholders
  • FERNIMMO· score 562024 annual accounts of FERNIMMO

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
-€5,475
▼ 82.0%
Loss
€23,868
▼ 12.2%
Equity
-€164,876
▼ 16.9%
Total assets
€609,204
▲ 0.6%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 25 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskCapped at 59: negative equityNegative equity -€164,876Last filed accounts filed 25 days late; 1 of the last 3 accounts latelowers riskSize: total assets €609,204No main activity registeredShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 13% of micro companies without a NACE code
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0-2
equity -27.1% of total assets
Liquidity 11+7
short-term debt 80.5% · cash 3.8%
Profitability 28+2
return on assets -3.9%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.1% 01-2025: 2.2%▲ +0.1 percentage points vs 12-2024 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.1%▼ -0.1 percentage points vs 03-2025 05-2025: 2.0%▼ -0.1 percentage points vs 04-2025 06-2025: 2.1%▲ +0.1 percentage points vs 05-2025 07-2025: 2.2%▲ +0.1 percentage points vs 06-2025 08-2025: 2.7%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.5%▼ -2.2 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.3 percentage points vs 07-2026 09-2026: 0.3%▼ -0.6 percentage points vs 08-2026lowest value 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
No credit on open account
Liquidity is tight, with a current ratio of 1.24 (0.81 in 2024), below the usual 1.5. Short-term debt is 80.5% and cash 3.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 9% on liquidity, 20% on profitability and 19% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €609,204
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€164,876
NBB · annual accounts
lowers risk · No main activity registered
KBO
raises risk · Last filed accounts filed 25 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€164,876
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
25 days late
2024
29 days late
2023
36 days late
2022
143 days late
2021
30 days late
2020
122 days late
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 62 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€164,876 View
  • Risk: 8 loss-making years in a rowloss in financial year 2025 -€23,868 View

Recent changes

  1. · Gazette deed Appointments: MASSET David André Fernand Maria, VAN HULLE Marcel and 2 others
  2. · Gazette deed Incorporation
All 13 events

Key facts about Le Pré Saint-Germain

What is the company number of Le Pré Saint-Germain?
The company number of Le Pré Saint-Germain is 0897.635.030. The VAT number is the same number with BE in front: BE 0897.635.030.
Where is Le Pré Saint-Germain based?
The registered office is at Avenue du Manoir 30, 1410 Waterloo.Company details
What is the legal form of Le Pré Saint-Germain?
The legal form of Le Pré Saint-Germain is Private limited company (BV).
When was Le Pré Saint-Germain founded?
Le Pré Saint-Germain was founded on 16-04-2008.
Is Le Pré Saint-Germain still active?
Yes, Le Pré Saint-Germain is an active enterprise in the KBO register.
What is the turnover of Le Pré Saint-Germain?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Le Pré Saint-Germain profitable?
In financial year 2025, Le Pré Saint-Germain made a loss of €23,868.
Where can I find the annual accounts of Le Pré Saint-Germain?
Le Pré Saint-Germain filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Le Pré Saint-Germain due?
Le Pré Saint-Germain must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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