Equity
LE GUI has made a profit without a break since 2014.
LE GUI has made a profit without a break since 2014.
LE GUI pays its suppliers 148 days earlier than in 2024. Customers pay 8 days earlier.
The last five annual accounts were filed 15 to 33 days before the end of the period.
The dashed line is the sector median: < 0.1% across 536 companies (NACE 87, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, medium-sized). It does better than 69% of them on solvency, 40% on liquidity, 98% on profitability and 68% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,579 companies had the same profile as LE GUI has now. Each dot stands for 4 companies, two years later.
That fits the bankruptcy probability of LE GUI itself: 0.1% within 12 months.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,579 companies, not a prediction for LE GUI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 4.03 (3.26 in 2024), above the usual 1.5. Short-term debt is 9.8% and cash 0.1% of total assets. 37.9% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| LE GUI Ittre | €11.1m | €2.0m | 62.1% | - |
| GHIMAR Middelkerke | €13.3m | €2.4m | 15.7% | 35.3 |
| CLERIM Brussels | €7.3m | €1.9m | 95.4% | 24 |
| AUX LILAS DE BONLEZ Chaumont-Gistoux | €11.3m | €3.3m | 21.3% | 37.9 |
| DOVER Menen | €6.8m | €2.9m | 14.7% | 35.2 |
| SENIORIE DE L'ENCLOS Etalle | €3.7m | €1.9m | 17.2% | 18.8 |
| RESIDENCE MARIE - ASTRID Menen | €7.6m | €3.6m | 13.0% | 46.4 |
These companies have the same main activity as LE GUI: residential care activities (NACE 87101). They are comparable in size and age: total assets between €3.7m and €13m, founded between 1988 and 1999.
LE GUI has existed since 1995. The present size dates from 2015. Turnover rose that year from €476,027 to €1.3m.
Solvency rose in 2025 from 51.7% to 62.1% because of the retained profit and lower debts.
ANIMA holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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