LE FLORIAN
ActiveThe computed 12-month bankruptcy probability of LE FLORIAN is 1.7% (moderate). The 2025 annual accounts show equity of €50k and a net result of €1k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 3644 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency41▼-21
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.84 against 1.4 in 2024; short-term debt: 54.6% and cash: 42.7% of total assets), and 84.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.9%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
21 d early
2023
21 d early
2022
20 d early
2021
18 d early
2020
25 d early
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€50k▼ 59.9%
2024 · €125k
2018: €54k
2019: €69k
2020: €100k
2021: €137k
2022: €144k
2023: €139k
2024: €125k
2018 → 2025
Total assets
€316k▼ 6.0%
2024 · €336k
2018: €243k
2019: €228k
2020: €213k
2021: €283k
2022: €218k
2023: €204k
2024: €336k
2018 → 2025
Net result
€1k
2024 · €-291
2018: €10k
2019: €14k
2020: €32k
2021: €59k
2022: €7k
2023: €5k
2024: €-291
2018 → 2025
Working capital
€-28k
2024 · €41k
2018: €14k
2019: €31k
2020: €59k
2021: €85k
2022: €86k
2023: €98k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€144k▲ 5.3%€139k▼ 3.5%€125k▼ 10.5%€50k▼ 59.9%
Operating result€71k-€11k▼ 84.7%€6k▼ 42.4%€2k▼ 75.2%€6k▲ 291%
Net result€59k-€7k▼ 87.5%€5k▼ 29.2%€-291€1k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 291% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €316k
Fixed assets
€172k▼ 11.9%
Current assets
€144k▲ 2.3%
Equity and liabilities €316k
Equity
€50k▼ 59.9%
Debt
€266k▲ 26.0%
The debt ratio rises from 62.8% to 84.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€39k▲
2024 · €18k
Cash flow
€34k▲
2024 · €16k
Solvency
15.9%▼
2024 · 37.2%
Current ratio
0.84▼
2024 · 1.40
Quick ratio
0.81▼
2024 · 1.36
Debt / equity
5.31▲
2024 · 1.69
ROE
2.3%▲
2024 · -0.2%
ROA
0.4%▲
2024 · -0.1%
Interest coverage
7.87▼
2024 · 8.18
Debt
€266k▲
2024 · €211k
Debt ≤ 1 year
€172k▲
2024 · €100k
Debt > 1 year
€93k▼
2024 · €111k
Staff costs
€172k▲
2024 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€336k€316k▼
Fixed assets21/28€195k€172k▼
Tangible fixed assets22/27€195k€172k▼
Plant, machinery and equipment23€35k€32k▼
Furniture and vehicles24€28k€22k▼
Other tangible fixed assets26€133k€118k▼
Current assets29/58€141k€144k▲
Stocks and contracts in progress3€4k€4k▼
Stocks30/36€4k€4k▼
Amounts receivable within one year40/41€12k€2k▼
Trade receivables40€3k-
Other amounts receivable41€9k€2k▼
Cash at bank and in hand54/58€119k€135k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€336k€316k▼
Equity10/15€125k€50k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€83k€7k▼
Distributable reserves133€83k€7k▼
Profit (loss) carried forward14€36k€37k▲
Amounts payable17/49€211k€266k▲
Amounts payable after more than one year17€111k€93k▼
Financial debts170/4€111k€93k▼
Amounts payable within one year42/48€100k€172k▲
Current portion of amounts payable after more than one year42€17k€17k▲
Trade debts44€16k€10k▼
Suppliers440/4€16k€10k▼
Taxes, remuneration and social security45€18k€33k▲
Taxes450/3€4k€15k▲
Remuneration and social security454/9€14k€18k▲
Other amounts payable47/48€50k€112k▲
Income statement
Code20242025
Remuneration, social security and pensions62€125k€172k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€33k▲
Other operating charges640/8€14k€1k▼
Gross operating margin9900€157k€212k▲
Operating profit (loss)9901€2k€6k▲
Financial income75/76B€359-
Recurring financial income75€359-
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€-291€1k▲
Profit (loss) for the period9904€-291€1k▲
Profit (loss) for the period to be appropriated9905€-291€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€37k▲
Profit (loss) brought forward from the previous period14P€36k€36k▼
Transfer from equity791/2€14k€76k▲
Profit to be distributed694/7€14k€76k▲
Return on contributions (dividend)694€14k€76k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-291 ▼106%
Net result drops to €-291, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €59k ▲83.8%
Operating result €71k, net result €59k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €100k ▲46.6%
3 profitable years in a row build equity to €100k.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Champiomont 5794654 HerveGround area
3,607 m²
Building footprint
421 m²
Volume, LiDAR
2,246 m³
2 parcels, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LE FLORIAN
since 20162.251.866.678
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63015A0677/00B000 | Wallonia | 3,412 m² | 1 · 332 m² | 9.9 m · 2 fl. |
| 63006A0234/00L000 | Wallonia | 195 m² | 1 · 88 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyHerve2.251.866.678
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 9,818 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-02-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.