LE FLORE
ActiveThe annual accounts of LE FLORE for fiscal year 2025 show a net loss of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €37k and a net result of €-57k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 35% of 13240 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-32
Solvency37▼-26
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.97 against 1.44 in 2024; short-term debt: 78% and cash: 1.4% of total assets), and 87.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
-19.1%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-57k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
on the day
2023
8 d late
2022
on the day
2021
on the day
2020
2 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▼ 60.6%
2024 · €95k
2019: €3k
2020: €5k
2021: €81k
2022: €108k
2023: €108k
2024: €95k
2019 → 2025
Total assets
€300k▲ 21.7%
2024 · €246k
2019: €171k
2020: €161k
2021: €238k
2022: €263k
2023: €361k
2024: €246k
2019 → 2025
Net result
€-57k▼ 340%
2024 · €-13k
2019: €-13k
2020: €2k
2021: €76k
2022: €27k
2023: €-209
2024: €-13k
2019 → 2025
Working capital
€-7k
2024 · €45k
2019: €-16k
2020: €-29k
2021: €58k
2022: €74k
2023: €48k
2024: €45k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€108k▲ 32.6%€108k▼ 0.2%€95k▼ 12.1%€37k▼ 60.6%
Operating result€82k-€38k▼ 54.3%€6k▼ 84.3%€217▼ 96.3%€-48k
Net result€76k-€27k▼ 65.3%€-209€-13k▼ 6,132%€-57k▼ 340%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €48k after €217 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €300k
Fixed assets
€73k▼ 27.3%
Current assets
€227k▲ 55.5%
Equity and liabilities €300k
Equity
€37k▼ 60.6%
Debt
€262k▲ 73.1%
The debt ratio rises from 61.6% to 87.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-17k▼
2024 · €34k
Cash flow
€-27k▼
2024 · €21k
Solvency
12.5%▼
2024 · 38.4%
Current ratio
0.97▼
2024 · 1.44
Quick ratio
0.90▼
2024 · 1.31
Debt / equity
7.03▲
2024 · 1.60
ROE
-153.6%▼
2024 · -13.8%
ROA
-19.1%▼
2024 · -5.3%
Interest coverage
-2.37▼
2024 · 2.41
Debt
€262k▲
2024 · €152k
Debt ≤ 1 year
€234k▲
2024 · €101k
Debt > 1 year
€29k▼
2024 · €50k
Income taxes
€4k▲
2024 · €413
Staff costs
€188k▲
2024 · €141k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€246k€300k▲
Fixed assets21/28€100k€73k▼
Tangible fixed assets22/27€100k€73k▼
Plant, machinery and equipment23€15k€13k▼
Furniture and vehicles24€76k€52k▼
Other tangible fixed assets26€9k€8k▼
Current assets29/58€146k€227k▲
Stocks and contracts in progress3€13k€16k▲
Stocks30/36€13k€16k▲
Amounts receivable within one year40/41€130k€204k▲
Trade receivables40-€12k
Other amounts receivable41€130k€192k▲
Cash at bank and in hand54/58€827€4k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€246k€300k▲
Equity10/15€95k€37k▼
Contributions10/11€19k€19k=
Reserves13€89k€75k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€87k€75k▼
Profit (loss) carried forward14€-13k€-57k▼
Amounts payable17/49€152k€262k▲
Amounts payable after more than one year17€50k€29k▼
Financial debts170/4€50k€29k▼
Amounts payable within one year42/48€101k€234k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Financial debts43€22k€18k▼
Credit institutions430/8€22k€18k▼
Trade debts44€5k€38k▲
Suppliers440/4€5k€38k▲
Advances received on contracts in progress46€4k€0▼
Taxes, remuneration and social security45€49k€45k▼
Taxes450/3€14k€14k▼
Remuneration and social security454/9€35k€31k▼
Other amounts payable47/48€0€111k▲
Income statement
Code20242025
Remuneration, social security and pensions62€141k€188k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€31k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€177k€173k▼
Operating profit (loss)9901€217€-48k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€14k€7k▼
Recurring financial charges65€14k€7k▼
Profit (loss) for the period before taxes9903€-13k€-53k▼
Income taxes67/77€413€4k▲
Profit (loss) for the period9904€-13k€-57k▼
Profit (loss) for the period to be appropriated9905€-13k€-57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-70k▼
Profit (loss) brought forward from the previous period14P€0€-13k▼
Transfer from equity791/2-€14k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
30-06
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €108k ▲32.6%
3 profitable years in a row build equity to €108k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €76k ▲3916%
Operating result €82k, net result €76k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwaantje 138630 VeurneGround area
1,712 m²
Building footprint
216 m²
Volume, LiDAR
1,208 m³
Parcel 38028B0209/00D000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Le Flore
since 19912.051.168.136
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38028B0209/00D000 | Flanders | 1,712 m² | 1 · 216 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteVeurne2.051.168.136
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OUZERIE
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Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 9,653 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-1990
Fiscal year end30-06
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.