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Le Déclic

Active
Non-profit associationfounded 1994active for 32 yearsStationstraat 131, 7700 Mouscron, BelgiumKBO/BCE: BE 0453.729.277
Summary

Le Déclic has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,262 and a net result of €5,509. Equity remains stable across the filed financial years (±0.4% per year). Its solvency ranks better than 9% of 656 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Social work activities without accommodation
NACE 88992
1 site
Size
€449,104total assets 2025
Staff
6 FTE
Equity
€37,262
Surplus
€5,509
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 1 day early2 of 7 deeds read
Why 92raises riskEquity €37,262 (8.3% of total assets)Size: 6 FTE, total assets €449,104lowers riskLegal form: non-profit associationSector: Social work activities without accommodation (NACE 88)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 34% of its sector peers (NACE 88, micro)
Financial strength · tick = 2024
Weak
Solvency 33=
equity 8.3% of total assets
Liquidity 27-23
short-term debt 65.7% · cash 9.6%
Profitability 70+30
return on assets 1.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,118 companies, NACE 88, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.41, compared with 1.19 in 2024; short-term debt: 65.7% and cash: 9.6% of total assets), and 91.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro): better than 17% on solvency, 10% on liquidity, 44% on profitability and 63% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · Equity €37,262 (8.3% of total assets)
NBB · annual accounts
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
raises risk · Size: 6 FTE, total assets €449,104
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 656 sector peers (2025).
NBB · sector comparison
Position among 656 sector peers
Solvency
better than 9%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €37,262
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
16 days early
2023
21 days early
2022
6 days early
2021
33 days early
2020
16 days early
2019
63 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 88) for financial year 2024 is 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Resignations: Linda Hackx (director) and André…Appointments: Genevière Thibaut (director) and…
  3. Highest result from 2018 to 2025net €5,509 ▲47%

Key points

  • Caution: Board changedlatest change 05-02-2026 · 2 in office 2 joined · 3 left View
  • Caution: Among the weakest 10% on solvencysector median 52.1% · 656 companies 8.3% View
  • Wallonia-Brussels supportpaid 2021 - 2025 €2.1m View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€449,104
Profit
€5,509
Solvency
8.3%
Total assets▲ 14.6%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2016
Next accounts
by 31-07-2027
  1. 19-11-2025Resignation: Pascale Vandeputte (director)
  2. 15-07-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Social work activities without accommodationNACE 88992
Founded
07-09-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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