LE DAMIER
ActiveThe computed 12-month bankruptcy probability of LE DAMIER is 2.3% (moderate). The 2024 annual accounts show negative equity (€-10k) and a net result of €-4k. Equity is growing by ~51.3% per year across the filed fiscal years. Its solvency ranks better than 17% of 18939 sector peers (fiscal year 2024). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-71
Solvency0▼-16
Growth52=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 23.97 against 3.69 in 2023; short-term debt: 4.2% and cash: 93.1% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-38.3%
Return on assets
-15.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
181921222324
2018 to 2024 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
5 d late
2022
5 d early
2021
40 d early
2019
25 d late
2018
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k
2023 · €9k
2018: €19k
2019: €11k
2021: €6k
2022: €3k
2023: €9k
2018 → 2024
Working capital
€26k▼ 45.3%
2023 · €48k
2018: €19k
2019: €13k
2021: €21k
2022: €17k
2023: €48k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Equity€-40k-€-18k▲ 55.1%€-15k▲ 17.6%€-6k▲ 58.7%€-10k▼ 69.0%
Operating result€15k-€10k▼ 34.9%€5k▼ 47.4%€15k▲ 190%€-2k
Net result€11k-€6k▼ 45.2%€3k▼ 49.4%€9k▲ 174%€-4k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2k after €15k in 2023, the lowest result in the available series.
Key figures and ratios
Solvency
-38.3%▼
2023 · -9.4%
Current ratio
23.97▲
2023 · 3.69
Quick ratio
23.27▲
2023 · 2.76
Debt / equity
-3.61▲
2023 · -11.60
ROA
-15.6%▼
2023 · 13.4%
Debt
€38k▼
2023 · €72k
Debt ≤ 1 year
€1k▼
2023 · €18k
Debt > 1 year
€37k▼
2023 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€65k€27k▼
Current assets29/58€65k€27k▼
Stocks and contracts in progress3€17k€797▼
Stocks30/36€17k€797▼
Amounts receivable within one year40/41€20k-
Trade receivables40€20k-
Cash at bank and in hand54/58€29k€25k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€65k€27k▼
Equity10/15€-6k€-10k▼
Contributions10/11€19k€19k=
Reserves13€38k€38k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€-62k€-67k▼
Amounts payable17/49€72k€38k▼
Amounts payable after more than one year17€54k€37k▼
Other amounts payable178/9€54k€37k▼
Amounts payable within one year42/48€18k€1k▼
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€10k€21▼
Taxes450/3€10k€21▼
Income statement
Code20232024
Remuneration, social security and pensions62€254-
Other operating charges640/8€774€514▼
Gross operating margin9900€16k€-2k▼
Operating profit (loss)9901€15k€-2k▼
Financial income75/76B€23€554▲
Recurring financial income75€23€554▲
Non-recurring financial income76B-€554
Financial charges65/66B€6k€3k▼
Recurring financial charges65€3k€1k▼
Non-recurring financial charges66B€3k€1k▼
Profit (loss) for the period before taxes9903€9k€-4k▼
Profit (loss) for the period9904€9k€-4k▼
Profit (loss) for the period to be appropriated9905€9k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€-67k▼
Profit (loss) brought forward from the previous period14P€-71k€-62k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-08
State Gazette act
Registered office · Resignations & appointmentsGeneral meeting · Director resignation · Director discharge8 facts ▸
State Gazette act
Registered office · Resignations & appointments
General meeting · Director resignation · Director discharge8 facts ▸
- General meeting, 30/06/2026
- Director resignation, GARIN Bernard (administrateur)
- Director resignation, FAIGNARD Marie Laure (administrateur)
- Director discharge, GARIN Bernard
- Director discharge, FAIGNARD Marie Laure
- Director appointment, TILMAN Alain (administrateur)
- Registered-office move, Rue des Ponts 23 a 1480 TUBIZE
- Shareholding, Actions, 750
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼149%
Net result drops to €-4k, the lowest in the series.
31-12
Financial
Liquidity times 6current ratio 23.97
Current ratio from 3.69 to 23.97; short-term debt falls from €18k to €1k.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 3.69
Current ratio from 1.81 to 3.69; short-term debt falls from €21k to €18k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 21 days late
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
07-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 7 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2026
TILMAN Alain
CurrentDirector · since 30-06-2026
30-06-2026
TILMAN Alain: Appointed as Director
30-06-2026
FAIGNARD Marie Laure: Resigned as Director
30-06-2026
GARIN Bernard: Resigned as Director
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Ponts 231480 TubizeGround area
3,929 m²
Building footprint
251 m²
Volume, LiDAR
2,400 m³
2 parcels, Wallonia · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LE DAMIER
since 19892.044.704.966
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55019C0095/00P006 | Wallonia | 2,476 m² | 1 · 114 m² | 12.7 m · 4 fl. |
| 25105C0006/00Z000 | Wallonia | 1,453 m² | 1 · 137 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesLinked via shared directors
viaTILMAN Alain · Director
→
viaTILMAN Alain · Director
former→
viaTILMAN Alain · Director
former→
viaTILMAN Alain · Director
former→
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 20,494 companies in sector 56111 we hold annual accounts for 11,455.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-1989
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
55522
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.