Le DAM
ActiveSummary
The computed 12-month bankruptcy probability of Le DAM is 3.7% (moderate). For Le DAM, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €27k and a net result of €2k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 15221 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability66▼-9
Solvency90▲+29
Growth52=
Track record100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
65%
Return on assets
4.2%
Age of the figures
39 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
30-06-2024 close31-01-2025 deadline25-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 14-03-2024, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
43 d late
2022
24 d late
2021
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€27k▲ 6.9%
2022 · €25k
2021: €22klowest in 3 years
2022: €25k▲ +16.4% vs 2021
2023: €27k▲ +6.9% vs 2022highest in 3 years
2021 → 2023
Total assets
€42k▼ 41.0%
2022 · €70k
2021: €44k
2022: €70k▲ +60.3% vs 2021highest in 3 years
2023: €42k▼ -41.0% vs 2022lowest in 3 years
2021 → 2023
Net result
€2k▼ 50.8%
2022 · €4k
2021: €18khighest in 3 years
2022: €4k▼ -79.9% vs 2021
2023: €2k▼ -50.8% vs 2022lowest in 3 years
2021 → 2023
Working capital
€23k▼ 49.5%
2022 · €46k
2021: €20klowest in 3 years
2022: €46k▲ +128% vs 2021highest in 3 years
2023: €23k▼ -49.5% vs 2022
2021 → 2023
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222023Trend
Equity€22k-€25k▲ 16.4%€27k▲ 6.9%
2021: €22klowest in 3 years
2022: €25k▲ +16.4% vs 2021
2023: €27k▲ +6.9% vs 2022highest in 3 years
Operating result€28k-€6k▼ 77.2%€3k▼ 51.0%
2021: €28khighest in 3 years
2022: €6k▼ -77.2% vs 2021
2023: €3k▼ -51.0% vs 2022lowest in 3 years
Net result€18k-€4k▼ 79.9%€2k▼ 50.8%
2021: €18khighest in 3 years
2022: €4k▼ -79.9% vs 2021
2023: €2k▼ -50.8% vs 2022lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2023 is 51% below 2022 and is the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €42k
Fixed assets
€5k ▼ 22.2%
Current assets
€36k ▼ 42.9%
Equity and liabilities €42k
Equity
€27k ▲ 6.9%
Debt
€15k ▼ 67.8%
Debt's share of the balance-sheet total falls from 64.2% to 35.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▼
2022 · €7k
Cash flow
€3k▼
2022 · €4k
Current ratio
2.74▼
2022 · 3.53
Debt to equity
0.54▼
2022 · 1.79
ROE
6.5%▼
2022 · 14.1%
ROA
4.2%▼
2022 · 5.0%
Interest coverage
5.08▼
2022 · 6.47
Debt ≤ 1 year
€13k▼
2022 · €18k
Income taxes
€3k▼
2022 · €3k
Staff costs
€0▲
2022 · €-12
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 47 lines
Balance sheet
Code20222023
Assets
Total assets20/58€70k€42k▼
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€3k€3k=
Current assets29/58€64k€36k▼
Amounts receivable within one year40/41€61k€36k▼
Trade receivables40€29k€2k▼
Other amounts receivable41€32k€34k▲
Cash at bank and in hand54/58€3k€308▼
Deferred charges and accrued income490/1-€327
Equity and liabilities
Total equity and liabilities10/49€70k€42k▼
Equity10/15€25k€27k▲
Contributions10/11€10k€10k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€0€2k▲
Amounts payable17/49€45k€15k▼
Amounts payable within one year42/48€18k€13k▼
Trade debts44€11k€7k▼
Suppliers440/4€9k€7k▼
Bills of exchange payable441€2k€0▼
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€7k€7k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€27k€1k▼
Income statement
Code20222023
Remuneration, social security and pensions62€-12€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€485€1k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€348€348=
Gross operating margin9900€7k€8k▲
Operating profit (loss)9901€6k€3k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Non-recurring financial income76B€0-
Financial charges65/66B€1k€894▼
Recurring financial charges65€1k€894▼
Profit (loss) for the period before taxes9903€7k€5k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€4k€2k▼
Profit (loss) for the period to be appropriated9905€4k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€2k▼
Transfer to equity691/2€4k€0▼
To other reserves6921€4k€0▼
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €-12 | €0 | ▲ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €485 | €1k | ▲ 196% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €3k | - |
| Other operating charges640/8 | - | €348 | €348 | = |
| Gross operating margin9900 | €31k | €7k | €8k | ▲ 11.5% |
| Operating profit (loss)9901 | €28k | €6k | €3k | ▼ 51.0% |
| Financial income75/76B | - | €2k | €3k | ▲ 67.2% |
| Recurring financial income75 | €414 | €2k | €3k | ▲ 67.2% |
| Non-recurring financial income76B | - | €0 | - | - |
| Financial charges65/66B | - | €1k | €894 | ▼ 15.4% |
| Recurring financial charges65 | €7k | €1k | €894 | ▼ 15.4% |
| Profit (loss) for the period before taxes9903 | €21k | €7k | €5k | ▼ 27.8% |
| Income taxes67/77 | €3k | €3k | €3k | ▼ 4.0% |
| Profit (loss) for the period9904 | €18k | €4k | €2k | ▼ 50.8% |
| Profit (loss) for the period to be appropriated9905 | €18k | €4k | €2k | ▼ 50.8% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €44k | €70k | €42k | ▼ 41.0% |
| Fixed assets21/28 | €3k | €6k | €5k | ▼ 22.2% |
| Tangible fixed assets22/27 | - | €4k | €2k | ▼ 37.6% |
| Furniture and vehicles24 | - | €4k | €2k | ▼ 37.6% |
| Financial fixed assets28 | €3k | €3k | €3k | = |
| Current assets29/58 | €41k | €64k | €36k | ▼ 42.9% |
| Amounts receivable within one year40/41 | €39k | €61k | €36k | ▼ 41.3% |
| Trade receivables40 | - | €29k | €2k | ▼ 92.4% |
| Other amounts receivable41 | - | €32k | €34k | ▲ 5.2% |
| Cash at bank and in hand54/58 | €3k | €3k | €308 | ▼ 89.3% |
| Deferred charges and accrued income490/1 | - | - | €327 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €44k | €70k | €42k | ▼ 41.0% |
| Equity10/15 | €22k | €25k | €27k | ▲ 6.9% |
| Contributions10/11 | - | €10k | €10k | = |
| Reserves13 | €12k | €15k | €15k | = |
| Distributable reserves133 | - | €15k | €15k | = |
| Profit (loss) carried forward14 | - | €0 | €2k | - |
| Amounts payable17/49 | €22k | €45k | €15k | ▼ 67.8% |
| Amounts payable within one year42/48 | €21k | €18k | €13k | ▼ 26.4% |
| Trade debts44 | €11k | €11k | €7k | ▼ 41.5% |
| Suppliers440/4 | - | €9k | €7k | ▼ 28.2% |
| Bills of exchange payable441 | - | €2k | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €7k | €7k | ▼ 1.1% |
| Taxes450/3 | - | €7k | €7k | ▼ 1.1% |
| Remuneration and social security454/9 | - | €0 | - | - |
| Other amounts payable47/48 | - | €0 | - | - |
| Accrued charges and deferred income492/3 | - | €27k | €1k | ▼ 95.5% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €4k | €2k | ▼ 50.8% |
| + Depreciation and write-downs630 | - | €485 | €1k | ▲ 196% |
| Operating cash flow (approximation) | €18k | €4k | €3k | ▼ 21.2% |
| Investment in fixed assets (approximation) | - | €-4k | €0 | ▲ 100% |
| Change in cash | - | €233 | €-3k | ▼ 1,198% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
30-06
Financial
Weakest financial yearnet €2k ▼50.8%
Net result drops to €2k, the lowest in the series.
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 2 establishment units since 2020
Ground area
1,333 m²
Building footprint
408 m²
Volume, LiDAR
2,081 m³
2 parcels, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Le DAM
since 20202.308.390.855
Xperience C
since 20222.328.199.047
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57069C0256/00F000 | Wallonia | 934 m² | 1 · 352 m² | 7.9 m · 2 fl. |
| 57462A0274/00D003 | Wallonia | 398 m² | 1 · 55 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,418 companies in sector 46180 we hold annual accounts for 1,885. 1,232 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-09-2020
Fiscal year end30-06
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
Scores and ratios are computed by Checked and are not a credit decision.