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LE COUP DE MAIN

Active
Non-profit associationfounded 1984active for 42 yearsRue des Religieuses 13, 5600 Philippeville, BelgiumKBO/BCE: BE 0427.449.702
Summary

LE COUP DE MAIN has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €28,924. Equity remains stable across the filed financial years (±1.6% per year). Its solvency ranks better than 90% of 543 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
General cleaning of buildings
NACE 81210
3rd largest employer in Philippeville1 site
Size
€1.7mtotal assets 2025
Staff
75.4 FTE
Equity
€1.4m
Surplus
€28,924
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
  • Jennequin MauriceChair
  • Chevalier ChristianneDirector
Auditor: SINIO Réviseurs d'entrepriseAccounts 46 days early3 of 13 deeds read
Why 97raises riskSector: Services to buildings and landscape activities (NACE 81)lowers riskLegal form: non-profit associationLiquidity: current ratio 3.79, cash €663,215Equity €1.4m (84.7% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 81, medium-sized)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 84.7% of total assets
Liquidity 95+5
short-term debt 15.3% · cash 39.0%
Profitability 71-2
return on assets 1.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (144 companies, NACE 81, medium-sized)
Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● unchanged vs 11-2024highest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.79, compared with 3.48 in 2024, above the usual 1.5; short-term debt: 15.3% and cash: 39% of total assets), and 15.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, medium-sized): better than 95% on solvency, 98% on liquidity, 59% on profitability and 52% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 3.79, cash €663,215
NBB · annual accounts
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
lowers risk · Equity €1.4m (84.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
33 days early
2023
22 days early
2022
152 days late
2021
137 days late
2020
26 days late
2019
68 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days after the deadline; the sector median (NACE 81) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 filed years within 158 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Jacques Noël (full member and…Reappointment: SINIO Réviseurs d'entreprise (statutory…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: 3rd largest employer in Philippevillein the Checked rankings No. 3 View
  • A director leftlatest change 03-09-2026 · 2 in office 1 left View
  • Active since 1984founded 13-01-1984 42 years View

By topic

Financials

Financial year
2025
Total assets
€1.7m
Profit
€28,924
Solvency
84.7%
Total assets▲ 0.7%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
Auditor
SINIO Réviseurs d'entreprise
  • Jennequin MauriceChair
  • Chevalier ChristianneDirector
Go to Board & ownership

Timeline

Events
26
Since
2007
Next accounts
by 31-07-2027
  1. 27-03-2025Withdrawals: Offrois Jean-François (full member) and Tassin…
  2. 31-12-2024Back to profit
  3. 09-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
General cleaning of buildingsNACE 81210
Founded
13-01-1984
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
33
Purpose
“L'aide aux personnes âgées à faibles revenus.A savoir d'une part,le nettoyage ménager et…” (deed in French)
Go to Articles of association

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