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LE CORVIER

Active
Private limited company (pre-2019)founded 199234 yrs activeRue Provinciale 21, 1301 Wavre, BelgiumKBO/BCE: BE 0447.163.070

LE CORVIER has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-92k) and a net result of €-3k. Equity is shrinking by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 9% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
59 / 100
Fair▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-12
Solvency50▲+17
Growth54▲+1
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.26 against 0.36 in 2024), and equity is negative.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 34 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-19%
Return on assets
-0.7%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€92k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
6 d late
2023
4 d late
2022
5 d late
2021
4 d late
2020
7 d early
2019
11 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
€45k▲ 4.8%
2024 · €43k
2018: €35k 2019: €36k 2020: €38k 2021: €31k 2022: €42k 2023: €43k 2024: €43k
2018 → 2025
EBIT margin
-6.6%▲ 14.8pp
2024 · -21.4%
2018: -40.7% 2019: -43.9% 2020: -47.0% 2021: -71.0% 2022: -29.2% 2023: -38.9% 2024: -21.4%
2018 → 2025
Net result
€-3k▲ 65.8%
2024 · €-9k
2018: €-15k 2019: €-16k 2020: €-18k 2021: €-22k 2022: €-12k 2023: €-17k 2024: €-9k
2018 → 2025
Working capital
€3k
2024 · €-10k
2018: €5k 2019: €9k 2020: €6k 2021: €-6k 2022: €206 2023: €-18k 2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€31k-€42k▲ 36.9%€43k▲ 2.4%€43k▲ 0.8%€45k▲ 4.8%
Equity€-50k-€-62k▼ 24.9%€-79k▼ 27.4%€-89k▼ 11.9%€-92k▼ 3.6%
Operating result€-22k-€-12k▲ 43.7%€-17k▼ 36.5%€-9k▲ 44.6%€-3k▲ 67.7%
Net result€-22k-€-12k▲ 43.3%€-17k▼ 37.1%€-9k▲ 44.6%€-3k▲ 65.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-30k€-20k€-10k€0Operating result 2021: €-22k€-22kNet result 2021: €-22k€-22kOperating result 2022: €-12k€-12kNet result 2022: €-12k€-12kOperating result 2023: €-17k€-17kNet result 2023: €-17k€-17kOperating result 2024: €-9k€-9kNet result 2024: €-9k€-9kOperating result 2025: €-3k€-3kNet result 2025: €-3k€-3k20212022202320242025
The operating result stays negative: a loss of €3k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €484k
Fixed assets €468k▼ 6.4%
Current assets €16k▲ 179%
Key figures and ratios
2025 value · change against 2024
EBITDA
€29k
2024 · €23k
Cash flow
€29k
2024 · €23k
Solvency
-19.0%
2024 · -17.5%
Current ratio
1.26
2024 · 0.36
Quick ratio
1.26
2024 · 0.36
Debt / equity
-6.26
2024 · -6.70
ROE
3.5%
2024 · 10.6%
ROA
-0.7%
2024 · -1.9%
Interest coverage
121.69
2024 · 122.65
Debt
€576k
2024 · €595k
Debt ≤ 1 year
€13k
2024 · €16k
Debt > 1 year
€564k
2024 · €579k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€506k€484k
Fixed assets21/28€500k€468k
Tangible fixed assets22/27€500k€468k
Land and buildings22€481k€452k
Plant, machinery and equipment23€19k€16k
Current assets29/58€6k€16k
Amounts receivable within one year40/41€3k€9k
Trade receivables40-€2k
Other amounts receivable41€3k€7k
Cash at bank and in hand54/58€3k€7k
Equity and liabilities
Total equity and liabilities10/49€506k€484k
Equity10/15€-89k€-92k
Contributions10/11€168k€168k=
Outside capital11€168k€168k=
Other1109/19€168k€168k=
Profit (loss) carried forward14€-257k€-260k
Amounts payable17/49€595k€576k
Amounts payable after more than one year17€579k€564k
Financial debts170/4€578k€562k
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€16k€13k
Trade debts44€400-
Suppliers440/4€400-
Advances received on contracts in progress46€800€800=
Other amounts payable47/48€15k€12k
Income statement Code20242025
Turnover70€43k€45k
Goods, raw materials, services and sundry goods60/61€16k€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k=
Other operating charges640/8€5k€5k
Gross operating margin9900€28k€34k
Operating profit (loss)9901€-9k€-3k
Financial charges65/66B€186€239
Recurring financial charges65€186€239
Profit (loss) for the period before taxes9903€-9k€-3k
Profit (loss) for the period9904€-9k€-3k
Profit (loss) for the period to be appropriated9905€-9k€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€-257k€-260k
Profit (loss) brought forward from the previous period14P€-248k€-257k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Liquidity triplescurrent ratio 1.26
Current ratio from 0.36 to 1.26; short-term debt falls from €16k to €13k.
06-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
04-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
2023
05-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
2022
31-12
Financial Liquidity times 7current ratio 1.03
Current ratio from 0.16 to 1.03; short-term debt falls from €7k to €6k.
04-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
24-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
11-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
14-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
17-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
03-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 1994
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Provinciale 211301 Wavre
Ground area
7,904 m²
Building footprint
84 m²
Volume, LiDAR
116 m³
2 parcels, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LITTLE ROCK
Place de l'Université 15, 1348 Ottignies-Louvain-la-NeuveNACE 5530101
since 19942.057.656.149
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25386B0122/00R004 Wallonia 7,285 m² 1 · 26 m² 6.0 m · 2 fl.
25006D0158/02N000 Wallonia 619 m² 1 · 58 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,268 companies in sector 47512 we hold annual accounts for 579. 190 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded09-04-1992
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
52410
46412Wholesale of household textiles and bedding
51410
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.