LE COMPTOIR LOCAL
ActiveLE COMPTOIR LOCAL has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €84k and a net result of €191k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▼-3
Solvency35▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.95 in 2023; short-term debt: 89.3% and cash: 54.2% of total assets), and 90.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
69 d late
2022
91 d late
2021
81 d late
2020
86 d late
2019
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€84k▼ 23.3%
2023 · €109k
2018: €-54k
2019: €67k
2020: €318k
2021: €133k
2022: €-9k
2023: €109k
2018 → 2024
Total assets
€845k▲ 10.8%
2023 · €763k
2018: €271k
2019: €536k
2020: €678k
2021: €603k
2022: €535k
2023: €763k
2018 → 2024
Net result
€191k▼ 8.7%
2023 · €209k
2018: €-2k
2019: €56k
2020: €271k
2021: €-185k
2022: €-142k
2023: €209k
2018 → 2024
Working capital
€-59k▼ 97.1%
2023 · €-30k
2018: €-113k
2019: €-62k
2020: €144k
2021: €-62k
2022: €-211k
2023: €-30k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€318k-€133k▼ 58.2%€-9k€109k€84k▼ 23.3%
Operating result€349k-€-161k€-112k▲ 30.6%€245k€251k▲ 2.6%
Net result€271k-€-185k€-142k▲ 23.2%€209k€191k▼ 8.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 3% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €845k
Fixed assets
€149k▼ 5.8%
Current assets
€696k▲ 15.1%
Equity and liabilities €845k
Equity
€84k▼ 23.3%
Debt
€761k▲ 16.5%
The debt ratio rises from 85.6% to 90.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€295k▲
2023 · €295k
Cash flow
€234k▼
2023 · €259k
Solvency
9.9%▼
2023 · 14.4%
Current ratio
0.92▼
2023 · 0.95
Quick ratio
0.69▼
2023 · 0.71
Debt / equity
9.05▲
2023 · 5.97
ROE
226.8%▲
2023 · 190.7%
ROA
22.6%▼
2023 · 27.4%
Interest coverage
10.15▲
2023 · 8.19
Debt
€761k▲
2023 · €653k
Debt ≤ 1 year
€755k▲
2023 · €634k
Income taxes
€32k▲
2023 · €276
Staff costs
€426k▲
2023 · €366k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€763k€845k▲
Fixed assets21/28€158k€149k▼
Tangible fixed assets22/27€152k€143k▼
Plant, machinery and equipment23€42k€50k▲
Furniture and vehicles24€7k€11k▲
Other tangible fixed assets26€103k€81k▼
Financial fixed assets28€6k€6k▲
Current assets29/58€604k€696k▲
Stocks and contracts in progress3€151k€173k▲
Stocks30/36€151k€173k▲
Amounts receivable within one year40/41€81k€60k▼
Trade receivables40€73k€30k▼
Other amounts receivable41€8k€30k▲
Cash at bank and in hand54/58€367k€458k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€763k€845k▲
Equity10/15€109k€84k▼
Contributions10/11-€100
Reserves13€84k€84k▼
Distributable reserves133€84k€84k▼
Profit (loss) carried forward14€26k€282▼
Amounts payable17/49€653k€761k▲
Amounts payable within one year42/48€634k€755k▲
Trade debts44€495k€461k▼
Suppliers440/4€495k€461k▼
Taxes, remuneration and social security45€20k€49k▲
Taxes450/3€524€276▼
Remuneration and social security454/9€19k€49k▲
Other amounts payable47/48€120k€245k▲
Accrued charges and deferred income492/3€19k€6k▼
Income statement
Code20232024
Remuneration, social security and pensions62€366k€426k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€44k▼
Other operating charges640/8€2k€387▼
Gross operating margin9900€663k€721k▲
Operating profit (loss)9901€245k€251k▲
Financial income75/76B€357€324▼
Recurring financial income75€357€324▼
Financial charges65/66B€36k€29k▼
Recurring financial charges65€36k€29k▼
Profit (loss) for the period before taxes9903€209k€222k▲
Income taxes67/77€276€32k▲
Profit (loss) for the period9904€209k€191k▼
Profit (loss) for the period to be appropriated9905€209k€191k▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€216k▲
Profit (loss) brought forward from the previous period14P€-93k€26k▲
Profit to be distributed694/7€90k€216k▲
Return on contributions (dividend)694€90k€216k▲
Social balance
Average headcount (FTE)908712.4-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 69 days late
2023
31-12
Financial
Back to profitnet €209k
Net result €209k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €109k
Equity rises from €-9k to €109k.
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 91 days late
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 81 days late
2021
31-12
Financial
Weakest financial yearnet €-185k ▼168%
Net result drops to €-185k, the lowest in the series; recovery starts the following year.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial
Highest result since 2018net €271k ▲380%
Operating result €349k, net result €271k, both a record.
31-12
Financial
Equity above €200kEq €318k ▲372%
2 profitable years in a row build equity to €318k.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 491630 LinkebeekGround area
3,297 m²
Building footprint
3,014 m²
Volume, LiDAR
15,230 m³
2 parcels, Flanders, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
LE COMPTOIR LOCAL
since 20172.260.795.925
La Mazerine
since 20192.288.678.475
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033C0006/00D000 | Wallonia | 1,964 m² | 1 · 1,560 m² | 8.5 m · 2 fl. |
| 22003A0074/00H000 | Flanders | 1,333 m² | 1 · 1,453 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesLinkebeek2.260.795.925
Rixensart2.288.678.475
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Of 10,527 companies in sector 47110 we hold annual accounts for 5,857. 4,694 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2017
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.