LE COLOMBAGE
ActiveThe computed 12-month bankruptcy probability of LE COLOMBAGE is 1.8% (moderate). The 2024 annual accounts show equity of €43k and a net result of €18k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 18944 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability99▲+99
Solvency83▲+14
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 1.56 in 2023; short-term debt: 42.1% and cash: 52.7% of total assets), and 42.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57.9%
Return on assets
23.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
68 d late
2022
32 d late
2021
30 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€43k▲ 70.1%
2023 · €25k
2018: €18k
2019: €27k
2020: €22k
2021: €36k
2022: €47k
2023: €25k
2018 → 2024
Total assets
€75k▲ 28.3%
2023 · €58k
2018: €73k
2019: €62k
2020: €53k
2021: €56k
2022: €80k
2023: €58k
2018 → 2024
Net result
€18k
2023 · €-21k
2018: €7k
2019: €9k
2020: €-5k
2021: €14k
2022: €11k
2023: €-21k
2018 → 2024
Working capital
€33k▲ 75.9%
2023 · €18k
2018: €12k
2019: €19k
2020: €14k
2021: €30k
2022: €39k
2023: €18k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€22k-€36k▲ 60.6%€47k▲ 29.5%€25k▼ 45.4%€43k▲ 70.1%
Operating result€-4k-€14k€11k▼ 21.0%€-21k€19k
Net result€-5k-€14k€11k▼ 21.9%€-21k€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €19k after a loss of €21k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €75k
Fixed assets
€11k▲ 54.6%
Current assets
€64k▲ 24.7%
Equity and liabilities €75k
Equity
€43k▲ 70.1%
Debt
€32k▼ 4.0%
The debt ratio falls from 56.3% to 42.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2023 · €-20k
Cash flow
€19k▲
2023 · €-20k
Solvency
57.9%▲
2023 · 43.7%
Current ratio
2.03▲
2023 · 1.56
Quick ratio
1.96▲
2023 · 1.50
Debt / equity
0.73▼
2023 · 1.29
ROE
41.2%▲
2023 · -83.1%
ROA
23.8%▲
2023 · -36.3%
Interest coverage
17.24▲
2023 · -52.80
Debt
€32k▼
2023 · €33k
Debt ≤ 1 year
€32k▼
2023 · €33k
Staff costs
€38k▲
2023 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€58k€75k▲
Fixed assets21/28€7k€11k▲
Tangible fixed assets22/27€3k€7k▲
Plant, machinery and equipment23€2k€5k▲
Furniture and vehicles24€570€2k▲
Financial fixed assets28€4k€4k=
Current assets29/58€51k€64k▲
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€24k€22k▼
Trade receivables40€24k€21k▼
Other amounts receivable41€315€895▲
Cash at bank and in hand54/58€25k€39k▲
Deferred charges and accrued income490/1€302€387▲
Equity and liabilities
Total equity and liabilities10/49€58k€75k▲
Equity10/15€25k€43k▲
Contributions10/11€19k€19k=
Reserves13€28k€28k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€-21k€-3k▲
Amounts payable17/49€33k€32k▼
Amounts payable within one year42/48€33k€32k▼
Trade debts44€12k€8k▼
Suppliers440/4€12k€8k▼
Advances received on contracts in progress46-€9k
Taxes, remuneration and social security45€18k€9k▼
Taxes450/3€12k€5k▼
Remuneration and social security454/9€7k€5k▼
Other amounts payable47/48€3k€5k▲
Income statement
Code20232024
Remuneration, social security and pensions62€38k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€22k€62k▲
Operating profit (loss)9901€-21k€19k▲
Financial income75/76B€5€2▼
Recurring financial income75€5€2▼
Financial charges65/66B€371€1k▲
Recurring financial charges65€371€1k▲
Profit (loss) for the period before taxes9903€-21k€18k▲
Profit (loss) for the period9904€-21k€18k▲
Profit (loss) for the period to be appropriated9905€-21k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-3k▲
Profit (loss) brought forward from the previous period14P€155€-21k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €-21k ▼299%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Ardennes, C.-W. 65380 FernelmontGround area
1,282 m²
Building footprint
185 m²
Parcel 92027A0018/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Le Colombage
since 20112.199.797.078
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92027A0018/00K000 | Wallonia | 1,282 m² | 1 · 185 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFernelmont2.199.797.078
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:081/83 45 13