Le Chiffre
ActiveSummary
For Le Chiffre, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €126,586 and a net result of €41,487. Equity is growing by ~47.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 13938 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability90▲+45
Solvency76▲+13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
51.4%
Return on assets
16.8%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline01-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 24-03-2025, 236 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
236 d late
2022
593 d late
2021
153 d late
2020
153 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 284 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€41,487▲ 516%
2022 · €6,739
Working capital
-€50,505▼ 79.7%
2022 · -€28,110
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2020202120222023
Operating result€52,811-€53,725▲ 1.7%€11,165▼ 79.2%€66,073▲ 492%
Net result€37,909within the sector's middle half-€39,151within the sector's middle half▲ 3.3%€6,739below the sector's middle half▼ 82.8%€41,487within the sector's middle half▲ 516%
Equity€39,209below the sector's middle half-€78,360within the sector's middle half▲ 99.9%€85,099within the sector's middle half▲ 8.6%€126,586within the sector's middle half▲ 48.8%
Total assets€215,694below the sector's middle half-€258,588within the sector's middle half▲ 19.9%€224,198within the sector's middle half▼ 13.3%€246,268within the sector's middle half▲ 9.8%
Debt€176,485-€180,228▲ 2.1%€139,100▼ 22.8%€119,682▼ 14.0%
Working capital€22,961within the sector's middle half--€17,505below the sector's middle half-€28,110below the sector's middle half▼ 60.6%-€50,505below the sector's middle half▼ 79.7%
Solvency18.2%within the sector's middle half-30.3%within the sector's middle half▲ 12.1pp38.0%within the sector's middle half▲ 7.7pp51.4%within the sector's middle half▲ 13.4pp
Current ratio1.40within the sector's middle half-0.79below the sector's middle half▼ 0.620.53below the sector's middle half▼ 0.250.16below the sector's middle half▼ 0.37
Return on assets (ROA)17.6%above the sector's middle half-15.1%within the sector's middle half▼ 2.4pp3.0%below the sector's middle half▼ 12.1pp16.8%within the sector's middle half▲ 13.8pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 492% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €246,268
Fixed assets
€236,319 ▲ 22.9%
Current assets
€9,949 ▼ 68.8%
Equity and liabilities €246,268
Equity
€126,586 ▲ 48.8%
Debt
€119,682 ▼ 14.0%
Debt's share of the balance-sheet total falls from 62.0% to 48.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66,282
Cash flow
€41,697
Debt to equity
0.95▼
2022 · 1.63
ROE
32.8%▲
2022 · 7.9%
Interest coverage
14.12
Debt ≤ 1 year
€60,454▲
2022 · €59,955
Debt > 1 year
€36,352▼
2022 · €49,117
Income taxes
€19,900▲
2022 · €2,800
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €28 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €331 | €1,406 | - | €209 | - |
| Other operating charges640/8 | - | €348 | €410 | €2,461 | ▲ 500% |
| Non-recurring operating charges66A | - | - | €2,267 | - | - |
| Gross operating margin9900 | €53,540 | €55,479 | €13,843 | €68,743 | ▲ 397% |
| Operating profit (loss)9901 | €52,811 | €53,725 | €11,165 | €66,073 | ▲ 492% |
| Financial income75/76B | - | €1,576 | €0 | €9 | ▲ 4,381% |
| Recurring financial income75 | €285 | €1,576 | €0 | €9 | ▲ 4,381% |
| Financial charges65/66B | - | €1,905 | €1,627 | €4,695 | ▲ 189% |
| Recurring financial charges65 | €1,999 | €1,905 | €1,627 | €4,695 | ▲ 189% |
| Profit (loss) for the period before taxes9903 | €51,097 | €53,396 | €9,539 | €61,387 | ▲ 544% |
| Income taxes67/77 | €13,188 | €14,245 | €2,800 | €19,900 | ▲ 611% |
| Profit (loss) for the period9904 | €37,909 | €39,151 | €6,739 | €41,487 | ▲ 516% |
| Profit (loss) for the period to be appropriated9905 | €37,909 | €39,151 | €6,739 | €41,487 | ▲ 516% |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €215,694 | €258,588 | €224,198 | €246,268 | ▲ 9.8% |
| Fixed assets21/28 | €135,920 | €194,620 | €192,353 | €236,319 | ▲ 22.9% |
| Tangible fixed assets22/27 | €3,567 | €2,267 | - | €966 | - |
| Furniture and vehicles24 | - | €2,267 | - | €966 | - |
| Financial fixed assets28 | €132,353 | €192,353 | €192,353 | €235,353 | ▲ 22.4% |
| Current assets29/58 | €79,775 | €63,967 | €31,845 | €9,949 | ▼ 68.8% |
| Amounts receivable within one year40/41 | €78,760 | €54,548 | €30,172 | €2,333 | ▼ 92.3% |
| Trade receivables40 | - | €53,369 | €28,993 | - | - |
| Other amounts receivable41 | - | €1,179 | €1,179 | €2,333 | ▲ 97.9% |
| Cash at bank and in hand54/58 | €1,015 | €8,926 | €487 | €7,616 | ▲ 1,463% |
| Deferred charges and accrued income490/1 | - | €493 | €1,186 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €215,694 | €258,588 | €224,198 | €246,268 | ▲ 9.8% |
| Equity10/15 | €39,209 | €78,360 | €85,099 | €126,586 | ▲ 48.8% |
| Contributions10/11 | - | €1,300 | €1,300 | €1,300 | = |
| Profit (loss) carried forward14 | €37,909 | €77,060 | €83,799 | €125,286 | ▲ 49.5% |
| Amounts payable17/49 | €176,485 | €180,228 | €139,100 | €119,682 | ▼ 14.0% |
| Amounts payable after more than one year17 | €75,423 | €61,646 | €49,117 | €36,352 | ▼ 26.0% |
| Financial debts170/4 | - | €61,646 | €49,117 | €36,352 | ▼ 26.0% |
| Amounts payable within one year42/48 | €56,814 | €81,472 | €59,955 | €60,454 | ▲ 0.8% |
| Current portion of amounts payable after more than one year42 | - | €13,776 | €12,529 | €12,765 | ▲ 1.9% |
| Financial debts43 | - | €756 | €1,598 | €502 | ▼ 68.6% |
| Credit institutions430/8 | - | €756 | €1,598 | €502 | ▼ 68.6% |
| Trade debts44 | €19,613 | €15,163 | €16,415 | €12,430 | ▼ 24.3% |
| Suppliers440/4 | - | €15,163 | €16,415 | €12,430 | ▼ 24.3% |
| Taxes, remuneration and social security45 | - | €48,573 | €28,641 | €34,260 | ▲ 19.6% |
| Taxes450/3 | - | €48,573 | €28,641 | €34,260 | ▲ 19.6% |
| Remuneration and social security454/9 | - | €0 | - | - | - |
| Other amounts payable47/48 | - | €3,204 | €771 | €498 | ▼ 35.4% |
| Accrued charges and deferred income492/3 | - | €37,109 | €30,027 | €22,875 | ▼ 23.8% |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,909 | €39,151 | €6,739 | €41,487 | ▲ 516% |
| + Depreciation and write-downs630 | €331 | €1,406 | - | €209 | - |
| Operating cash flow (approximation) | €38,240 | €40,557 | €6,739 | €41,697 | ▲ 519% |
| Investment in fixed assets (approximation) | - | -€60,107 | €2,267 | -€44,175 | ▼ 2,048% |
| Change in cash | - | €7,912 | -€8,439 | €7,128 | ▲ 184% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 236 days late
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 593 days late
2023
31-12
Financial
Highest result since 2020net €41,487 ▲516%
Operating result €66,073, net result €41,487, both a record.
31-12
Financial
Equity above €100,000Eq €126,586 ▲48.8%
4 profitable years in a row build equity to €126,586.
2022
31-12
Financial
Weakest financial yearnet €6,739 ▼82.8%
Net result drops to €6,739, the lowest in the series; recovery starts the following year.
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2020
Ground area
403 m²
Building footprint
95 m²
Volume, LiDAR
844 m³
2 parcels, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Le Chiffre
since 20202.300.276.014
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762F0837/00B000 | Wallonia | 320 m² | - | - |
| 25762F0336/00_000 | Wallonia | 83 m² | 1 · 95 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in this sector we hold annual accounts for 7,643. 6,530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded24-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0744375228
Registered
25-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.