LE CHALET
ActiveThe computed 12-month bankruptcy probability of LE CHALET is 1.9% (moderate). The 2024 annual accounts show equity of €185k and a net result of €12k. Equity is growing by ~45.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 18940 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▼-27
Solvency80▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.86 in 2023; short-term debt: 45.3% and cash: 29.4% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
56 d early
2022
31 d early
2021
29 d late
2020
31 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12k▼ 88.8%
2023 · €107k
2018: €12k
2019: €4k
2020: €34k
2021: €12k
2022: €-4k
2023: €107k
2018 → 2024
Working capital
€12k
2023 · €-20k
2018: €-23k
2019: €-41k
2020: €-42k
2021: €-53k
2022: €-161k
2023: €-20k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€58k-€70k▲ 20.7%€67k▼ 5.3%€173k▲ 160%€185k▲ 6.9%
Operating result€58k-€33k▼ 42.7%€-8k€153k€29k▼ 80.9%
Net result€34k-€12k▼ 64.9%€-4k€107k€12k▼ 88.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 81% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €338k
Fixed assets
€173k▼ 23.9%
Current assets
€166k▲ 35.3%
Equity and liabilities €338k
Equity
€185k▲ 6.9%
Debt
€153k▼ 13.2%
The debt ratio falls from 50.5% to 45.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▼
2023 · €202k
Cash flow
€67k▼
2023 · €156k
Solvency
54.7%▲
2023 · 49.5%
Current ratio
1.08▲
2023 · 0.86
Quick ratio
0.80▲
2023 · 0.72
Debt / equity
0.83▼
2023 · 1.02
ROE
6.5%▼
2023 · 61.5%
ROA
3.5%▼
2023 · 30.5%
Interest coverage
9.16▼
2023 · 18.33
Debt
€153k▼
2023 · €176k
Debt ≤ 1 year
€153k▲
2023 · €142k
Income taxes
€11k▼
2023 · €39k
Staff costs
€391k▲
2023 · €372k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€350k€338k▼
Fixed assets21/28€227k€173k▼
Tangible fixed assets22/27€136k€82k▼
Plant, machinery and equipment23€34k€29k▼
Furniture and vehicles24€40k€10k▼
Other tangible fixed assets26€62k€43k▼
Financial fixed assets28€91k€91k=
Current assets29/58€122k€166k▲
Stocks and contracts in progress3€21k€43k▲
Stocks30/36€21k€43k▲
Amounts receivable within one year40/41€28k€23k▼
Trade receivables40€15k€6k▼
Other amounts receivable41€12k€17k▲
Cash at bank and in hand54/58€72k€100k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€350k€338k▼
Equity10/15€173k€185k▲
Contributions10/11€20k€20k=
Reserves13€44k€44k=
Distributable reserves133€44k€44k=
Profit (loss) carried forward14€109k€121k▲
Amounts payable17/49€176k€153k▼
Amounts payable after more than one year17€35k-
Financial debts170/4€35k-
Amounts payable within one year42/48€142k€153k▲
Current portion of amounts payable after more than one year42€26k€35k▲
Trade debts44€35k€67k▲
Suppliers440/4€35k€67k▲
Taxes, remuneration and social security45€81k€52k▼
Taxes450/3€47k€15k▼
Remuneration and social security454/9€34k€37k▲
Income statement
Code20232024
Remuneration, social security and pensions62€372k€391k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€55k▲
Other operating charges640/8€8k€5k▼
Non-recurring operating charges66A€6k-
Gross operating margin9900€588k€481k▼
Operating profit (loss)9901€153k€29k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€145k€23k▼
Income taxes67/77€39k€11k▼
Profit (loss) for the period9904€107k€12k▼
Profit (loss) for the period to be appropriated9905€107k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€109k€121k▲
Profit (loss) brought forward from the previous period14P€3k€109k▲
Social balance
Average headcount (FTE)908713.0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €107k
Net result €107k after one loss-making year.
31-12
Financial
Equity above €150kEq €173k ▲160%
Equity rises from €67k to €173k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-4k ▼131%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 60 days late
2017
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 120 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chévelipont 61470 GenappeGround area
4,293 m²
Building footprint
203 m²
Volume, LiDAR
1,595 m³
Parcel 25003I0029/00N000, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Le Chalet
since 20152.243.378.188
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25003I0029/00N000 | Wallonia | 4,293 m² | 1 · 203 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenappe2.243.378.188
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 3,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.