LE CERF
ActiveFrom the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of LE CERF is 2.4% (moderate). The 2025 annual accounts show equity of €52,575 and a net result of -€11,908. Equity has been stable since 2019 (±1.2% per year). Its solvency ranks better than 60% of 1,899 sector peers (NACE 10, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 16-01-2009 Normal situation
- Activity
- Artisanal bread and fresh pastry making NACE 10712
- Establishment units
- 2.175.634.576 7971 Beloeil, since 26-01-2009
- 2.232.361.562 7971 Beloeil, since 01-07-2014
- Financial year end
- 30 June
- Peppol
- Reachable since 08-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.4%
- Gross margin
- €56,448
- ▲ 39.2%
- Turnover
- ≈ €170,000
- estimated
- Loss
- €11,908
- Equity
- €52,575
- ▼ 18.5%
- Total assets
- €129,468
- ▲ 15.5%
- Staff
- ≈ 1.4 FTE
- estimated
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Last filed accounts filed 28 days late; 1 of the last 3 accounts lateLoss of €11,908 (financial year 2025)lowers riskFounded in 2009Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 58% of them on solvency, 19% on liquidity, 22% on profitability and 22% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
Key points
- Caution: Lower net result than 82% of companies in food productssector median €8,269 · 1,901 companies -€11,908 View
Comparable companies
These companies have the same main activity as LE CERF: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €106,000 and €169,000, founded between 2004 and 2011.
| Company | Total assets | Gross margin |
|---|---|---|
| LE CERF Beloeil | €129,468 | €56,448 |
| GOURMANDISE DE LA HALLE Gerpinnes | €140,256 | €65,298 |
| BAKKERIJ SCHUERMANS Hamont-Achel | €133,461 | €52,925 |
| NOOR R&K Antwerpen | €132,391 | €46,784 |
| PATISSERIE LITTORAL Middelkerke | €158,549 | €59,462 |
| MEVLANA MARKET Brussel | €105,554 | €61,260 |
| DEMASURE - DEMASURE Kuurne | €168,589 | €39,891 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 27-02-2026
- Annual accounts 2024filed on 21-02-2025
- Annual accounts 2023filed on 11-03-2024
- Annual accounts 2022filed on 31-03-2023
Acts in the Belgian Official Gazette
- Purpose · Amendment of the articles · Legal-form change · Resignations & appointments · Miscellaneousact of 10-01-2024
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about LE CERF
- What is the company number of LE CERF?
- The company number of LE CERF is 0809.137.574. The VAT number is the same number with BE in front: BE 0809.137.574.
- Where is LE CERF based?
- The registered office is at Rue des Prés (Bas) 5, 7971 Beloeil.Company details
- What does LE CERF do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of LE CERF?
- The legal form of LE CERF is Private limited company (BV).
- When was LE CERF founded?
- LE CERF was founded on 16-01-2009.
- Is LE CERF still active?
- Yes, LE CERF is an active enterprise in the KBO register.
- How many employees does LE CERF have?
- LE CERF had an average of 2 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of LE CERF?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €56,448 and 2,678 comparable companies of the same size. It probably lies between €110,000 and €290,000. It is a rough estimate.
- Is LE CERF profitable?
- In financial year 2025, LE CERF made a loss of €11,908.
- Where can I find the annual accounts of LE CERF?
- LE CERF filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of LE CERF due?
- LE CERF must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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