Skip to content

Le Cactus

Active
Non-profit associationfounded 197847 yrs activeVan Lintstraat 16, 1070 Anderlecht, BelgiumKBO/BCE: BE 0419.499.858
Summary

Le Cactus has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,889 and a net result of €3,453. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 567 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
Le CactusActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Education
NACE 85207
#7 oldest company in Anderlecht, Education sector1 site
Size
€147,728total assets 2025
Staff
7.5 FTE
Equity
€47,889
Profit
€3,453
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
1 member
Accounts 36 d early1 of 6 deeds read
Why 94- Size: 7.5 FTE, total assets €147,728+ Legal form Non-profit association+ Liquidity: current ratio 1.62, cash €97,613+ Sector Education (NACE 85)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 57+2
equity 32.4% of total assets
Liquidity 68+4
short-term debt 61.8% · cash 66.1%
Profitability 72+30
return on assets 2.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,782 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%▼ -5.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +10.5% vs 06-2025highest value 08-2025: < 0.1%▼ -19.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -5.9% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%▲ +6.3% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Legal form Non-profit association lowers the probability
  • Liquidity: current ratio 1.62, cash €97,613 lowers the probability
  • Sector Education (NACE 85) lowers the probability
  • Size: 7.5 FTE, total assets €147,728 raises the probability for this profile
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.48 in 2024; short-term debt: 61.8% and cash: 66.1% of total assets), but 67.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 39%, liquidity 57%, profitability 44%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.62, cash €97,613
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Size: 7.5 FTE, total assets €147,728
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 d early
2024
30 d early
2023
19 d early
2022
42 d early
2021
45 d late
2020
53 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: François Pirotte (chair)Appointments: Elsa Simon Rodriguez, Yael…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Highest result since 2018net €3,453 ▲33.3%

Key points

  • Caution: Board changedlatest change 10-07-2026 · 1 in office 3 joined · 1 left View
  • Caution: Among the weakest 17% on equitysector median €582,650 · 567 companies €47,889 View
  • Positive: 8 profitable years in a rowprofit 2025: €3,453 8 years View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Active since 1978founded 03-12-1978 47 years View
  • Wallonia-Brussels supportpaid 2023 - 2025 €201,167 View

By topic

Financials

Fiscal year
2025
Total assets
€147,728
Profit
€3,453
Solvency
32.4%
Total assets▲ 1.9%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 10-07-2026Resignation: François Pirotte (chair)
  2. 25-06-2026Annual accounts filed
  3. 31-12-2025Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
EducationNACE 85207
Founded
03-12-1978
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure