Equity
-€37,332
Debts exceed assets in financial year 2025.
Le bon cô'thé
Lifetime
4 annual accounts with figures on one time axispeak -€2,223 (2022)
-€13,558▼ €2,002
lowest -€16,277 (2025)
-€16,277▼ €2,909
peak -€671 (2022)
-€37,332▼ €16,277
€40,161▲ 46.2%
Board2 names since 2021
1 directorQUENIART Jennifer
Documentsfilings and deeds
29-09-202660 days late
2025financial year
Gross margin from -€11,556 to -€13,558Loss of €16,277Equity from -€21,055 to -€37,332Debts from €27,477 to €40,161Cash from €6 to €313
Key points
from the 2025 annual accountsLosses
-€40,332 in four years
Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.
Payment terms
502 days to suppliers
Le bon cô'thé pays its suppliers 160 days later than in 2024.
2025 accounts filed 60 days after the deadline
Checked score
33
Weak
Financially stronger than 10% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,796 companies (NACE 56, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.4%lowest value
01-2025: 4.4%● unchanged vs 12-2024
02-2025: 4.5%▲ +0.1 percentage points vs 01-2025
03-2025: 4.5%● unchanged vs 02-2025
04-2025: 4.5%● unchanged vs 03-2025
05-2025: 4.5%● unchanged vs 04-2025
06-2025: 4.5%● unchanged vs 05-2025
07-2025: 4.5%● unchanged vs 06-2025
08-2025: 4.8%▲ +0.3 percentage points vs 07-2025
09-2025: 5.0%▲ +0.2 percentage points vs 08-2025
10-2025: 5.9%▲ +0.9 percentage points vs 09-2025
11-2025: 9.0%▲ +3.1 percentage points vs 10-2025
12-2025: 9.0%● unchanged vs 11-2025
01-2026: 9.0%● unchanged vs 12-2025
02-2026: 9.0%● unchanged vs 01-2026
03-2026: 8.9%▼ -0.1 percentage points vs 02-2026
04-2026: 8.9%● unchanged vs 03-2026
05-2026: 9.0%▲ +0.1 percentage points vs 04-2026
06-2026: 9.0%● unchanged vs 05-2026
07-2026: 8.9%▼ -0.1 percentage points vs 06-2026
08-2026: 9.4%▲ +0.5 percentage points vs 07-2026
09-2026: 9.5%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 6.1%▼ -3.4 percentage points vs 09-2026
11-2026: 6.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Last filed accounts filed 60 days late; 3 of the last 3 accounts late
Founded in 2021
lowers risk
Size: total assets €2,829
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 12% on liquidity, 8% on profitability and 10% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as Le bon cô'thé has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Le bon cô'thé itself: 6.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for Le bon cô'thé. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€37,332
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
60 days late
2024
74 days late
2023
54 days late
2022
66 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 4 accounts on average 64 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 October (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Transfer of 10 shares from EL YOUSFI Naaim to QUENIART Jennifer
General meeting of 07-11-2022 · Gazette deed
Transfer of 5 shares from QUENIART Jennifer to TEIXEIRA COSTA Rui Miguel
TEIXEIRA COSTA Rui Miguel holds 5 shares · General meeting of 23-09-2022 · Gazette deed
Transfer of 5 shares from FETOUI Sarah to QUENIART Jennifer
General meeting of 26-08-2022 · Gazette deed
Transfer of 5 shares from QUENIART Jennifer to FETOUI Sarah
FETOUI Sarah is a shareholder · General meeting of 06-07-2022 · Gazette deed
Official details
Source: KBO- Status
- Active since 14-12-2021Normal situation
- Activity
- “La restauration en général et le secteur Horeca, l’organisation de banquets et réceptions, le…” (deed in French)From the articles, 30 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.327.553.6021070 Anderlecht, since 01-02-2022
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on Le bon cô'thé
The gross margin has fallen every year since 2022.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Le bon cô'thé
- What is the company number of Le bon cô'thé?
- The company number of Le bon cô'thé is 0778.632.262. The VAT number is the same number with BE in front: BE 0778.632.262.
- Where is Le bon cô'thé based?
- The registered office is at Kommenstraat 49, 1070 Anderlecht.Company details
- What is the legal form of Le bon cô'thé?
- Le bon cô'thé is a private limited company (BV).
- When was Le bon cô'thé founded?
- Le bon cô'thé was founded on 14-12-2021.
- Is Le bon cô'thé still active?
- Yes, Le bon cô'thé is an active enterprise in the KBO register.
- What is the turnover of Le bon cô'thé?
- The annual accounts for financial year 2025 state no turnover. In financial year 2023 turnover was €19,010.Financials
- Is Le bon cô'thé profitable?
- In financial year 2025, Le bon cô'thé made a loss of €16,277.
- Where can I find the annual accounts of Le bon cô'thé?
- Le bon cô'thé filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Le bon cô'thé due?
- Le bon cô'thé must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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