Le Bercail
ActiveLe Bercail has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13.63M and a net result of €390k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 95% of 461 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+35
Solvency100=
Growth46=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €350k at 30 days acceptable
Liquidity ample (current ratio 13.91 against 13.83 in 2024; short-term debt: 7.1% and cash: 5.8% of total assets), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.3%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
57 d early
2023
71 d early
2022
61 d early
2021
33 d early
2020
66 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€3.57M▼ 0.2%
2024 · €3.58M
2018: €4.34M
2019: €4.38M
2020: €4.41M
2021: €4.22M
2022: €3.77M
2023: €3.36M
2024: €3.58M
2018 → 2025
EBIT margin
2.6%▲ 12.4pp
2024 · -9.8%
2018: -19.1%
2019: -10.6%
2020: -10.8%
2021: -14.7%
2022: -43.3%
2023: -49.5%
2024: -9.8%
2018 → 2025
Net result
€390k
2024 · €-287k
2018: €-666k
2019: €-341k
2020: €-430k
2021: €-441k
2022: €-1.61M
2023: €-1.58M
2024: €-287k
2018 → 2025
Working capital
€13.60M▲ 5.3%
2024 · €12.91M
2018: €14.54M
2019: €14.81M
2020: €14.91M
2021: €14.85M
2022: €13.78M
2023: €12.81M
2024: €12.91M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€4.22M-€3.77M▼ 10.8%€3.36M▼ 10.8%€3.58M▲ 6.5%€3.57M▼ 0.2%
Equity€14.73M-€13.76M▼ 6.6%€12.78M▼ 7.1%€12.94M▲ 1.2%€13.63M▲ 5.3%
Operating result€-621k-€-1.63M▼ 163%€-1.66M▼ 1.9%€-350k▲ 78.9%€93k
Net result€-441k-€-1.61M▼ 264%€-1.58M▲ 1.9%€-287k▲ 81.8%€390k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €93k after a loss of €350k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14.76M
Fixed assets
€116k▼ 21.3%
Current assets
€14.65M▲ 5.3%
Equity and liabilities €14.76M
Equity
€13.63M▲ 5.3%
Debt
€1.13M▲ 1.0%
The debt ratio falls from 8.0% to 7.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€127k▲
2024 · €-317k
Cash flow
€424k▲
2024 · €-254k
Solvency
92.3%▲
2024 · 92.0%
Current ratio
13.91▲
2024 · 13.83
Quick ratio
13.89▲
2024 · 13.80
Debt / equity
0.08▼
2024 · 0.09
ROE
2.9%▲
2024 · -2.2%
ROA
2.6%▲
2024 · -2.0%
Interest coverage
3.50▲
2024 · -8.63
Debt
€1.13M▲
2024 · €1.12M
Debt ≤ 1 year
€1.05M▲
2024 · €1.01M
Staff costs
€3.85M▼
2024 · €4.07M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14.06M€14.76M▲
Fixed assets21/28€148k€116k▼
Tangible fixed assets22/27€148k€116k▼
Land and buildings22€102k€85k▼
Plant, machinery and equipment23€35k€25k▼
Furniture and vehicles24€11k€7k▼
Current assets29/58€13.92M€14.65M▲
Stocks and contracts in progress3€28k€27k▼
Stocks30/36€28k€27k▼
Raw materials and consumables30/31€28k€27k▼
Amounts receivable within one year40/41€2.39M€2.63M▲
Trade receivables40€631k€769k▲
Other amounts receivable41€1.76M€1.86M▲
Current investments50/53€11.09M€11.14M▲
Cash at bank and in hand54/58€417k€855k▲
Equity and liabilities
Total equity and liabilities10/49€14.06M€14.76M▲
Equity10/15€12.94M€13.63M▲
Contributions10/11€17.02M€17.31M▲
Capital10€17.02M€17.31M▲
Profit (loss) carried forward14€-4.07M€-3.68M▲
Amounts payable17/49€1.12M€1.13M▲
Amounts payable within one year42/48€1.01M€1.05M▲
Trade debts44€22k€33k▲
Suppliers440/4€22k€33k▲
Taxes, remuneration and social security45€985k€1.02M▲
Taxes450/3€52k€95k▲
Remuneration and social security454/9€933k€926k▼
Accrued charges and deferred income492/3€116k€81k▼
Income statement
Code20242025
Operating income70/76A€4.59M€4.72M▲
Turnover70€3.58M€3.57M▼
Other operating income74€81k€117k▲
Non-recurring operating income76A€975€54k▲
Operating charges60/66A€4.94M€4.63M▼
Goods for resale, raw materials and consumables60€324k€323k▼
Purchases600/8€327k€321k▼
Change in stocks: decrease (increase)609€-3k€1k▲
Services and other goods61€261k€238k▼
Remuneration, social security and pensions62€4.07M€3.85M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€34k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€19k€-50k▼
Other operating charges640/8€237k€237k▲
Non-recurring operating charges66A€0€0=
Operating profit (loss)9901€-350k€93k▲
Financial income75/76B€100k€333k▲
Recurring financial income75€100k€333k▲
Income from current assets751€100k€333k▲
Financial charges65/66B€37k€36k▼
Recurring financial charges65€37k€36k▼
Other financial charges652/9€37k€36k▼
Profit (loss) for the period before taxes9903€-287k€390k▲
Profit (loss) for the period9904€-287k€390k▲
Profit (loss) for the period to be appropriated9905€-287k€390k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4.07M€-3.68M▲
Profit (loss) brought forward from the previous period14P€-3.79M€-4.07M▼
Social balance
Average headcount (FTE)9087101.9105.4▲
The notes to these accounts (31 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €390k
Net result €390k after 7 loss-making years.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-1.61M
Net result drops to €-1.61M, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
22 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 5 establishment units since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d' Esquermes(B.S) 57603 PéruwelzGround area
5.2 ha
Building footprint
1,320 m²
Volume, LiDAR
9,752 m³
4 parcels, Wallonia · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
5 establishment units
Le Bercail
since 19792.150.155.151
L'Espéranderie
since 19792.150.155.448
La Garenne
since 20052.150.155.547
La Fermette
since 20052.150.155.844
Siège Administratif
since 20052.150.163.861
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57011E1385/00W000 | Wallonia | 2.8 ha | 2 · 254 m² | 16.2 m · 4 fl. |
| 57090A1222/00E000 | Wallonia | 2.0 ha | 1 · 659 m² | 12.7 m · 2 fl. |
| 57090B0209/00K000 | Wallonia | 4,158 m² | 1 · 228 m² | 9.4 m · 2 fl. |
| 57071A0449/00K000 | Wallonia | 209 m² | 1 · 179 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePéruwelz2.150.155.151
Legal Entity Identifier
967600XH1GDLTWDC4V29
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Of 323 companies in sector 87202 we hold annual accounts for 274. 162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded12-09-1979
Fiscal year end31-12
Activities, NACEBEL
85314
87202Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.esperanderie.eu
E-mail:association-bercail@ebgs.eu