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LDR

Active
Private limited company·Activiteiten van holdings· 6 yrs active
Essendries 15 ·2870 Puurs-Sint-Amands, Belgium

LDR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €737k and a net result of €114k. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

KBO/BCE: BE 0735.919.303
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Belgian State Gazette acts: 0 of 2 read

Summary

Bankruptcy probability (12 mo)

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Timeline

What happened to this company, by date

State Gazette, CBE and NBB in one series · 0 of 2 acts read
2025
26-09-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
20-08-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema

Financials

Equity€737k
Net result€114k
Total assets€1.07M
Solvency69.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Figures by fiscal year

Source: NBB · 2024
Annual accounts filed on 26-09-2025 with the NBB · fiscal year 2024 · micro schema
Figures by fiscal year and ratios
Fiscal year2024
Depositmicro schema
Revenuen/a
EBITDAn/a
Net profit€114k
Cash flown/a
Staff costs-
Income taxes€37k
Dividends-
Total assets€1.07M
Equity€737k
Debt€332k
of which ≤ 1y€332k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency69.0%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA10.6%
ROE15.4%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.07M
Current assets 29/58€1.07M
Amounts receivable within one year 40/41€1.05M
Cash & bank 54/58€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.07M
Equity 10/15€737k
Contributions / capital 10/11€100
Reserves 13€737k
Amounts payable 17/49€332k
Amounts payable within one year 42/48€332k
Trade debts payable within one year 44€399
Income statement
Gross operating margin 9900€140k
Operating result 9901€136k
Financial income 75€15k
Financial charges 65€2k
Result before taxes 9903€150k
Income taxes 67/77€37k
Net result for the period 9904€114k
Result to be appropriated 9905€114k
Ratios computed by Checked.

Signals

Signals

Gazette, CBE, filings and accounts in one list
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 34 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 34 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not confirmed -
31-12-2024 31-07-2025 26-09-2025 57 d late 2025-00508278
31-12-2023 31-07-2024 30-08-2024 30 d late 2024-00405269
31-12-2022 31-07-2023 30-08-2023 30 d late 2023-00373717
31-12-2021 31-07-2022 30-08-2022 30 d late 2022-20346271
31-12-2020 31-07-2021 20-08-2021 20 d late 2021-51300073
31-12-2019 31-07-2020 01-07-2020 30 d early 2020-24600533

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
LDR
Essendries 15, 2870 Puurs-Sint-AmandsOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20192.295.155.008
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,000 m²
Buildings1
Building footprint226 m²
Volume (LiDAR)1,229 m³
Tallest building8.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12030D0337/00G000 Flanders 3,000 m² 1 · 226 m² 8.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Belgian State Gazette · acts

0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,578 of the 24,686 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL LDR
Registered office
Essendries 15
2870 Puurs-Sint-Amands, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.