LDM Consulting
ActiveLDM Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €9k. Equity is shrinking by ~31.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 33% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
75
/ 100
Excellent▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency41▼-59
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 17.52 in 2024), and 74% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26%
Return on assets
8.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
20 d early
2024
6 d early
2023
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9k▼ 43.7%
2024 · €16k
2023: €69k
2024: €16k
2023 → 2025
Working capital
€4k▼ 93.2%
2024 · €61k
2023: €64k
2024: €61k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€73k-€89k▲ 21.1%€27k▼ 69.6%
Operating result€89k-€21k▼ 76.0%€13k▼ 39.9%
Net result€69k-€16k▼ 77.7%€9k▼ 43.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 40% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€23k▼ 16.3%
Current assets
€81k▲ 24.4%
Equity and liabilities €104k
Equity
€27k▼ 69.6%
Debt
€77k▲ 1,905%
The debt ratio rises from 4.1% to 74.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€19k▼
2024 · €26k
Cash flow
€15k▼
2024 · €20k
Solvency
26.0%▼
2024 · 95.9%
Current ratio
1.05▼
2024 · 17.52
Quick ratio
1.05▼
2024 · 17.52
Debt / equity
2.85▲
2024 · 0.04
ROE
32.2%▲
2024 · 17.4%
ROA
8.4%▼
2024 · 16.7%
Interest coverage
24.19▲
2024 · 21.15
Debt
€77k▲
2024 · €4k
Debt ≤ 1 year
€77k▲
2024 · €4k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€104k▲
Fixed assets21/28€28k€23k▼
Tangible fixed assets22/27€28k€23k▼
Furniture and vehicles24€11k€8k▼
Other tangible fixed assets26€17k€15k▼
Current assets29/58€65k€81k▲
Amounts receivable within one year40/41€14k€19k▲
Trade receivables40€12k€15k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€48k€59k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€93k€104k▲
Equity10/15€89k€27k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€85k€23k▼
Amounts payable17/49€4k€77k▲
Amounts payable within one year42/48€4k€77k▲
Trade debts44€76€2k▲
Suppliers440/4€76€2k▲
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€4k€4k▲
Other amounts payable47/48€0€71k▲
Accrued charges and deferred income492/3€128€281▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€519€2k▲
Gross operating margin9900€26k€21k▼
Operating profit (loss)9901€21k€13k▼
Financial income75/76B€0€9▲
Recurring financial income75€0€9▲
Financial charges65/66B€1k€788▼
Recurring financial charges65€1k€788▼
Profit (loss) for the period before taxes9903€20k€12k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€16k€9k▼
Profit (loss) for the period to be appropriated9905€16k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€94k▲
Profit (loss) brought forward from the previous period14P€69k€85k▲
Profit to be distributed694/7-€71k
Return on contributions (dividend)694-€71k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €9k ▼43.7%
Net result drops to €9k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity times 6current ratio 17.52
Current ratio from 3.04 to 17.52; short-term debt falls from €31k to €4k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Longue 726200 ChâteletGround area
2,003 m²
Building footprint
159 m²
Volume, LiDAR
1,507 m³
Parcel 52007B0856/00L000, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LDM Consulting
since 20222.339.410.564
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52007B0856/00L000 | Wallonia | 2,003 m² | 1 · 159 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Boom · Eq €27k
BURNIAUX CONSULTING
BE 0744.369.684
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LE SIDECAR WEB
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Wabbit Studio
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 6,212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.