LDlaw
ActiveLDlaw has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €17k. Its solvency ranks better than 54% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency82
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.24), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.4%
Return on assets
56.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€18k
Total assets
€29k
Net result
€17k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €29k
Fixed assets
€15k
Current assets
€15k
Equity and liabilities €29k
Equity
€18k
Debt
€12k
Debt finances 39.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€27k
Cash flow
€18k
Solvency
60.4%
Current ratio
1.24
Quick ratio
1.24
Debt / equity
0.66
ROE
93.4%
ROA
56.4%
Interest coverage
532.97
Debt
€12k
Debt ≤ 1 year
€12k
Income taxes
€9k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€29k
Fixed assets21/28€15k
Tangible fixed assets22/27€15k
Furniture and vehicles24€15k
Current assets29/58€15k
Amounts receivable within one year40/41€2k
Trade receivables40€157
Other amounts receivable41€2k
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€29k
Equity10/15€18k
Contributions10/11€2k
Reserves13€15k
Distributable reserves133€15k
Profit (loss) carried forward14€1k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€4k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€463
Gross operating margin9900€27k
Operating profit (loss)9901€25k
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€25k
Income taxes67/77€9k
Profit (loss) for the period9904€17k
Profit (loss) for the period to be appropriated9905€17k
Appropriation of the result
Profit (loss) to be appropriated9906€17k
Transfer to equity691/2€15k
To contributions691€15k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geraardsbergsestraat(SPK) 271541 PajottegemGround area
747 m²
Building footprint
422 m²
Volume, LiDAR
7,082 m³
Parcel 44809I0837/00E012, Flanders · tallest building 20.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
LDlaw
since 20252.372.206.264
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0837/00E012 | Flanders | 747 m² | 1 · 422 m² | 20.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELS KINDT
BE 0476.709.072
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DG IMMO
BE 0542.617.010
Wavre · Eq €18k
ADVOCATENKANTOOR DE MULDER
BE 0508.689.576
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Benjamin Pierard, Avocat
BE 0679.773.921
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ATAEI
BE 1010.917.568
Elsene · Eq €18k
Of 22,018 companies in sector 69101 we hold annual accounts for 9,026. 5,897 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2025
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.