LDL.aw
ActiveLDL.aw has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €33k. Equity is growing by ~76.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth78=
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 5.18 against 3.66 in 2024; short-term debt: 19.3% and cash: 99.4% of total assets), and 19.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.7%
Return on assets
36.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
143 d early
2024
35 d early
2023
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 84.1%
2024 · €39k
2023: €12k
2024: €39k
2023 → 2025
Total assets
€89k▲ 65.7%
2024 · €54k
2023: €22k
2024: €54k
2023 → 2025
Net result
€33k▲ 22.1%
2024 · €27k
2023: €12k
2024: €27k
2023 → 2025
Working capital
€72k▲ 84.1%
2024 · €39k
2023: €13k
2024: €39k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€39k▲ 221%€72k▲ 84.1%
Operating result€15k-€35k▲ 126%€42k▲ 21.6%
Net result€12k-€27k▲ 123%€33k▲ 22.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €89k
Equity
€72k▲ 84.1%
Debt
€17k▲ 16.9%
The debt ratio falls from 27.3% to 19.3%. Equity and debt are higher.
Key figures and ratios
Solvency
80.7%▲
2024 · 72.7%
Current ratio
5.18▲
2024 · 3.66
Quick ratio
5.18▲
2024 · 3.66
Debt / equity
0.24▼
2024 · 0.38
ROE
45.7%▼
2024 · 68.9%
ROA
36.9%▼
2024 · 50.1%
Debt
€17k▲
2024 · €15k
Debt ≤ 1 year
€17k▲
2024 · €15k
Income taxes
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€89k▲
Current assets29/58€54k€89k▲
Amounts receivable within one year40/41€8k-
Trade receivables40€7k-
Other amounts receivable41€366-
Cash at bank and in hand54/58€45k€89k▲
Deferred charges and accrued income490/1€696€578▼
Equity and liabilities
Total equity and liabilities10/49€54k€89k▲
Equity10/15€39k€72k▲
Contributions10/11€100€100=
Reserves13€39k€72k▲
Distributable reserves133€39k€72k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€15k€17k▲
Amounts payable within one year42/48€15k€17k▲
Trade debts44€227€1k▲
Suppliers440/4€227€1k▲
Taxes, remuneration and social security45€15k€15k▲
Taxes450/3€15k€15k▲
Other amounts payable47/48-€728
Income statement
Code20242025
Other operating charges640/8€280€192▼
Gross operating margin9900€35k€42k▲
Operating profit (loss)9901€35k€42k▲
Financial charges65/66B€44€40▼
Recurring financial charges65€44€40▼
Profit (loss) for the period before taxes9903€35k€42k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€27k€33k▲
Profit (loss) for the period to be appropriated9905€27k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€33k▲
Transfer to equity691/2€27k€33k▲
To other reserves6921€27k€33k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €33k ▲22.1%
Operating result €42k, net result €33k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dikkemeerweg 541653 BeerselGround area
6,657 m²
Building footprint
294 m²
Volume, LiDAR
1,930 m³
Parcel 23017D0077/00V002, Flanders · tallest building 14.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dikkemeerweg 54, 1653 Beersel
since 20232.350.928.622
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017D0077/00V002 | Flanders | 6,657 m² | 1 · 294 m² | 14.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GALLUS
BE 0454.923.664
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FENCER
BE 0748.445.862
Brussel · Eq €72k
LD LAW
BE 1008.109.914
Brussel · Eq €72k
SCHREURS Carl
BE 0805.709.615
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COMITAS
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Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 7,477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2023
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.