LDICT
ActiveSummary
LDICT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28k and a net result of €2k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 52% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability46▼-29
Solvency89▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.8 against 3.11 in 2023; short-term debt: 35.7% and cash: 54.6% of total assets), and 35.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
64.3%
Return on assets
3.5%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
4 d early
2022
17 d late
2021
4 d late
2020
28 d late
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€28k▲ 5.7%
2023 · €27k
Total assets
€44k▲ 11.6%
2023 · €39k
Net result
€2k▼ 74.0%
2023 · €6k
Working capital
€28k▲ 5.7%
2023 · €27k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€6k▼ 50.3%€-1k€4k€9k▲ 125%€3k▼ 65.3%
Net result€5k▼ 61.4%€-1k€2k€6k▲ 142%€2k▼ 74.0%
Equity€20k▲ 29.6%€18k▼ 7.4%€21k▲ 13.1%€27k▲ 28.1%€28k▲ 5.7%
Total assets€29k▼ 10.9%€24k▼ 16.8%€28k▲ 15.9%€39k▲ 39.8%€44k▲ 11.6%
Debt€9k▼ 46.6%€6k▼ 36.9%€7k▲ 24.8%€13k▲ 73.0%€16k▲ 24.2%
Working capital€19k▲ 62.0%€18k▼ 3.5%€21k▲ 13.3%€27k▲ 28.2%€28k▲ 5.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 65% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44k
Fixed assets
€39 =
Current assets
€44k ▲ 11.6%
Equity and liabilities €44k
Equity
€28k ▲ 5.7%
Debt
€16k ▲ 24.2%
Debt's share of the balance-sheet total rises from 32.1% to 35.7%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.80▼
2023 · 3.11
Debt to equity
0.56▲
2023 · 0.47
ROE
5.4%▼
2023 · 22.0%
ROA
3.5%▼
2023 · 14.9%
Debt ≤ 1 year
€16k▲
2023 · €13k
Income taxes
€2k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €798 | €806 | €16 | - | - | - |
| Other operating charges640/8 | - | €165 | €502 | €384 | €462 | ▲ 20.3% |
| Gross operating margin9900 | €8k | €-173 | €5k | €10k | €4k | ▼ 61.9% |
| Operating profit (loss)9901 | €6k | €-1k | €4k | €9k | €3k | ▼ 65.3% |
| Financial income75/76B | - | - | - | €5 | €9 | ▲ 87.6% |
| Recurring financial income75 | - | - | - | €5 | €9 | ▲ 87.6% |
| Financial charges65/66B | - | €211 | €189 | €193 | €181 | ▼ 6.3% |
| Recurring financial charges65 | €71 | €211 | €189 | €193 | €181 | ▼ 6.3% |
| Profit (loss) for the period before taxes9903 | €6k | €-1k | €4k | €9k | €3k | ▼ 66.5% |
| Income taxes67/77 | €1k | €121 | €2k | €3k | €2k | ▼ 53.0% |
| Profit (loss) for the period9904 | €5k | €-1k | €2k | €6k | €2k | ▼ 74.0% |
| Profit (loss) for the period to be appropriated9905 | €5k | €-1k | €2k | €6k | €2k | ▼ 74.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29k | €24k | €28k | €39k | €44k | ▲ 11.6% |
| Fixed assets21/28 | €861 | €55 | €39 | €39 | €39 | = |
| Tangible fixed assets22/27 | €822 | €16 | - | - | - | - |
| Furniture and vehicles24 | - | €16 | - | - | - | - |
| Financial fixed assets28 | €39 | €39 | €39 | €39 | €39 | = |
| Current assets29/58 | €28k | €24k | €28k | €39k | €44k | ▲ 11.6% |
| Amounts receivable within one year40/41 | €14k | €10k | €10k | €11k | €10k | ▼ 9.6% |
| Trade receivables40 | - | €10k | €10k | €11k | €10k | ▼ 9.6% |
| Current investments50/53 | - | - | - | €10k | €10k | = |
| Cash at bank and in hand54/58 | €14k | €15k | €18k | €18k | €24k | ▲ 30.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29k | €24k | €28k | €39k | €44k | ▲ 11.6% |
| Equity10/15 | €20k | €18k | €21k | €27k | €28k | ▲ 5.7% |
| Contributions10/11 | - | €13k | €13k | €13k | €13k | = |
| Reserves13 | €6k | €6k | €6k | €12k | €13k | ▲ 12.6% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €5k | €5k | €10k | €12k | ▲ 15.0% |
| Profit (loss) carried forward14 | €500 | €-976 | €1k | €2k | €2k | ▲ 1.1% |
| Amounts payable17/49 | €9k | €6k | €7k | €13k | €16k | ▲ 24.2% |
| Amounts payable within one year42/48 | €9k | €6k | €7k | €13k | €16k | ▲ 24.2% |
| Trade debts44 | €2k | €365 | €335 | €2k | €1k | ▼ 44.8% |
| Suppliers440/4 | - | €365 | €335 | €2k | €1k | ▼ 44.8% |
| Taxes, remuneration and social security45 | - | €5k | €6k | €10k | €14k | ▲ 39.3% |
| Taxes450/3 | - | €5k | €6k | €10k | €14k | ▲ 39.3% |
| Other amounts payable47/48 | - | €885 | €885 | €885 | €904 | ▲ 2.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €-1k | €2k | €6k | €2k | ▼ 74.0% |
| + Depreciation and write-downs630 | €798 | €806 | €16 | - | - | - |
| Operating cash flow (approximation) | €5k | €-670 | €2k | €6k | €2k | ▼ 74.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €874 | €4k | €-64 | €6k | ▲ 8,933% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Highest result since 2018net €12k ▲410%
Operating result €12k, net result €12k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2014
Ground area
776 m²
Building footprint
225 m²
Volume, LiDAR
1,196 m³
Parcel 53059A0248/00Z015, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LDICT
since 20142.228.620.530
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53059A0248/00Z015 | Wallonia | 776 m² | 1 · 225 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,276 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-04-2014
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
43211General electrical installation work
46150Agents in the wholesale of furniture, household goods and hardware
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Contact
E-mail
info@ldict.be
E-mail
laurent.druart@ldict.beMons
Phone
0477/222.592Mons
Scores and ratios are computed by Checked and are not a credit decision.