Financials
- Financial year
- 2025
- Total assets
- €7.9m
- Profit
- €87,446
- Solvency
- 40.8%
Total assets▲ 3.8%
Net result
20182025
Summary
LDBS INSURANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.2m and a net result of €87,446. Equity remains stable across the filed financial years (±1.6% per year). Its solvency ranks better than 50% of 604 sector peers (NACE 66, financial year 2025). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
1 site
Size
€7.9mtotal assets 2025
- Staff
- 10.6 FTE
- Equity
- €3.2m
- Profit
- €87,446
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Largest shareholder
- MAXCES Consulting · 20%
- Holdings
- 1
2025 accounts on time3 of 18 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
12 days early
2023
12 days late
2022
31 days late
2021
30 days late
2020
31 days late
2019
45 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Capital & sharesShare cancellation · Reserve release…
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Largest shareholder
- MAXCES Consulting · 20%
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 20
- Since
- 2012
- Next accounts
- by 31-07-2027
- 23-01-2025Resignation: BV Smets Consulting, Insurance & Finance…
- 22-01-2025Capital & shares · Miscellaneous
- 12-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 13-07-2010
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about LDBS INSURANCE
- What is the company number of LDBS INSURANCE?
- 0827.765.138. In Belgium the VAT number is the company number with BE in front: BE 0827.765.138.
- Where is LDBS INSURANCE based?
- The registered office is at Antwerpsesteenweg 253, 2950 Kapellen.Company details
- What does LDBS INSURANCE do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of LDBS INSURANCE?
- Public limited company (NV).
- When was LDBS INSURANCE founded?
- On 13-07-2010.
- Is LDBS INSURANCE still active?
- Yes, LDBS INSURANCE is an active enterprise in the KBO register.
- How many employees does LDBS INSURANCE have?
- On average 10.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of LDBS INSURANCE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is LDBS INSURANCE profitable?
- In financial year 2025, LDBS INSURANCE made a profit of €87,446.
- Where can I find the annual accounts of LDBS INSURANCE?
- LDBS INSURANCE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LDBS INSURANCE due?
- By 31-07-2027, for financial year 2026.Timeline
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Shareholders
and 1 moreSubsidiaries and holdings
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