LDB Consultancy
ActiveLDB Consultancy has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €297k and a net result of €116k. Equity is growing by ~57.2% per year across the filed fiscal years. Its solvency ranks better than 93% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 15.01 against 6.24 in 2024; short-term debt: 6.1% and cash: 21.6% of total assets), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
36.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
158 d early
2024
27 d early
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€297k▲ 63.6%
2024 · €182k
2023: €89k
2024: €182k
2023 → 2025
Total assets
€317k▲ 46.6%
2024 · €216k
2023: €124k
2024: €216k
2023 → 2025
Net result
€116k▲ 24.8%
2024 · €93k
2023: €83k
2024: €93k
2023 → 2025
Working capital
€271k▲ 51.1%
2024 · €179k
2023: €86k
2024: €179k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€89k-€182k▲ 104%€297k▲ 63.6%
Operating result€105k-€120k▲ 13.7%€150k▲ 25.4%
Net result€83k-€93k▲ 11.3%€116k▲ 24.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €317k
Fixed assets
€26k▲ 996%
Current assets
€290k▲ 35.9%
Equity and liabilities €317k
Equity
€297k▲ 63.6%
Debt
€19k▼ 43.5%
The debt ratio falls from 15.9% to 6.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€153k▲
2024 · €121k
Cash flow
€119k▲
2024 · €94k
Solvency
93.9%▲
2024 · 84.1%
Current ratio
15.01▲
2024 · 6.24
Quick ratio
15.01▲
2024 · 6.24
Debt / equity
0.07▼
2024 · 0.19
ROE
38.9%▼
2024 · 50.9%
ROA
36.5%▼
2024 · 42.9%
Interest coverage
112.23▲
2024 · 76.89
Debt
€19k▼
2024 · €34k
Debt ≤ 1 year
€19k▼
2024 · €34k
Income taxes
€33k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€216k€317k▲
Fixed assets21/28€2k€26k▲
Tangible fixed assets22/27€2k€26k▲
Plant, machinery and equipment23€906€3k▲
Furniture and vehicles24€1k€23k▲
Current assets29/58€214k€290k▲
Amounts receivable within one year40/41€22k€121k▲
Trade receivables40€22k€49k▲
Other amounts receivable41€233€73k▲
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€91k€68k▼
Deferred charges and accrued income490/1€634€761▲
Equity and liabilities
Total equity and liabilities10/49€216k€317k▲
Equity10/15€182k€297k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€176k€291k▲
Amounts payable17/49€34k€19k▼
Amounts payable within one year42/48€34k€19k▼
Trade debts44€721€4k▲
Suppliers440/4€721€4k▲
Taxes, remuneration and social security45€34k€15k▼
Taxes450/3€34k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€306€316▲
Gross operating margin9900€121k€154k▲
Operating profit (loss)9901€120k€150k▲
Financial income75/76B€55€12▼
Recurring financial income75€55€12▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€118k€149k▲
Income taxes67/77€25k€33k▲
Profit (loss) for the period9904€93k€116k▲
Profit (loss) for the period to be appropriated9905€93k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€176k€291k▲
Profit (loss) brought forward from the previous period14P€83k€176k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €116k ▲24.8%
Operating result €150k, net result €116k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 15.01
Current ratio from 6.24 to 15.01; short-term debt falls from €34k to €19k.
31-12
Financial
Equity above €200kEq €297k ▲63.6%
3 profitable years in a row build equity to €297k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €182k ▲104%
2 profitable years in a row build equity to €182k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willem Coosemansstraat 1663010 LeuvenGround area
126 m²
Building footprint
90 m²
Volume, LiDAR
814 m³
Parcel 24483E0241/00H003, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LDB Consultancy
since 20222.338.788.675
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0241/00H003 | Flanders | 126 m² | 1 · 89 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JELITECH
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I-TeConsult
BE 0823.776.062
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TINT SOFTWARE
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NVISION DATA
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PHILIPPE CELIS BUSINESS DEVELOPMENT
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 13,769 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73200Market research and public opinion polling
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.