LD & Partners

Active

Private limited companyfounded 20206 yrs activeRoute de Hockai(Sart) 35, 4845 Jalhay, BelgiumKBO/BCE: BE 0751.723.769

The computed 12-month bankruptcy probability of LD & Partners is 2.3% (moderate). The 2024 annual accounts show equity of €5k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 77% of 2438 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

100 / 100

Excellent▲ +45 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+100

Solvency100▲+39

Growth32=

Stability100

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 3.74 against 1.44 in 2023), and 26.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 25

Relative position

BE, all sectors

reference

Sector 25

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

73.3%

Return on assets

33.1%

Age of the figures

20 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Growing equity

Equity grew over 2022-2024. Profits are largely retained rather than distributed.

NBB · annual accounts 2024

Equity per financial year

21222324

2021 to 2024 · latest year €5k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

28 d late

2023

29 d late

2022

30 d late

2021

29 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€5k▲ 82.5%

2023 · €2k

2021: €14k 2022: €3k 2023: €2k

2021 → 2024

Total assets

€6k▼ 19.3%

2023 · €8k

2021: €17k 2022: €17k 2023: €8k

2021 → 2024

Net result

€2k

2023 · €-540

2021: €11k 2022: €2k 2023: €-540

2021 → 2024

Working capital

€5k▲ 96.7%

2023 · €2k

2021: €12k 2022: €2k 2023: €2k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€14k-€3k▼ 78.0%€2k▼ 17.8%€5k▲ 82.5%

Operating result€11k-€4k▼ 64.2%€574▼ 85.4%€3k▲ 374%

Net result€11k-€2k▼ 83.8%€-540€2k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 374% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €6k

73.3%

26.7%

Equity €5k▲ 82.5%

Debt €2k▼ 68.1%

The debt ratio falls from 67.6% to 26.7%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€3k▲

2023 · €1k

Cash flow

€2k▲

2023 · €322

Solvency

73.3%▲

2023 · 32.4%

Current ratio

3.74▲

2023 · 1.44

Quick ratio

3.74▲

2023 · 1.44

Debt / equity

0.37▼

2023 · 2.09

ROE

45.2%▲

2023 · -21.7%

ROA

33.1%▲

2023 · -7.0%

Interest coverage

32.06▲

2023 · 14.36

Debt

€2k▼

2023 · €5k

Debt ≤ 1 year

€2k▼

2023 · €5k

Income taxes

€575▼

2023 · €1k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€8k€6k▼

Fixed assets21/28€179-

Tangible fixed assets22/27€179-

Plant, machinery and equipment23€179-

Current assets29/58€8k€6k▼

Amounts receivable within one year40/41€4k€5k▲

Trade receivables40€2k€2k▲

Other amounts receivable41€3k€3k▲

Cash at bank and in hand54/58€3k€1k▼

Deferred charges and accrued income490/1€114€114=

Equity and liabilities

Total equity and liabilities10/49€8k€6k▼

Equity10/15€2k€5k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€-507€2k▲

Amounts payable17/49€5k€2k▼

Amounts payable within one year42/48€5k€2k▼

Trade debts44€246€139▼

Suppliers440/4€246€139▼

Taxes, remuneration and social security45€5k€2k▼

Taxes450/3€5k€2k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€862€69▼

Other operating charges640/8-€110

Gross operating margin9900€1k€3k▲

Operating profit (loss)9901€574€3k▲

Financial charges65/66B€100€87▼

Recurring financial charges65€100€87▼

Profit (loss) for the period before taxes9903€474€3k▲

Income taxes67/77€1k€575▼

Profit (loss) for the period9904€-540€2k▲

Profit (loss) for the period to be appropriated9905€-540€2k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-507€2k▲

Profit (loss) brought forward from the previous period14P€32€-507▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

2025

28-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

2024

31-12

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

31-12

Financial Liquidity triplescurrent ratio 3.74

Current ratio from 1.44 to 3.74; short-term debt falls from €5k to €2k.

29-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

2023

31-12

Financial Weakest financial yearnet €-540 ▼131%

Net result drops to €-540, the lowest in the series; recovery starts the following year.

30-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 30 days late

2022

29-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jalhay · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Route de Hockai(Sart) 354845 Jalhay

Ground area

5,181 m²

Building footprint

187 m²

Volume, LiDAR

1,090 m³

Parcel 63068B2887/00W000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

LD & Partners

Route de Hockai(Sart) 35, 4845 JalhayManufacture of fabricated metal products, except machinery and equipment

since 20202.309.815.963

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63068B2887/00W000	Wallonia	5,181 m²	1 · 187 m²	8.0 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

ELEVATE CONSTRUCTIONS

Of 3,447 companies in sector 25530 we hold annual accounts for 1,644. 288 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-08-2020

Fiscal year end31-12

Activities, NACEBEL

25530Machining of metals

42110Construction of roads and motorways

43120Site preparation

43130Specialised construction activities

43230Insulation installation

43240Other construction installation

43291Specialised construction activities

43299Specialised construction activities

43310Plastering work

43320Joinery installation

43350Other building finishing work

43410Roofing work

43421Specialised construction activities

43990Other specialised construction activities

43992Specialised construction activities

43999Specialised construction activities

81220Other building cleaning and industrial cleaning

81300Landscape service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.